Equity
Debts exceed assets in financial year 2025.
2 names are hidden.
Create a free account or sign in to see the names.
Debts exceed assets in financial year 2025.
€1.3m of the debts are secured on the company's own assets.
Less equity than 90% of companies in retail trade. Sector median €446,140 · 5,071 companies.
In July 2024, 232 companies had the same profile as Gunidi has now. Each dot is one company, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 232 companies, not a prediction for Gunidi. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The Checked score is hidden.
Create a free account or sign in to see the score and the bankruptcy probability.
7 signals are hidden.
Create a free account or sign in to see the signals.
2 names are hidden.
Create a free account or sign in to see the names.
| Company | ||||
|---|---|---|---|---|
| Gunidi Dilsen-Stokkem | €1.6m | -3.2% | -2.4% | 4.7 |
| YATOS Charleroi | €1.6m | 2.8% | 13.0% | 4.3 |
| U FOOD MANAGEMENT Liège | €3.4m | -3.0% | -5.5% | 4 |
| GBD Market Dinant | - | - | 0.1% | 4.9 |
| Het Blauwe Geluid Lille | - | - | -1.3% | 4.7 |
| ALIVIM Gembloux | - | - | -1.7% | 4.1 |
| VDP Retail Bredene | - | - | 11.6% | 5.1 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Gunidi: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €542,000 and €3.3m, founded between 2022 and 2025.
The 2025 annual accounts show negative equity (-€52,166) and a net result of -€77,166. Its solvency ranks better than 12% of 5,070 sector peers (NACE 47, financial year 2025).
The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
See how customers, suppliers and banks see your own company and what to improve first.
If something looks wrong or is missing, please tell us.