GUC Krediet
The computed 12-month bankruptcy probability of GUC Krediet is 1.1% (low). The 2025 annual accounts show equity of €185k and a net result of €-32k. Equity remains stable across the filed fiscal years (±1.4% per year). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €185k |
| Net result | €-32k |
| Active | 14 yrs |
| Board | 3 |
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-26k |
| Net profit | €-32k |
| Cash flow | €-28k |
| Staff costs | €0 |
| Income taxes | €2k |
| Dividends | €0 |
| Total assets | €189k |
| Equity | €185k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €174k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 52.27 |
| Quick ratio | 52.27 |
| Working capital ratio | 92.2% |
| Solvency | 98.2% |
| Debt / equity | 0.02 |
| Long-term debt ratio | - |
| Interest coverage | -67.56 |
| Gross margin | - |
| Net margin | - |
| ROA | -16.9% |
| ROE | -17.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €189k |
| Fixed assets | 21/28 | €11k |
| Tangible fixed assets | 22/27 | €11k |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €177k |
| Amounts receivable within one year | 40/41 | €97k |
| Cash & bank | 54/58 | €20k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €189k |
| Equity | 10/15 | €185k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €167k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-24k |
| Operating result | 9901 | €-30k |
| Financial income | 75 | €7 |
| Financial charges | 65 | €378 |
| Result before taxes | 9903 | €-30k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €-32k |
| Result to be appropriated | 9905 | €-32k |
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Current05-12-2025 → present
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Current05-12-2025 → present
-
Current29-11-2022 → present
3 events
- 05-12-2025 Appointed· Director
- 29-11-2022 Resigned· Manager
- 29-11-2022 Appointed· Director
Former directors (1)
-
Former- → 28-08-2015
| NACE primary | - |
| Legal form | Private limited company(610) |
| Incorporation | 14-05-2012 |
| Status | Active |
| Postal code | 9000 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0064/00P003 | Flanders | 329 m² | 1 · 261 m² | 12.7 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
12-01-2026 2 directors appointed
- Gücenmez llayda Aysen, Bestuurder
- Gücenmez Hakan, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00FCcenmez llayda Aysen",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-05",
"evidence_quote": "De benoeming van de bestuurder: G\u00FCcenmez llayda Aysen wonende te Rommeldonkstraat 10 te 9940 Evergem"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00FCcenmez Hakan",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-05",
"evidence_quote": "G\u00FCcenmez Hakan- bestuurder-aandeelhouder"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0845.968.771",
"name_full": "GUC KREDIET",
"legal_form": "BV"
}
}30-12-2025 2 directors appointed
- Gücenmez Gülsüm, Bestuurder
- Gücenmez Hakan, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00FCcenmez G\u00FCls\u00FCm",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-05",
"evidence_quote": "Op de buitengewone algemene vergadering van 05/12/2025, met ingang van 05/12/2025 werd er het volgende beslist : De benoeming van de bestuurder : G\u00FCcenmez G\u00FCls\u00FCm wonende te Vijverstraat 27 te 9030 Mariakerke"
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "G\u00FCcenmez Hakan",
"address": null,
"birth_date": null
},
"effective_date": "2025-12-05",
"evidence_quote": "Op de buitengewone algemene vergadering van 05/12/2025, met ingang van 05/12/2025 werd er het volgende beslist : De benoeming van de bestuurder : G\u00FCcenmez Hakan- bestuurder-aandeelhouder"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0845.968.771",
"name_full": "GUC KREDIET",
"legal_form": "BV"
}
}29-02-2024 Registered office moved within Gent
- Wondelgemstraat 179, 9000 Gent → Wondelgemstraat 177, 9000 Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gent",
"region": null,
"street": "Wondelgemstraat",
"country": "BE",
"postcode": "9000",
"box_number": "102",
"street_number": "177"
},
"old_address": {
"city": "Gent",
"region": null,
"street": "Wondelgemstraat",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "179"
},
"effective_date": "2023-11-20",
"evidence_quote": "Ingevolge beslissing van de zaakvoerder de dato 20 november 2023 werd de maatschappelijke zetel van vennootschap vanaf heden overgeplaatst van 9000 Gent, Wondelgemstraat 179 naar 9000 Gent, Wondelgemstraat 177 bus 102"
}
],
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},
"subject_company": {
"kbo": "0845.968.771",
"name_full": "GUC KREDIET",
"legal_form": "BV"
}
}29-11-2022 Registered office moved within Gent
- Maria-Theresiastraat 75, 9000 Gent → Wondelgemstraat 179, 9000 Gent
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Gent",
"region": "Vlaams Gewest",
"street": "Wondelgemstraat",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "179"
},
"old_address": {
"city": "Gent",
"region": "Vlaams Gewest",
"street": "Maria-Theresiastraat",
"country": "BE",
"postcode": "9000",
"box_number": null,
"street_number": "75"
},
"effective_date": "2022-11-10",
"evidence_quote": "De algemene vergadering verklaart dat het adres van de zetel is gevestigd te: 9000 Gent, Wondelgemstraat 179."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0845.968.771",
"name_full": "GUC KREDIET",
"legal_form": "BVBA"
}
}23-07-2018 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": true,
"seat_change": false,
"object_change": false,
"effective_date": "2018-07-12",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0845.968.771",
"name_full": "B.S. FINANS",
"legal_form": "BVBA"
},
"signature_regime": null,
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}28-08-2015 BAGSEVEN Semsi resigns as manager
- BAGSEVEN Semsi, Zaakvoerder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "BAGSEVEN Semsi",
"address": null,
"birth_date": null
},
"evidence_quote": "De Vergadering aanvaardt het ontslag van mevrouw BAGSEVEN Semsi als zaakvoerder van de vennootschap.",
"discharge_granted": true
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0845.968.771",
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"legal_form": "BVBA"
}
}| Legal nameNL | GUC Krediet |