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GTM GROUP

Active
Private limited companyfounded 20178 yrs activeLouis Lepoutrelaan 39, 1050 Elsene, BelgiumKBO/BCE: BE 0685.452.676
Summary

The computed 12-month bankruptcy probability of GTM GROUP is 2.3% (moderate). The 2024 annual accounts show equity of €1.1m and a net result of €234,547. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 37962 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
GTM GROUPActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€2.7mtotal assets 2024
Equity
€1.1m
Profit
€234,547
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2024
Bankruptcy chance 12 m
2.3%
Structure
Accounts 67 d overdue0 of 3 deeds read
Why 53- Liquidity: current ratio 0.43, cash €3,871- Figures for FY 2024 (filed 29-08-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late+ Sector Activities of head offices; management consultancy activities (NACE 70)Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 52% of its sector peers (NACE 70, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 66+9
equity 40.9% of total assets
Liquidity 21+7
short-term debt 57.1% · cash 0.1%
Profitability 80+1
return on assets 8.6%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (4,516 companies)
Last 24 months 11-2024: 0.5%lowest value 12-2024: 0.5%● 0.0% vs 11-2024lowest value 01-2025: 0.5%● 0.0% vs 12-2024lowest value 02-2025: 0.5%● 0.0% vs 01-2025lowest value 03-2025: 0.6%▲ +18.0% vs 02-2025 04-2025: 0.6%▼ -2.4% vs 03-2025 05-2025: 0.6%▲ +2.1% vs 04-2025 06-2025: 0.6%▲ +3.1% vs 05-2025 07-2025: 0.6%▼ -0.7% vs 06-2025 08-2025: 0.9%▲ +53.4% vs 07-2025 09-2025: 0.6%▼ -39.1% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%▲ +2.5% vs 11-2025 01-2026: 0.6%▲ +5.5% vs 12-2025 02-2026: 0.6%● 0.0% vs 01-2026 03-2026: 0.7%▲ +21.3% vs 02-2026 04-2026: 0.7%▲ +0.3% vs 03-2026 05-2026: 0.8%▲ +3.2% vs 04-2026 06-2026: 0.9%▲ +16.3% vs 05-2026 07-2026: 0.8%▼ -6.6% vs 06-2026 08-2026: 1.3%▲ +52.1% vs 07-2026 09-2026: 1.5%▲ +21.7% vs 08-2026 10-2026: 2.3%▲ +46.7% vs 09-2026highest value
  • Liquidity: current ratio 0.43, cash €3,871 raises the probability
  • Figures for FY 2024 (filed 29-08-2025) raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late raises the probability
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Credit up to €55,000 at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.37 in 2023; short-term debt: 57.1% and cash: 0.1% of total assets), and 59.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, small). Better than this share of them on solvency 39%, liquidity 9%, profitability 77%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.43, cash €3,871
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Figures for FY 2024 (filed 29-08-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2023
30 d late
2022
31 d late
2021
9 d late
2020
4 d late
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. General meeting · Director resignationPermanent representative · Board meeting
  3. Equity above €1mEq €1.1m ▲26.7%

Key points

  • Positive: Among the best 5% on net resultsector median €25,897 · 37,983 companies €234,547 View
  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Positive: Equity rose in 2024from €880,066 to €1.1m ▲ 26.7% View

By topic

Financials

Fiscal year
2024
Total assets
€2.7m
Profit
€234,547
Solvency
40.9%
Total assets▲ 0.4%
Net result
20192024
Go to Financials

Timeline

Events
12
Since
2020
  1. 30-09-2025Annual accounts filed
  2. 19-03-2025General meeting · Director resignation
  3. 31-12-2024Equity above €1m
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
29-11-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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