Gaelia is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €128 and a net result of €-3k. Its solvency ranks better than 5% of 5511 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€128
Net result
€-3k
Total assets
€209k
Solvency
0.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €209k
Fixed assets
€160k
Current assets
€49k
Equity and liabilities €209k
Equity
€128
Debt
€209k
Debt finances 99.9% of the balance-sheet total.
Key figures and ratios
Solvency
0.1%
ROA
-1.4%
Debt
€209k
Debt ≤ 1 year
€209k
Equity ratios withheld: equity of €128 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€209k
Fixed assets21/28€160k
Financial fixed assets28€160k
Current assets29/58€49k
Amounts receivable within one year40/41€445
Other amounts receivable41€445
Cash at bank and in hand54/58€49k
Equity and liabilities
Total equity and liabilities10/49€209k
Equity10/15€128
Contributions10/11€3k
Profit (loss) carried forward14€-3k
Amounts payable17/49€209k
Amounts payable within one year42/48€209k
Trade debts44€19
Suppliers440/4€19
Other amounts payable47/48€209k
Income statement
Code2025
Gross operating margin9900€-3k
Operating profit (loss)9901€-3k
Profit (loss) for the period before taxes9903€-3k
Profit (loss) for the period9904€-3k
Profit (loss) for the period to be appropriated9905€-3k
Appropriation of the result
Profit (loss) to be appropriated9906€-3k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zevenbunderslaan 2421190 VorstGround area
145 m²
Building footprint
74 m²
Volume, LiDAR
679 m³
Parcel 21383B0020/00T036, Brussels · tallest building 14.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GAELIA
since 20252.373.845.168
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0020/00T036 | Brussels | 145 m² | 1 · 74 m² | 14.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 149 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2025
Fiscal year end31-12
Activities, NACEBEL
64210Activities of holding companies
69201Certified accountants and tax accountants
70200Business and other management consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475835417