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TENDANCIELLE

Active
Private limited companyfounded 2001active for 25 yearsRue Fern. Colon-Bourgmestre(ML) 15, 5020 Namur, BelgiumKBO/BCE: BE 0475.201.020
Summary

The computed 12-month bankruptcy probability of TENDANCIELLE is 2.6% (moderate). The 2024 annual accounts show equity of €107,398 and a net result of €7,785. Equity is growing by about 3.3% per year across the filed financial years. Its solvency ranks better than 48% of 527 sector peers (NACE 31, financial year 2024). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

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TENDANCIELLEActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Manufacture of furniture
NACE 31002
10th largest company by total assets in the province of Namur, Furniture sector1 site
Size
€294,199total assets 2024
Equity
€107,398
Profit
€7,785
Turnover not published (micro format)
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.6%
Structure
2025 accounts not filed, 85 days past the deadline1 of 3 deeds summarised
Why 52raises riskFigures for financial year 2024 (filed 29-11-2025)1 financial year not filed after the legal deadline; last filed accounts filed 121 days late; 3 of the last 3 lateSector: Manufacture of furniture (NACE 31)lowers riskFounded in 2001Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 31, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 62+5
equity 36.5% of total assets
Liquidity 45=
short-term debt 23.3% · cash 2.7%
Profitability 72+23
return on assets 2.6%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (830 companies, NACE 31, micro)
Last 24 months 11-2024: 2.2% 12-2024: 2.8%▲ +0.6 percentage points vs 11-2024 01-2025: 1.5%▼ -1.3 percentage points vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.0%▲ +0.5 percentage points vs 07-2025 09-2025: 2.3%▲ +0.3 percentage points vs 08-2025 10-2025: 2.7%▲ +0.4 percentage points vs 09-2025 11-2025: 2.9%▲ +0.2 percentage points vs 10-2025highest value 12-2025: 1.5%▼ -1.4 percentage points vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026lowest value 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.1%▲ +0.1 percentage points vs 08-2026 10-2026: 2.6%▲ +0.5 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity tight (current ratio 1.19, compared with 1.1 in 2023, below the usual 1.5; short-term debt: 23.3% and cash: 2.7% of total assets), and 63.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 31, micro): better than 46% on solvency, 41% on liquidity, 57% on profitability and 58% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Founded in 2001
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2024 (filed 29-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 121 days late; 3 of the last 3 late
NBB · filings
raises risk · Sector: Manufacture of furniture (NACE 31)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline24-10-2026 today
raises risk · 2024 accounts filed 121 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-11-2025, 121 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
121 days late
2023
146 days late
2022
144 days late
2021
141 days late
2020
107 days late
2019
129 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 131 days after the deadline; the sector median (NACE 31) for financial year 2024 is 7 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Equity above €100,000equity €107,398 ▲7.8%
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: 2025 accounts not fileddeadline was 31-07-2026 85 days past the deadline View
  • Positive: 10th largest company by total assets in the province of Namur, Furniture…in the Checked rankings No. 10 View
  • Positive: 7 profitable years in a rowprofit 2024: €7,785 7 years View

By topic

Financials

Financial year
2024
Total assets
€294,199
Profit
€7,785
Solvency
36.5%
Total assets▼ 5.8%
Net result
20182024
Go to Financials

Timeline

Events
26
Since
2003
  1. 22-12-2023Permanent representative: COULONVAL Isabelle
  2. 22-12-2023Annual accounts filed
  3. 19-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of furnitureNACE 31002
Founded
05-07-2001
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Who signs
Each director alone
Annual meeting
Last Friday of June at 16:00
Purpose
“L’achat et la vente,la fourniture,la conception,le développement,la fabrication tant en…” (deed in French)
Go to Articles of association

Key facts about TENDANCIELLE

What is the company number of TENDANCIELLE?
0475.201.020. In Belgium the VAT number is the company number with BE in front: BE 0475.201.020.
Where is TENDANCIELLE based?
The registered office is at Rue Fern. Colon-Bourgmestre(ML) 15, 5020 Namur.Company details
What does TENDANCIELLE do?
According to the KBO register, the main activity is manufacture of furniture (NACE 31002).
What is the legal form of TENDANCIELLE?
Private limited company (BV).
When was TENDANCIELLE founded?
On 05-07-2001.
Is TENDANCIELLE still active?
Yes, TENDANCIELLE is an active enterprise in the KBO register.
What is the turnover of TENDANCIELLE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TENDANCIELLE profitable?
In financial year 2024, TENDANCIELLE made a profit of €7,785.
Where can I find the annual accounts of TENDANCIELLE?
TENDANCIELLE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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