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Complete company report
Generated 22-07-2026
Active BE 0786.527.072Private limited company

GUGGLY

Sint-Jacobsplein 9 ·3000 Leuven, Belgium· 4 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of GUGGLY is 2.1% (moderate). The 2024 annual accounts show equity of €12k and a net result of €16k. Its solvency ranks better than 72% of 6661 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €12k
Net result €16k
Better than sector 72%
Active 4 yrs
Snowflake analysis 5 axes · computed by Checked
Health88Profitability67Solvency90Growth50Stability79
75 / 100

Exceptional profile, strong across almost every axis.

Health 88
Profitability 67
Solvency 90
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
88 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-01-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 45.5% 20.3%
better than 72% of 6661 sector peers
Net result €16k €4k
better than 70% of 6642 sector peers
Equity €12k €16k
better than 45% of 6675 sector peers
Gross operating margin €17k €24k
better than 44% of 6621 sector peers
Total assets €26k €94k
better than 19% of 6665 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Revenue€213k
EBITDA€17k
Net profit€16k
Cash flow€16k
Staff costs-
Income taxes-
Dividends-
Total assets€26k
Equity€12k
Debt€14k
of which ≤ 1y€2k
of which > 1y-
Working capital€22k
Employees (FTE)-
Ratios (computed)
2024
Current ratio13.70
Quick ratio1.11
Working capital ratio86.4%
Solvency45.5%
Debt / equity1.20
Long-term debt ratio-
Interest coverage18.86
Gross margin8.1%
Net margin7.4%
ROA61.9%
ROE136.2%
EBITDA margin7.9%
Days sales outstanding-
Days payable outstanding3d
Inventory turnover8.93
Days inventory (DSI)41d
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€26k
Fixed assets 21/28€2k
Financial fixed assets 28€2k
Current assets 29/58€24k
Stocks & contracts in progress 3€22k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€26k
Equity 10/15€12k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€10k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€2k
Trade debts payable within one year 44€2k
Income statement
Turnover 70€213k
Gross operating margin 9900€17k
Operating result 9901€17k
Financial charges 65€889
Result before taxes 9903€16k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation24-05-2022
StatusActive
Postal code3000
Establishment units 1 location
Sint-Jacobsplein 9, 3000 Leuven
Detailhandel in niet-gespecialiseerde winkels in diepvriesproducten
since 20222.331.715.989
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24504E0528/00E000 Flanders 186 m² 1 · 184 m² 19.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-01-2026
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Detailhandel in wijnen en geestrijke dranken in gespecialiseerde winkels47251Detailhandel in wijnen en geestrijke dranken47251Detailhandel in tabaksproducten in gespecialiseerde winkels47260Detailhandel in tabaksproducten47260Detailhandel in zuivelproducten en eieren47271Overige detailhandel in voedingsmiddelen, neg47279Detailhandel in zuivelproducten en eieren in gespecialiseerde winkels47291Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299
Primary activity highlighted.
Names & trade names
Legal nameNL GUGGLY
Registered office
Sint-Jacobsplein 9
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative