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ALIVIM

Active
Private limited companyfounded 20251 yr activeChaussée de Namur 52, 5030 Gembloux, BelgiumKBO/BCE: BE 1022.286.364
Summary

The computed 12-month bankruptcy probability of ALIVIM is 2.2% (moderate). The 2025 annual accounts show negative equity (-€20,536) and a net result of -€45,536. Its solvency ranks better than 13% of 12396 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€1.2mtotal assets 2025
Staff
4.1 FTE
Equity
-€20,536
Loss
-€45,536
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.2%
Structure
Accounts 44 d early0 of 1 deed read
Why 52- Negative equity -€20,536- Sector Retail trade (NACE 47)- Founded in 2025- Loss of €45,536 (FY 2025)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 35% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency 23
equity -1.7% of total assets
Liquidity 57
short-term debt 18.9% · cash 10.1%
Profitability 26
return on assets -3.7%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 05-2026: 1.8%lowest value 06-2026: 1.8%▲ +2.6% vs 05-2026 07-2026: 1.9%▲ +2.1% vs 06-2026 08-2026: 2.3%▲ +22.9% vs 07-2026 09-2026: 2.3%▲ +0.5% vs 08-2026highest value 10-2026: 2.2%▼ -3.9% vs 09-2026
  • Negative equity -€20,536 raises the probability
  • Sector Retail trade (NACE 47) raises the probability
  • Founded in 2025 raises the probability for this profile
  • Loss of €45,536 (FY 2025) raises the probability
No credit on open account
Liquidity ample (current ratio 1.67; short-term debt: 18.9% and cash: 10.1% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 18%, liquidity 63%, profitability 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity -€20,536
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Loss of €45,536 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
44 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€20,536 View
  • Caution: Among the weakest 10% on net resultsector median €28,387 · 12,384 companies -€45,536 View
  • Founded 17 months agofounded 11-04-2025 17 mo View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€45,536
Solvency
-1.7%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
11-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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