GS INFORMATIQUE
ActiveGS INFORMATIQUE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €11k. Equity is growing by ~75% per year across the filed fiscal years. Its solvency ranks better than 34% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency70▲+8
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 1.43 in 2024), and 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
16%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
28 d early
2023
16 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▲ 74.5%
2024 · €15k
2023: €4k
2024: €15k
2023 → 2025
Total assets
€69k▲ 56.3%
2024 · €44k
2023: €19k
2024: €44k
2023 → 2025
Net result
€11k▼ 1.3%
2024 · €11k
2023: €4k
2024: €11k
2023 → 2025
Working capital
€15k▲ 66.5%
2024 · €9k
2023: €2k
2024: €9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€15k▲ 309%€26k▲ 74.5%
Operating result€5k-€17k▲ 234%€16k▼ 3.2%
Net result€4k-€11k▲ 217%€11k▼ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€23k▲ 70.3%
Current assets
€46k▲ 50.1%
Equity and liabilities €69k
Equity
€26k▲ 74.5%
Debt
€43k▲ 47.1%
The debt ratio falls from 66.4% to 62.5%: equity grows faster than debt.
Key figures and ratios
EBITDA
€21k▲
2024 · €20k
Cash flow
€16k▲
2024 · €15k
Solvency
37.5%▲
2024 · 33.6%
Current ratio
1.50▲
2024 · 1.43
Quick ratio
1.50▲
2024 · 1.43
Debt / equity
1.67▼
2024 · 1.98
ROE
42.7%▼
2024 · 75.5%
ROA
16.0%▼
2024 · 25.4%
Interest coverage
20.89▲
2024 · 14.48
Debt
€43k▲
2024 · €29k
Debt ≤ 1 year
€31k▲
2024 · €21k
Debt > 1 year
€13k▲
2024 · €8k
Income taxes
€4k▼
2024 · €4k
Staff costs
€14k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€69k
Fixed assets
21/28€23k
Tangible fixed assets
22/27€23k
Current assets
29/58€46k
Amounts receivable within one year
40/41€8k
Cash & bank
54/58€37k
Total equity & liabilities
10/49€69k
Equity
10/15€26k
Contributions / capital
10/11€100
Accumulated profits (losses)
14€26k
Amounts payable
17/49€43k
Amounts payable after one year
17€13k
Amounts payable within one year
42/48€31k
Trade debts payable within one year
44€2k
Income statement
Code2025
Gross operating margin
9900€36k
Operating result
9901€16k
Financial charges
65€1k
Result before taxes
9903€15k
Income taxes
67/77€4k
Net result for the period
9904€11k
Result to be appropriated
9905€11k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €11k ▲217%
Operating result €17k, net result €11k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
CARON DATA
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Elsene · Eq €26k
WEZZERS
BE 1011.135.522
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Q.
BE 1009.173.944
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OHLO
BE 1008.538.001
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THIRT-IT Consulting
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Of 16,857 companies in sector 62100 we hold annual accounts for 8,443. 5,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
47789Other retail sale of new goods
62030Computer programming, consultancy and related activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-07-2026. Scores and ratios are computed by Checked and are not a credit decision.