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Complete company report
Generated 22-07-2026
Active BE 0802.305.311Private limited company

GUNNU

Chaussée de Tournai(R-C) 10 ·7520 Tournai, Belgium· 3 yrs active
Sector: NACE 95316 (95316)
Conclusion Checked

The computed 12-month bankruptcy probability of GUNNU is 2.6% (moderate). The 2024 annual accounts show negative equity (€-4k) and a net result of €3k. Its solvency ranks better than 22% of 922 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-4k
Net result €3k
Staff (FTE) 4.2
Better than sector 22%
Snowflake analysis 5 axes · computed by Checked
Health23Profitability17Solvency40Growth85Stability94
52 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 23
Profitability 17
Solvency 40
Growth 85
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.6% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
23 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 05-08-2025 with the NBB · fiscal year 2024 · micro
€-50k€0€50k€100k€150kRevenue 2023: €35k€35kOperating result 2023: €-10k€-10kNet result 2023: €-10k€-10kRevenue 2024: €140k€140kOperating result 2024: €3k€3kNet result 2024: €3k€3k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 95 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -7.5% 24.6%
better than 22% of 922 sector peers
Net result €3k €5k
better than 45% of 918 sector peers
Equity €-4k €17k
better than 20% of 923 sector peers
Gross operating margin €76k €27k
better than 76% of 917 sector peers
Staff costs €68k €28k
higher than 76% of 427 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€140k
+302.8% 23-24
EBITDA
€4k
- 23-24
Net profit
€3k
- 23-24
Cash flow
€4k
- 23-24
Total assets
€47k
+210.6% 23-24
Equity
€-4k
+46.2% 23-24
Working capital
€-9k
+6.0% 23-24
Employees (FTE)
4
+110.0% 23-24
Staff costs
€68k
+132.2% 23-24
Debt
€51k
+133.0% 23-24
Debt ≤ 1y
€51k
+133.0% 23-24
Current ratio
0.82
+48.0% 23-24
Quick ratio
0.60
+9.1% 23-24
Solvency
-7.5%
+82.7% 23-24
Debt / equity
-14.34
-333.1% 23-24
ROE
-85.8%
- 23-24
ROA
6.4%
- 23-24
Net margin
2.2%
- 23-24
EBITDA margin
2.9%
- 23-24
Interest coverage
24.31
- 23-24
Figures by fiscal year
Fiscal year2024
Revenue€140k
EBITDA€4k
Net profit€3k
Cash flow€4k
Staff costs€68k
Income taxes-
Dividends-
Total assets€47k
Equity€-4k
Debt€51k
of which ≤ 1y€51k
of which > 1y-
Working capital€-9k
Employees (FTE)4.2
Ratios (computed)
2024
Current ratio0.82
Quick ratio0.60
Working capital ratio-19.3%
Solvency-7.5%
Debt / equity-14.34
Long-term debt ratio-
Interest coverage24.31
Gross margin53.0%
Net margin2.2%
ROA6.4%
ROE-85.8%
EBITDA margin2.9%
Days sales outstanding69d
Days payable outstanding196d
Inventory turnover6.01
Days inventory (DSI)61d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€47k
Fixed assets 21/28€6k
Tangible fixed assets 22/27€6k
Current assets 29/58€42k
Stocks & contracts in progress 3€11k
Amounts receivable within one year 40/41€27k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€47k
Equity 10/15€-4k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-7k
Amounts payable 17/49€51k
Amounts payable within one year 42/48€51k
Trade debts payable within one year 44€35k
Income statement
Turnover 70€140k
Gross operating margin 9900€76k
Operating result 9901€3k
Financial income 75€11
Financial charges 65€167
Result before taxes 9903€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Singh Gurmeet
    Director
    State Gazette act 25134537 (24-10-2025)
    Current
    01-10-2025 → present
Former directors (1)
  • Singh Jarnail
    Director
    State Gazette act 25134537 (24-10-2025)
    Former
    - → 30-09-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 95316
Legal form Private limited company(610)
Incorporation01-06-2023
StatusActive
Postal code7520
Establishment units 2 locations
GUNNU
Chaussée de Tournai(R-C) 10, 7520 TournaiWassen en poetsen van motorvoertuigen
since 20232.346.895.796
GUNNU
Avenue d'Audenarde(K) 208, 7540 TournaiDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20242.364.636.504
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57069C0273/00V000 Wallonia 1,535 m² 1 · 260 m² 14.0 m · 3 fl.
57042B0553/00H000 Wallonia 366 m² 1 · 45 m² 10.5 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-10-2025
State Gazette act Director changes
v3.2
05-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
25-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-06-2023
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 9 months ago
2025
24-10-2025 1 director appointed, 1 resigning Director changes
  • Singh Gurmeet, Bestuurder
  • Singh Jarnail, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Singh Jarnail",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-30",
      "evidence_quote": "M. Singh Jarnail n\u0027est plus administrateur \u00E0 partir du 30/09/2025."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Singh Gurmeet",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-10-01",
      "evidence_quote": "M. Singh Gurmeet devient administrateur \u00E0 partir du 01/10/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0802.305.311",
    "name_full": "GUNNU",
    "legal_form": "SRL"
  }
}
2023
05-06-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Chauss\u00E9e de Tournai 10, 7520 Tournai",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "SINGH Jarnail",
        "niss": null,
        "address": "7520 Tournai, hauss\u00E9e de Tournai(pec) 54/12"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 3000,
      "holder_person_name": "SINGH Jarnail",
      "is_subscriber_only": false,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0802.305.311",
    "name_full": "GUNNU",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-05-26",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Wassen en poetsen van motorvoertuigen45206Wassen en poetsen van motorvoertuigen95316Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR GUNNU
Registered office
Chaussée de Tournai(R-C) 10
7520 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative