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Guido De Clercq

Active
Private limited companyfounded 1989active for 36 yearsSpeelberg 90, 3090 Overijse, BelgiumKBO/BCE: BE 0438.829.087

From the official registers: KBO 35 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Guido De Clercq has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €242,347 and a net result of €1,609. Equity has been growing by about 7.2% per year since 2019. The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 13-11-1989 Normal situation
Activity
Manufacture of furniture NACE 31002and 2 others
Establishment units
2.045.793.841 3090 Overijse, since 29-11-1989
2.338.119.078 3090 Overijse, since 25-11-2022
Financial year end
30 June
Peppol
Reachable since 29-09-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2026
Gross margin
€20,187
▼ 52.3%
Turnover
≈ €150,000
estimated
Profit
€1,609
▼ 90.1%
Equity
€242,347
▲ 0.7%
Total assets
€245,420
▼ 1.8%
Filed on 30-10-2026, 93 days before the deadlineat the National Bank
Score breakdownraises riskSector: Manufacture of furniture (NACE 31)Profit of €1,609 (financial year 2026)lowers riskLiquidity: current ratio 65.22, cash €166,470Equity €242,347 (98.7% of total assets)Show the evidence

Checked score

Score 2026
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 70% of micro companies in furniture (NACE 31)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 98.7% of total assets
Liquidity 100=
short-term debt 1.3% · cash 67.8%
Profitability 70-7
return on assets 0.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (830 companies, NACE 31, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%▲ +0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 65.22 (20.17 in 2025), above the usual 1.5. Short-term debt is 1.3% and cash 67.8% of total assets. 1.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 31, micro). It does better than 91% of them on solvency, 98% on liquidity, 50% on profitability and 42% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 65.22, cash €166,470
NBB · annual accounts
lowers risk · Equity €242,347 (98.7% of total assets)
NBB · annual accounts
raises risk · Sector: Manufacture of furniture (NACE 31)
KBO
raises risk · Profit of €1,609 (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 30-10-2026, 93 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
93 days early
2025
8 days early
2024
39 days early
2023
126 days early
2022
46 days early
2021
102 days early
2020
121 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 76 days before the deadline. In the sector (NACE 31), the median for financial year 2024 was 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today. The company usually files around 16 December (4 of the last 5 accounts filed within 47 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today30-06-2027 year end31-01-2028 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 4th oldest company in Overijse, Manufacturing sectorin the Checked rankings No. 4 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as Guido De Clercq: manufacture of furniture (NACE 31002). They are comparable in size and age: total assets between €171,000 and €370,000, founded between 1985 and 2006.

CompanyTotal assetsGross margin
Guido De Clercq Overijse€245,420€20,187
DEWI INTERIEUR Eeklo€240,889€13,087
MARTENS MK Aalter€171,210€15,700
TENDANCIELLE Namur€294,199€29,474
INTERIEURBOUW DENEEF Dilbeek€369,945€35,964
LINTERMANS PATRICK Sint-Pieters-Leeuw€179,677€19,281
NIJSTEN STEFAN Kontich€183,369€14,350
Full comparison

Documents

Annual accounts at the NBB

All 35 annual accounts

Articles and registers

Key facts about Guido De Clercq

What is the company number of Guido De Clercq?
The company number of Guido De Clercq is 0438.829.087. The VAT number is the same number with BE in front: BE 0438.829.087.
Where is Guido De Clercq based?
The registered office is at Speelberg 90, 3090 Overijse.Company details
What does Guido De Clercq do?
According to the KBO register, the main activity is manufacture of furniture (NACE 31002).
What is the legal form of Guido De Clercq?
The legal form of Guido De Clercq is Private limited company (BV).
When was Guido De Clercq founded?
Guido De Clercq was founded on 13-11-1989.
Is Guido De Clercq still active?
Yes, Guido De Clercq is an active enterprise in the KBO register.
What is the turnover of Guido De Clercq?
The turnover in financial year 2026 is ≈ €150,000. This figure is estimated from the gross margin of €20,187 and 6,330 comparable companies of the same size. It probably lies between €71,000 and €370,000. It is a rough estimate.Financials
Is Guido De Clercq profitable?
In financial year 2026, Guido De Clercq made a profit of €1,609.
Where can I find the annual accounts of Guido De Clercq?
Guido De Clercq filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of Guido De Clercq due?
Guido De Clercq must file the annual accounts for financial year 2027 by 31-01-2028.Timeline

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