GROUPE MBC
ActiveGROUPE MBC has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €3k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 66% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-7
Solvency84▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.59 against 4.5 in 2024; short-term debt: 13.8% and cash: 24.9% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
52 d late
2022
29 d late
2021
31 d early
2020
73 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3k▼ 87.9%
2024 · €27k
2018: €14k
2019: €29k
2020: €10k
2021: €17k
2022: €86k
2023: €-9k
2024: €27k
2018 → 2025
Working capital
€150k▼ 9.9%
2024 · €167k
2018: €88k
2019: €106k
2020: €120k
2021: €135k
2022: €191k
2023: €149k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€140k-€226k▲ 61.3%€218k▼ 3.9%€244k▲ 12.2%€248k▲ 1.3%
Operating result€24k-€126k▲ 416%€-6k€44k€10k▼ 77.8%
Net result€17k-€86k▲ 416%€-9k€27k€3k▼ 87.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €420k
Fixed assets
€212k▲ 20.5%
Current assets
€208k▼ 2.8%
Equity and liabilities €420k
Equity
€248k▲ 1.3%
Debt
€173k▲ 18.3%
The debt ratio rises from 37.4% to 41.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€34k▼
2024 · €69k
Cash flow
€27k▼
2024 · €51k
Solvency
58.9%▼
2024 · 62.6%
Current ratio
3.59▼
2024 · 4.50
Quick ratio
3.59▼
2024 · 4.50
Debt / equity
0.70▲
2024 · 0.60
ROE
1.3%▼
2024 · 10.9%
ROA
0.8%▼
2024 · 6.8%
Interest coverage
6.43▼
2024 · 10.29
Debt
€173k▲
2024 · €146k
Debt ≤ 1 year
€58k▲
2024 · €48k
Debt > 1 year
€114k▲
2024 · €98k
Income taxes
€4k▼
2024 · €15k
Staff costs
€43k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€390k€420k▲
Fixed assets21/28€176k€212k▲
Tangible fixed assets22/27€175k€211k▲
Land and buildings22€106k€103k▼
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24€65k€104k▲
Financial fixed assets28€575€575=
Current assets29/58€214k€208k▼
Amounts receivable within one year40/41€114k€82k▼
Trade receivables40€32k€24k▼
Other amounts receivable41€83k€58k▼
Cash at bank and in hand54/58€69k€105k▲
Deferred charges and accrued income490/1€31k€22k▼
Equity and liabilities
Total equity and liabilities10/49€390k€420k▲
Equity10/15€244k€248k▲
Contributions10/11€7k€7k=
Reserves13€237k€241k▲
Distributable reserves133€237k€241k▲
Amounts payable17/49€146k€173k▲
Amounts payable after more than one year17€98k€114k▲
Financial debts170/4€98k€114k▲
Amounts payable within one year42/48€48k€58k▲
Current portion of amounts payable after more than one year42€21k€31k▲
Trade debts44€4k€14k▲
Suppliers440/4€4k€14k▲
Taxes, remuneration and social security45€23k€14k▼
Taxes450/3€15k€3k▼
Remuneration and social security454/9€7k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€110k€79k▼
Operating profit (loss)9901€44k€10k▼
Financial income75/76B€4k€3k▼
Recurring financial income75€4k€3k▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€42k€7k▼
Income taxes67/77€15k€4k▼
Profit (loss) for the period9904€27k€3k▼
Profit (loss) for the period to be appropriated9905€27k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€3k▼
Transfer to equity691/2€27k€3k▼
To other reserves6921€27k€3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €27k
Net result €27k after one loss-making year.
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 52 days late
2023
31-12
Financial
Weakest financial yearnet €-9k ▼110%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €86k ▲416%
Operating result €126k, net result €86k, both a record.
31-12
Financial
Equity above €200kEq €226k ▲61.3%
5 profitable years in a row build equity to €226k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
02-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Michielslaan 471040 EtterbeekGround area
443 m²
Building footprint
222 m²
Volume, LiDAR
3,470 m³
Parcel 21362B0285/00R002, Brussels · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Groupe MBC
since 20072.164.518.178
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0285/00R002 | Brussels | 443 m² | 1 · 221 m² | 20.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SPANBETON HOLLEVOET CHARLES
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MJM Techniks
BE 0670.624.940
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JAVEBO
BE 0437.762.780
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EMKA
BE 0842.414.019
Assesse · Eq €248k
Bouwbedrijf NIVA
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Tielt-Winge · Eq €247k
Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,534 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2007
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.