Group WHY
ActiveSummary
The computed 12-month bankruptcy probability of Group WHY is 1.9% (moderate). The 2025 annual accounts show negative equity (-€4,218) and a net result of -€31,973. Its solvency ranks better than 17% of 315 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 7,663 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,663 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €12,641 | €19,587 | ▲ 54.9% |
| Other operating charges640/8 | €387 | €520 | ▲ 34.2% |
| Gross operating margin9900 | €44,557 | -€11,358 | ▼ 125% |
| Operating profit (loss)9901 | €31,528 | -€31,464 | ▼ 200% |
| Financial income75/76B | €15 | - | - |
| Recurring financial income75 | €15 | - | - |
| Financial charges65/66B | €41 | €509 | ▲ 1,133% |
| Recurring financial charges65 | €41 | €509 | ▲ 1,133% |
| Profit (loss) for the period before taxes9903 | €31,502 | -€31,973 | ▼ 201% |
| Income taxes67/77 | €8,748 | - | - |
| Profit (loss) for the period9904 | €22,754 | -€31,973 | ▼ 241% |
| Profit (loss) for the period to be appropriated9905 | €22,754 | -€31,973 | ▼ 241% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €123,102 | €57,506 | ▼ 53.3% |
| Current assets29/58 | €123,102 | €57,506 | ▼ 53.3% |
| Amounts receivable within one year40/41 | €116,958 | €34,829 | ▼ 70.2% |
| Trade receivables40 | €116,291 | €34,829 | ▼ 70.0% |
| Other amounts receivable41 | €667 | - | - |
| Cash at bank and in hand54/58 | €4,574 | €21,154 | ▲ 362% |
| Deferred charges and accrued income490/1 | €1,571 | €1,523 | ▼ 3.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €123,102 | €57,506 | ▼ 53.3% |
| Equity10/15 | €27,754 | -€4,218 | ▼ 115% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €22,754 | €22,754 | = |
| Distributable reserves133 | €22,754 | €22,754 | = |
| Profit (loss) carried forward14 | - | -€31,973 | - |
| Amounts payable17/49 | €95,348 | €61,725 | ▼ 35.3% |
| Amounts payable within one year42/48 | €95,348 | €61,725 | ▼ 35.3% |
| Financial debts43 | €47 | - | - |
| Other loans439 | €47 | - | - |
| Trade debts44 | €73,458 | €37,159 | ▼ 49.4% |
| Suppliers440/4 | €73,458 | €37,159 | ▼ 49.4% |
| Taxes, remuneration and social security45 | €11,715 | €14,437 | ▲ 23.2% |
| Taxes450/3 | €11,715 | €14,437 | ▲ 23.2% |
| Other amounts payable47/48 | €10,128 | €10,128 | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €22,754 | -€31,973 | ▼ 241% |
| Operating cash flow (approximation) | €22,754 | -€31,973 | ▼ 241% |
| Change in cash | - | €16,580 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029B0169/00P000 | Flanders | 2,891 m² | 1 · 415 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.