GROUP - BUILDINVEST
ActiveSummary
GROUP - BUILDINVEST has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-41k) and a net result of €-6k. Equity is shrinking by ~40.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16=
Solvency10▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.73 against 0.75 in 2024; short-term debt: 114.7% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.7%
Return on assets
-2.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-41k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
25 d late
2023
54 d late
2022
21 d late
2021
25 d late
2020
58 d late
2019
67 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-41k▼ 17.4%
2024 · €-35k
2018: €11k
2019: €4k
2020: €-3k
2021: €-14k
2022: €-23k
2023: €-29k
2024: €-35k
2018 → 2025
Total assets
€277k=
2024 · €277k
2018: €628k
2019: €411k
2020: €409k
2021: €286k
2022: €279k
2023: €274k
2024: €277k
2018 → 2025
Net result
€-6k▼ 13.8%
2024 · €-5k
2018: €81k
2019: €-7k
2020: €-7k
2021: €-11k
2022: €-9k
2023: €-7k
2024: €-5k
2018 → 2025
Working capital
€-85k▼ 7.0%
2024 · €-79k
2018: €-37k
2019: €-43k
2020: €-50k
2021: €-60k
2022: €-69k
2023: €-75k
2024: €-79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-14k-€-23k▼ 60.9%€-29k▼ 28.7%€-35k▼ 18.0%€-41k▼ 17.4%
Operating result€-9k-€-8k▲ 9.0%€-6k▲ 22.7%€-5k▲ 25.0%€-5k▼ 13.9%
Net result€-11k-€-9k▲ 20.3%€-7k▲ 24.1%€-5k▲ 19.3%€-6k▼ 13.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€44k ▼ 1.1%
Current assets
€233k ▲ 0.2%
Key figures and ratios
EBITDA
€-5k▼
2024 · €-4k
Cash flow
€-6k▼
2024 · €-5k
Solvency
-14.7%▼
2024 · -12.5%
Current ratio
0.73▼
2024 · 0.75
Debt to equity
-7.79▲
2024 · -8.97
ROA
-2.2%▼
2024 · -1.9%
Interest coverage
-7.66▼
2024 · -7.53
Debt
€318k▲
2024 · €312k
Debt ≤ 1 year
€318k▲
2024 · €312k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€277k€277k=
Fixed assets21/28€45k€44k▼
Tangible fixed assets22/27€14k€13k▼
Land and buildings22€14k€13k▼
Financial fixed assets28€31k€31k=
Current assets29/58€232k€233k▲
Amounts receivable within one year40/41€219k€220k▲
Other amounts receivable41€219k€220k▲
Cash at bank and in hand54/58€517€579▲
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€277k€277k=
Equity10/15€-35k€-41k▼
Contributions10/11€37k€37k=
Outside capital11€37k€37k=
Other1109/19€37k€37k=
Reserves13€29k€29k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€-101k€-107k▼
Amounts payable17/49€312k€318k▲
Amounts payable within one year42/48€312k€318k▲
Financial debts43€306k€313k▲
Other loans439€306k€313k▲
Trade debts44€1k€128▼
Suppliers440/4€1k€128▼
Other amounts payable47/48€5k€5k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€494€494=
Other operating charges640/8€762€896▲
Gross operating margin9900€-3k€-4k▼
Operating profit (loss)9901€-5k€-5k▼
Financial charges65/66B€564€640▲
Recurring financial charges65€564€640▲
Profit (loss) for the period before taxes9903€-5k€-6k▼
Profit (loss) for the period9904€-5k€-6k▼
Profit (loss) for the period to be appropriated9905€-5k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-101k€-107k▼
Profit (loss) brought forward from the previous period14P€-96k€-101k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
State Gazette act
Reappointments: Jan Lescrauwaet (director) and Lucien Lescrauwaet (director)Resignation: Luc Lescrauwaet (director)8 facts ▸
State Gazette act
Reappointments: Jan Lescrauwaet (director) and Lucien Lescrauwaet (director)
Resignation: Luc Lescrauwaet (director)8 facts ▸
- General meeting, 01-10-2025
- Director reappointment, Jan Lescrauwaet (director)
- Director reappointment, Lucien Lescrauwaet (director)
- Director resignation, Luc Lescrauwaet (director)
- Board meeting, 01-10-2025
- Director reappointment, Jan Lescrauwaet (managing director)
- Director reappointment, Lucien Lescrauwaet (managing director)
- Director resignation, Luc Lescrauwaet (managing director)
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 58 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2025
Jan Lescrauwaet
CurrentDirector · since 01-10-2025
Lucien Lescrauwaet
CurrentDirector · since 01-10-2025
01-10-2025
Jan Lescrauwaet: Mandate renewed as Director
01-10-2025
Jan Lescrauwaet: Mandate renewed as Managing director
01-10-2025
Lucien Lescrauwaet: Mandate renewed as Director
01-10-2025
Lucien Lescrauwaet: Mandate renewed as Managing director
01-10-2025
Luc Lescrauwaet: Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maalse Steenweg 4098310 BruggeGround area
600 m²
Building footprint
499 m²
Volume, LiDAR
2,464 m³
Parcel 31433D0276/00X007, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GROUP-BUILDINVEST NV
since 19892.045.104.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0276/00X007 | Flanders | 600 m² | 1 · 499 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded14-09-1989
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.