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Complete company report
Generated 05-08-2026
Active BE 0423.934.540Private limited company

GUNICO

Kaulillerdorp 40 ·3950 Bocholt, Belgium· 43 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of GUNICO is 0.4% (very low). The 2024 annual accounts show equity of €640k and a net result of €289k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 1225 sector peers (fiscal year 2024). The company has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €640k
Net result €289k
Staff (FTE) 10.4
Better than sector 86%
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability100
96 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1983, 43 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · verkort
€0€200k€400kOperating result 2020: €170k€170kNet result 2020: €116k€116kOperating result 2021: €130k€130kNet result 2021: €95k€95kOperating result 2022: €99k€99kNet result 2022: €78k€78kOperating result 2023: €116k€116kNet result 2023: €85k€85kOperating result 2024: €405k€405kNet result 2024: €289k€289k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~23.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
€0€200k€400k€600k€800k€1.00M2025: €714k (€663k - €765k)2026: €801k (€750k - €852k)2027: €888k (€836k - €939k)2018: €159k2019: €164k2020: €280k2021: €376k2022: €454k2023: €539k2024: €640k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 64.6% 20.4%
better than 86% of 1225 sector peers
Net result €289k €26k
better than 94% of 1224 sector peers
Equity €640k €142k
better than 85% of 1225 sector peers
Gross operating margin €922k €217k
better than 88% of 1223 sector peers
Staff costs €447k €163k
higher than 80% of 933 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€472k
+151.1% far above sector median
Net profit
€289k
+238.9% far above sector median
Cash flow
€356k
+126.4% far above sector median
Total assets
€991k
+21.2% far above sector median
Equity
€640k
+18.7% far above sector median
Working capital
€379k
+122.0% far above sector median
Employees (FTE)
10
-1.0% +247% vs sector
Staff costs
€447k
+0.5% far above sector median
Income taxes
€38k
+38.5% far above sector median
Dividends
€73k
- far above sector median
Debt
€288k
+3.6% far above sector median
Debt ≤ 1y
€237k
+10.3% far above sector median
Debt > 1y
€51k
-19.1% -9% vs sector
Current ratio
2.60
+44.9% +104% vs sector
Quick ratio
1.83
+75.8% +113% vs sector
Solvency
64.6%
-2.1% +140% vs sector
Debt / equity
0.45
-12.7% -86% vs sector
ROE
45.2%
+185.4% +300% vs sector
ROA
29.2%
+179.5% far above sector median
Interest coverage
22.05
+72.5% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€472k
Net profit€289k
Cash flow€356k
Staff costs€447k
Income taxes€38k
Dividends€73k
Total assets€991k
Equity€640k
Debt€288k
of which ≤ 1y€237k
of which > 1y€51k
Working capital€379k
Employees (FTE)10.4
Ratios (computed)
2024
Current ratio2.60
Quick ratio1.83
Working capital ratio38.3%
Solvency64.6%
Debt / equity0.45
Long-term debt ratio0.08
Interest coverage22.05
Gross margin-
Net margin-
ROA29.2%
ROE45.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€991k
Fixed assets 21/28€375k
Tangible fixed assets 22/27€375k
Financial fixed assets 28€37
Current assets 29/58€616k
Stocks & contracts in progress 3€184k
Amounts receivable within one year 40/41€416k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€991k
Equity 10/15€640k
Contributions / capital 10/11€12k
Reserves 13€629k
Provisions & deferred taxes 16€63k
Amounts payable 17/49€288k
Amounts payable after one year 17€51k
Amounts payable within one year 42/48€237k
Trade debts payable within one year 44€113k
Income statement
Gross operating margin 9900€922k
Operating result 9901€405k
Financial income 75€7k
Financial charges 65€21k
Result before taxes 9903€390k
Income taxes 67/77€38k
Net result for the period 9904€289k
Result to be appropriated 9905€101k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation20-04-1983
StatusActive
Postal code3950
Establishment units 1 location
Spar Kaulille
Kaulillerdorp 40, 3950 BocholtNiet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
since 19832.022.256.394
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72016B0391/00W000
ProtectedTownscape or village viewPastorie Sint-Monulfus en Gondulfusparochie: tuinSource ↗
 Flanders 838 m² 1 · 558 m² 9.5 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
28-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
29-05-2024
State Gazette act Director changes
2023
17-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
06-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
14-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
23-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
30-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
06-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
07-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
18-07-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
29-05-2024 2 directors appointed, 2 resigning Director changes
  • BV GNGR INVEST, Bestuurder
  • Cihan Gungor, Vaste vertegenwoordiger
  • Joseph Craeghs, Bestuurder
  • Elisa Croonen, Bestuurder
Technical details 
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    {
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      "role": "bestuurder",
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "BV GNGR INVEST",
        "address": null,
        "country": null,
        "legal_form": "BV"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-05-08",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van BV GNGR INVEST als niet-statutaire bestuurder, en dit met ingang op 08/05/2024.",
      "decharge_status": null,
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        "kind": "indefinite",
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      "effective_date_qualifier": "immediate"
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      "statutory": null,
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      "effective_date": "2024-05-08",
      "evidence_quote": "Rechtspersoon BV GNGR INVEST heeft Cihan Gungor benoemd als vaste vertegenwoordiger belast met de uitvoering van zijn bestuursmandaat in naam en voor rekening van de rechtspersoon, en dit met ingang op 08/05/2024.",
      "decharge_status": null,
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      "kind": "director_out",
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-05-08",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Joseph Craeghs als niet-statutaire bestuurder, en dit met ingang op 08/05/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Elisa Croonen",
        "address": null,
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        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-05-08",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van Elisa Croonen als niet-statutaire bestuurder, en dit met ingang op 08/05/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
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      "rep_rotation_old_rep": null,
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  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-29",
    "filing_date": "2024-05-17",
    "act_kind_objet": "Benoemingen - Ontslagen"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-05-08",
      "unanimous": null
    },
    {
      "body": "algemene_vergadering",
      "date": "2024-05-08",
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    {
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      "date": "2024-05-08",
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      "date": "2024-05-08",
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  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0423.934.540",
    "name_full": "Gunico",
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  "co_filed_documents": [],
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}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)52112Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)52113
Primary activity highlighted.
Names & trade names
Legal nameNL GUNICO
Registered office
Kaulillerdorp 40
3950 Bocholt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative