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GROUPCONSULT

Active
Private limited companyfounded 199333 yrs activeRue des Foxhalles 31, 4910 Theux, BelgiumKBO/BCE: BE 0449.653.495

GROUPCONSULT has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €744k and a net result of €-38k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 38% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
40 / 100
Weak▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency59▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity short (current ratio 0.18 against 0.25 in 2024), and 54.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
38 d early
2023
28 d early
2022
14 d late
2021
19 d early
2020
23 d early
2019
25 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€744k▼ 4.9%
2024 · €782k
2018: €735k 2019: €714k 2020: €724k 2021: €777k 2022: €787k 2023: €773k 2024: €782k
2018 → 2025
Total assets
€1.64M▼ 15.0%
2024 · €1.93M
2018: €2.13M 2019: €2.14M 2020: €2.05M 2021: €2.01M 2022: €2.12M 2023: €2.03M 2024: €1.93M
2018 → 2025
Net result
€-38k
2024 · €9k
2018: €251k 2019: €-21k 2020: €10k 2021: €53k 2022: €10k 2023: €23k 2024: €9k
2018 → 2025
Working capital
€-202k▲ 32.5%
2024 · €-299k
2018: €213k 2019: €-72k 2020: €-32k 2021: €17k 2022: €-308k 2023: €-310k 2024: €-299k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€777k-€787k▲ 1.2%€773k▼ 1.7%€782k▲ 1.2%€744k▼ 4.9%
Operating result€89k-€28k▼ 68.2%€62k▲ 120%€38k▼ 38.1%€-28k
Net result€53k-€10k▼ 81.9%€23k▲ 139%€9k▼ 60.1%€-38k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €89k€89kNet result 2021: €53k€53kOperating result 2022: €28k€28kNet result 2022: €10k€10kOperating result 2023: €62k€62kNet result 2023: €23k€23kOperating result 2024: €38k€38kNet result 2024: €9k€9kOperating result 2025: €-28k€-28kNet result 2025: €-38k€-38k20212022202320242025
The operating result turns negative in 2025: a loss of €28k after €38k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.64M
Fixed assets €1.60M▼ 12.8%
Current assets €43k▼ 56.2%
Equity and liabilities €1.64M
Equity €744k▼ 4.9%
Provisions €227k▼ 7.1%
Debt €673k▼ 25.8%
The debt ratio falls from 46.9% to 40.9%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €173k
Cash flow
€92k
2024 · €144k
Solvency
45.2%
2024 · 40.4%
Current ratio
0.18
2024 · 0.25
Quick ratio
0.18
2024 · 0.25
Debt / equity
0.90
2024 · 1.16
ROE
-5.2%
2024 · 1.2%
ROA
-2.3%
2024 · 0.5%
Interest coverage
3.96
2024 · 5.98
Debt
€673k
2024 · €907k
Debt ≤ 1 year
€245k
2024 · €398k
Debt > 1 year
€407k
2024 · €492k
Income taxes
€6k
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.93M€1.64M
Fixed assets21/28€1.84M€1.60M
Tangible fixed assets22/27€1.83M€1.59M
Land and buildings22€1.78M€1.54M
Plant, machinery and equipment23€48k€52k
Furniture and vehicles24€2k€611
Financial fixed assets28€6k€6k
Current assets29/58€99k€43k
Amounts receivable within one year40/41€4k€28k
Trade receivables40€1k€14k
Other amounts receivable41€3k€13k
Cash at bank and in hand54/58€90k€14k
Deferred charges and accrued income490/1€5k€2k
Equity and liabilities
Total equity and liabilities10/49€1.93M€1.64M
Equity10/15€782k€744k
Contributions10/11€183k€183k=
Reserves13€600k€563k
Tax-exempt reserves132€506k€470k
Distributable reserves133€93k€93k=
Profit (loss) carried forward14€0€-2k
Provisions and deferred taxes16€244k€227k
Deferred taxes168€244k€227k
Amounts payable17/49€907k€673k
Amounts payable after more than one year17€492k€407k
Financial debts170/4€444k€367k
Other amounts payable178/9€48k€40k
Amounts payable within one year42/48€398k€245k
Current portion of amounts payable after more than one year42€92k€92k
Trade debts44€15k€15k
Suppliers440/4€15k€15k
Taxes, remuneration and social security45€17k€10k
Taxes450/3€17k€10k
Other amounts payable47/48€274k€128k
Accrued charges and deferred income492/3€17k€21k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€135k€131k
Other operating charges640/8€16k€57k
Gross operating margin9900€189k€159k
Operating profit (loss)9901€38k€-28k
Financial income75/76B€4k€5k
Recurring financial income75€4k€5k
Financial charges65/66B€29k€26k
Recurring financial charges65€29k€26k
Profit (loss) for the period before taxes9903€13k€-50k
Transfer from deferred taxes780€18k€17k
Income taxes67/77€22k€6k
Profit (loss) for the period9904€9k€-38k
Transfer from tax-exempt reserves789€38k€37k
Profit (loss) for the period to be appropriated9905€47k€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€47k€-2k
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€0-
Transfer to equity691/2€47k€0
To other reserves6921€47k€0
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial Weakest financial yearnet €-38k ▼521%
Net result drops to €-38k, the lowest in the series.
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €10k
Net result €10k after one loss-making year.
25-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
09-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Theux · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Foxhalles 314910 Theux
Ground area
1,683 m²
Building footprint
198 m²
Volume, LiDAR
1,155 m³
Parcel 63076A1095/00N000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Foxhalles 31, 4910 Theux
Air transport
since 19932.061.826.852
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63076A1095/00N000 Wallonia 1,683 m² 1 · 198 m² 9.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,203 companies in sector 62900 we hold annual accounts for 1,735. 955 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-03-1993
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
74851
82100Office administrative and support services
82190Office administrative, office support and other business support activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.