Age5 yrs
Real estate1 parcel · 2,156 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Gump is 1.8% (moderate). The 2023 annual accounts show equity of €71k and a net result of €7k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone1.8%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7k
Working capital€148k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · micro
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | €49k |
| Net profit | €7k |
| Cash flow | €42k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €808k |
| Equity | €71k |
| Debt | €737k |
| of which ≤ 1y | €78k |
| of which > 1y | €657k |
| Working capital | €148k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 2.89 |
| Quick ratio | 2.89 |
| Working capital ratio | 18.3% |
| Solvency | 8.8% |
| Debt / equity | 10.34 |
| Long-term debt ratio | 9.21 |
| Interest coverage | 5.79 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.9% |
| ROE | 10.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €808k |
| Fixed assets | 21/28 | €582k |
| Tangible fixed assets | 22/27 | €582k |
| Current assets | 29/58 | €226k |
| Amounts receivable within one year | 40/41 | €12k |
| Investments | 50/53 | €150k |
| Cash & bank | 54/58 | €64k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €808k |
| Equity | 10/15 | €71k |
| Contributions / capital | 10/11 | €100k |
| Accumulated profits (losses) | 14 | €-29k |
| Amounts payable | 17/49 | €737k |
| Amounts payable after one year | 17 | €657k |
| Amounts payable within one year | 42/48 | €78k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €52k |
| Operating result | 9901 | €15k |
| Financial income | 75 | €995 |
| Financial charges | 65 | €8k |
| Result before taxes | 9903 | €7k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
Ratios computed by Checked.
Health barometer
FY 2023 · computed73
/ 100
Healthy
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationGump
since 20202.308.240.407
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,156 m²
Buildings1
Building footprint221 m²
Volume (LiDAR)1,397 m³
Tallest building16.1 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B0132/00A000 | Flanders | 2,156 m² | 1 · 221 m² | 16.1 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes59
/ 100
Mixed profile: strong on stability, weaker on solvency.
Health
73
Profitability
52
Solvency
39
Growth
50
Stability
79
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Credit advice
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Primary activity highlighted.
Names & trade names
| Legal nameNL | Gump |
Registered office
Oudestraat 195
9600 Ronse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.