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TMT isolatiebouw

Active
Private limited companyfounded 2013active for 13 yearsRavenskouterlos 2, 9552 Herzele, BelgiumKBO/BCE: BE 0535.664.583
Summary

TMT isolatiebouw has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,317 and a net result of -€10,072. Equity has been shrinking by about 16% per year since 2019. Its solvency ranks better than 26% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 13-06-2013 Normal situation
Activity
Insulation installation NACE 43230and 3 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 30-09-2025
Establishment unit
2.223.889.997 9552 Herzele, since 01-07-2013
Financial year end
30 September
Peppol
Reachable since 08-09-2025

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts to 30-09-2025
Gross margin
€155,965
=
Turnover
≈ €490,000
estimated
Loss
€10,072
▲ 2.0%
Equity
€37,317
▼ 21.3%
Total assets
€154,290
▼ 7.1%
Employees on 30-09-2025
2
=
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Loss of €10,072, the second in a row (financial year 2025)lowers riskFounded in 2013Size: total assets €154,290Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 17% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Weak
Solvency 49-5
equity 24.2% of total assets
Liquidity 13-6
short-term debt 74.3% · cash 2.2%
Profitability 38-6
return on assets -6.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.7%▲ +0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.2 percentage points vs 02-2025lowest value 04-2025: 0.7%▲ +0.2 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025highest value 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.87 in 2024), below 1. Short-term debt is 74.3% and cash 2.2% of total assets. 75.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 26% of them on solvency, 7% on liquidity, 19% on profitability and 17% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €10,072, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €154,290
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€10,072
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
58 days early
2023
44 days early
2022
48 days early
2021
60 days early
2020
56 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 3 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 88% of companies in specialised constructionsector median €10,221 · 34,941 companies -€10,072 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€10,072 View

Recent changes

  1. · Gazette deed Resignation: Van Cannegem Günter (manager)Reappointment: Van Cannegem Günter (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as TMT isolatiebouw: insulation installation (NACE 43230). They are comparable in size and age: total assets between €120,000 and €222,000, founded between 2011 and 2015.

CompanyTotal assetsGross margin
TMT isolatiebouw Herzele€154,290€155,965
DSJ Herzele€181,461€100,447
MOSKILLER Aalter€221,674€166,624
STE Hamme (Vl.)€175,327€96,115
INNOCEAL Hasselt€190,781€116,129
ISO-ALLIANCE Sint-Joost-ten-Node€119,632€154,526
3ALJ CONSTRUCT Anderlecht€173,612€106,332
Full comparison

Key facts about TMT isolatiebouw

What is the company number of TMT isolatiebouw?
The company number of TMT isolatiebouw is 0535.664.583. The VAT number is the same number with BE in front: BE 0535.664.583.
Where is TMT isolatiebouw based?
The registered office is at Ravenskouterlos 2, 9552 Herzele.Company details
What does TMT isolatiebouw do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of TMT isolatiebouw?
The legal form of TMT isolatiebouw is Private limited company (BV).
When was TMT isolatiebouw founded?
TMT isolatiebouw was founded on 13-06-2013.
Is TMT isolatiebouw still active?
Yes, TMT isolatiebouw is an active enterprise in the KBO register.
How many employees does TMT isolatiebouw have?
TMT isolatiebouw had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TMT isolatiebouw fall under?
In its 30-09-2025 annual accounts, TMT isolatiebouw states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of TMT isolatiebouw?
The turnover in financial year 2025 is ≈ €490,000. This figure is estimated from the gross margin of €155,965 and 86 comparable companies (NACE 432). It probably lies between €390,000 and €590,000.
Is TMT isolatiebouw profitable?
In financial year 2025, TMT isolatiebouw made a loss of €10,072.
Where can I find the annual accounts of TMT isolatiebouw?
TMT isolatiebouw filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TMT isolatiebouw due?
TMT isolatiebouw must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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