GUMBALL
ActiveSummary
The annual accounts of GUMBALL for fiscal year 2025 show a net loss of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €8k and a net result of €-9k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 7029 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-11
Solvency28▼-4
Growth48▼-13
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.04 against 0.02 in 2024; short-term debt: 97.2% and cash: 1% of total assets), and 97.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
-3.5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
31 d early
2023
44 d early
2022
41 d early
2021
38 d early
2020
18 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€24k▲ 46.5%
2020 · €17k
2018: €25k
2019: €24k
2020: €17k
2018 → 2021
EBIT margin
45.7%▲ 35.7pp
2020 · 10.1%
2018: -11.9%
2019: 56.8%
2020: 10.1%
2018 → 2021
Net result
€-9k▼ 156%
2024 · €-4k
2018: €-10k
2019: €10k
2020: €-1k
2021: €8k
2022: €1k
2023: €-11k
2024: €-4k
2018 → 2025
Working capital
€-255k▼ 51.5%
2024 · €-168k
2018: €-156k
2019: €-148k
2020: €-153k
2021: €-149k
2022: €-151k
2023: €-162k
2024: €-168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€24k-
Equity€30k-€31k▲ 4.6%€21k▼ 34.0%€17k▼ 17.8%€8k▼ 55.5%
Operating result€11k-€4k▼ 66.9%€-7k€155€-6k
Net result€8k-€1k▼ 83.5%€-11k€-4k▲ 65.4%€-9k▼ 156%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €155 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€262k ▲ 13.3%
Current assets
€11k ▲ 193%
Equity and liabilities €273k
Equity
€8k ▼ 55.5%
Debt
€265k ▲ 21.7%
Debt's share of the balance-sheet total rises from 92.7% to 97.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €14k
Cash flow
€5k▼
2024 · €10k
Current ratio
0.04▲
2024 · 0.02
Debt to equity
34.91▲
2024 · 12.77
ROE
-124.7%▼
2024 · -21.7%
ROA
-3.5%▼
2024 · -1.6%
Interest coverage
2.44▼
2024 · 3.54
Debt ≤ 1 year
€265k▲
2024 · €172k
Income taxes
€3
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€235k€273k▲
Fixed assets21/28€231k€262k▲
Tangible fixed assets22/27€231k€262k▲
Land and buildings22€231k€225k▼
Assets under construction and advance payments27-€37k
Current assets29/58€4k€11k▲
Amounts receivable within one year40/41€2k€8k▲
Trade receivables40-€6k
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€235k€273k▲
Equity10/15€17k€8k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-3k€-13k▼
Amounts payable17/49€218k€265k▲
Amounts payable after more than one year17€46k-
Financial debts170/4€46k-
Amounts payable within one year42/48€172k€265k▲
Current portion of amounts payable after more than one year42€16k-
Trade debts44€444€547▲
Suppliers440/4€444€547▲
Taxes, remuneration and social security45€271€572▲
Taxes450/3€271€572▲
Other amounts payable47/48€155k€264k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€18k€12k▼
Operating profit (loss)9901€155€-6k▼
Financial income75/76B€30€11▼
Recurring financial income75€30€11▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-4k€-9k▼
Income taxes67/77-€3
Profit (loss) for the period9904€-4k€-9k▼
Profit (loss) for the period to be appropriated9905€-4k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-13k▼
Profit (loss) brought forward from the previous period14P€325€-3k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼869%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Platanes 474000 LiègeGround area
983 m²
Building footprint
172 m²
Volume, LiDAR
1,275 m³
Parcel 62078A0405/00X034, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Platanes 47, 4000 Liège
since 19972.083.980.068
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62078A0405/00X034 | Wallonia | 983 m² | 1 · 172 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,860 companies in sector 73110 we hold annual accounts for 3,753. 1,860 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-10-1997
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
18120Other printing
58110Book publishing
59203Motion picture, video and television programme production, sound recording and music publishing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.