Growneurs Silver is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15k and a net result of €-15k. Its solvency ranks better than 11% of 5498 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€15k
Net result
€-15k
Total assets
€201k
Solvency
7.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €201k
Fixed assets
€180k
Current assets
€21k
Equity and liabilities €201k
Equity
€15k
Debt
€186k
Debt finances 92.5% of the balance-sheet total.
Key figures and ratios
Solvency
7.5%
ROE
-97.4%
ROA
-7.3%
Debt
€186k
Debt ≤ 1 year
€62k
Debt > 1 year
€124k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€201k
Fixed assets21/28€180k
Financial fixed assets28€180k
Current assets29/58€21k
Amounts receivable within one year40/41€18k
Trade receivables40€16k
Other amounts receivable41€2k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€201k
Equity10/15€15k
Contributions10/11€30k
Capital10€30k
Issued capital100€30k
Profit (loss) carried forward14€-15k
Amounts payable17/49€186k
Amounts payable after more than one year17€124k
Financial debts170/4€124k
Amounts payable within one year42/48€62k
Financial debts43€16k
Credit institutions430/8€16k
Trade debts44€31k
Suppliers440/4€31k
Other amounts payable47/48€15k
Income statement
Code2025
Gross operating margin9900€-11k
Operating profit (loss)9901€-11k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€-15k
Profit (loss) for the period9904€-15k
Profit (loss) for the period to be appropriated9905€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
04-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 28/07/2026
- Registered-office move, Chemin du cyclotron, 6 à 1348 Louvain-la-Neuve
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Cyclotron 61348 Ottignies-Louvain-la-NeuveGround area
4.1 ha
Building footprint
1.2 ha
Volume, LiDAR
101,217 m³
2 parcels, Brussels, Wallonia · tallest building 34.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Growneurs Silver
since 20252.373.414.905
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0152/00N000 | Wallonia | 4.0 ha | 1 · 1.2 ha | 34.9 m · 2 fl. |
| 21682C0137/00K004 | Brussels | 495 m² | 1 · 119 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dirk Leunis
BE 0861.519.752
Leuven · Eq €15k
Solutec
BE 0666.959.726
Houthalen-Helchteren · Eq €15k
Van Berkestein
BE 0751.888.075
Brecht · Eq €15k
Alia Maes
BE 0758.811.204
Knokke-Heist · Eq €15k
GIBBON
BE 0676.579.552
Kapelle-op-den-Bos · Eq €15k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 6,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2025
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.