GT EXPRESS
ActiveSummary
The computed 12-month bankruptcy probability of GT EXPRESS is 2.0% (moderate). The 2025 annual accounts show equity of €295k and a net result of €181k. Equity is growing by ~132.7% per year across the filed fiscal years. Its solvency ranks better than 60% of 721 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency72▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.17 in 2024; short-term debt: 47.6% and cash: 42.5% of total assets), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
29.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
56 d early
2023
22 d late
2022
55 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€295k▲ 158%
2024 · €114k
2022: €32k
2023: €38k
2024: €114k
2022 → 2025
Total assets
€622k▲ 71.4%
2024 · €363k
2022: €63k
2023: €147k
2024: €363k
2022 → 2025
Net result
€181k▲ 137%
2024 · €76k
2022: €7k
2023: €6k
2024: €76k
2022 → 2025
Working capital
€237k▲ 571%
2024 · €35k
2022: €31k
2023: €4k
2024: €35k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€32k-€38k▲ 18.8%€114k▲ 202%€295k▲ 158%
Operating result€10k-€11k▲ 8.4%€110k▲ 905%€257k▲ 133%
Net result€7k-€6k▼ 13.6%€76k▲ 1,176%€181k▲ 137%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €622k
Fixed assets
€90k ▼ 21.7%
Current assets
€533k ▲ 114%
Equity and liabilities €622k
Equity
€295k ▲ 158%
Debt
€327k ▲ 31.5%
Debt's share of the balance-sheet total falls from 68.5% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€297k▲
2024 · €138k
Cash flow
€221k▲
2024 · €104k
Current ratio
1.80▲
2024 · 1.17
Debt to equity
1.11▼
2024 · 2.18
ROE
61.3%▼
2024 · 66.8%
ROA
29.1%▲
2024 · 21.1%
Interest coverage
78.26▲
2024 · 37.09
Debt ≤ 1 year
€296k▲
2024 · €213k
Debt > 1 year
€31k▼
2024 · €35k
Income taxes
€72k▲
2024 · €30k
Staff costs
€866k▲
2024 · €177k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€363k€622k▲
Fixed assets21/28€115k€90k▼
Tangible fixed assets22/27€83k€82k▼
Furniture and vehicles24€83k€82k▼
Financial fixed assets28€32k€8k▼
Current assets29/58€249k€533k▲
Amounts receivable within one year40/41€176k€239k▲
Trade receivables40€176k€239k▲
Cash at bank and in hand54/58€70k€264k▲
Deferred charges and accrued income490/1€2k€29k▲
Equity and liabilities
Total equity and liabilities10/49€363k€622k▲
Equity10/15€114k€295k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€89k€270k▲
Amounts payable17/49€249k€327k▲
Amounts payable after more than one year17€35k€31k▼
Financial debts170/4€35k€31k▼
Amounts payable within one year42/48€213k€296k▲
Current portion of amounts payable after more than one year42€18k€103k▲
Trade debts44€50k€22▼
Suppliers440/4€50k€22▼
Taxes, remuneration and social security45€146k€192k▲
Taxes450/3€78k€67k▼
Remuneration and social security454/9€67k€125k▲
Other amounts payable47/48-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€177k€866k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€40k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€17k-
Other operating charges640/8€2k€8k▲
Gross operating margin9900€335k€1.17M▲
Operating profit (loss)9901€110k€257k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€107k€253k▲
Income taxes67/77€30k€72k▲
Profit (loss) for the period9904€76k€181k▲
Profit (loss) for the period to be appropriated9905€76k€181k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€270k▲
Profit (loss) brought forward from the previous period14P€13k€89k▲
Social balance
Average headcount (FTE)9087-20.5
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €181k ▲137%
Operating result €257k, net result €181k, both a record.
31-12
Financial
Equity above €200kEq €295k ▲158%
4 profitable years in a row build equity to €295k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €114k ▲202%
3 profitable years in a row build equity to €114k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼13.6%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Platanes 164053 ChaudfontaineGround area
1,513 m²
Building footprint
99 m²
Volume, LiDAR
679 m³
Parcel 62030A0074/00L003, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GT EXPRESS
since 20222.328.575.664
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0074/00L003 | Wallonia | 1,513 m² | 1 · 99 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Antwerpen · Eq €296,478
OSL BELGIUM
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Antwerpen · Eq €296,713
Linkerscheldeoever Trailer Repair
BE 0841.734.128
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ICELANDAIR LOGISTIC
BE 0474.976.435
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Of 3,190 companies in sector 52250 we hold annual accounts for 1,955. 1,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
52250Logistics services
53200Other postal and courier activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.