Financials
- Financial year
- 2025
- Total assets
- €291,838
- Profit
- €1,551
- Solvency
- 38.6%
Total assets▲ 46.7%
Net result
20192025
GÜLER BEZETTINGSWERKEN
ActiveThe file of GÜLER BEZETTINGSWERKEN contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is 14.6% (high). The 2025 annual accounts show equity of €112,566 and a net result of €1,551. Equity is growing by about 8.2% per year across the filed financial years. Its solvency ranks better than 41% of 34,483 sector peers (NACE 43, financial year 2025).
Overview
Activity
Insulation installation
NACE 43230
2 sites
Size
€291,838total assets 2025
- Staff
- 4 FTE
- Equity
- €112,566
- Profit
- €1,551
Turnover not published (micro format)
Structure
Accounts filed 109 days late1 of 8 deeds read
Why 28raises riskReorganisation plan being carried out (approved, Gazette 08-06-2026)Latest accounts 109 days late; 1 of the last 3 lateLiquidity: current ratio 1.58, cash €2,209Figures for financial year 2025 (filed 20-02-2026)Show the evidence
Checked score
Score 2025
28
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 27% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency
64-17
equity 38.6% of total assets
Liquidity
19-11
short-term debt 61.4% · cash 0.8%
Profitability
34+11
return on assets 0.5%
Bankruptcy probability, 12 months
14.6%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.6%
12-2024: 1.2%▼ -0.4 percentage points vs 11-2024
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 0.6%▼ -0.6 percentage points vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025lowest value
05-2025: 0.6%● unchanged vs 04-2025lowest value
06-2025: 0.6%● unchanged vs 05-2025lowest value
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.8%▲ +0.2 percentage points vs 09-2025
11-2025: 1.2%▲ +0.4 percentage points vs 10-2025
12-2025: 1.4%▲ +0.2 percentage points vs 11-2025
01-2026: 2.4%▲ +1.0 percentage point vs 12-2025
02-2026: 2.5%▲ +0.1 percentage points vs 01-2026
03-2026: 1.9%▼ -0.6 percentage points vs 02-2026
04-2026: 1.9%● unchanged vs 03-2026
07-2026: 14.6%
08-2026: 14.6%● unchanged vs 07-2026
09-2026: 14.6%● unchanged vs 08-2026
10-2026: 14.6%● unchanged vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file
Liquidity ample (current ratio 1.58, compared with 2.26 in 2024, above the usual 1.5; short-term debt: 61.4% and cash: 0.8% of total assets), but 61.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 41% on solvency, 10% on liquidity, 17% on profitability and 39% on growth.
The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-02-2026, 109 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
109 days late
2024
on the day
2023
4 days early
2022
3 days late
2021
334 days late
2020
9 days late
2019
46 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 3 November (4 of the last 5 filed years within 106 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-03-2026 year end21-10-2026 today31-10-2026 deadline
- Plan homologationEnterprise Court of Antwerp ·…
- OpeningEnterprise Court of Antwerp ·…
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 20
- Since
- 2014
- Next accounts
- by 31-10-2026
- 31-03-2025Back to profit
- 31-10-2024Annual accounts filed
- 16-02-2024Resignation: GÜLER Muhammed (manager)
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 04-06-2012
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 36
- Purpose
- “Allerlei soorten graafwerken en grondwerken in de ruimste zin van het woord; Allerlei…” (deed in Dutch)
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