GROUP - 4P
ActiveGROUP - 4P has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €330k and a net result of €16k. Equity is shrinking by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 8092 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▲+18
Solvency61▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.74 in 2023; short-term debt: 54.8% and cash: 11.3% of total assets), but 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
49 d early
2022
47 d early
2021
41 d early
2020
43 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€330k▼ 15.1%
2023 · €389k
2018: €634k
2019: €735k
2020: €506k
2021: €509k
2022: €437k
2023: €389k
2018 → 2024
Total assets
€920k▼ 0.3%
2023 · €923k
2018: €1.63M
2019: €1.54M
2020: €1.18M
2021: €1.12M
2022: €1.01M
2023: €923k
2018 → 2024
Net result
€16k
2023 · €-49k
2018: €64k
2019: €101k
2020: €-229k
2021: €53k
2022: €-47k
2023: €-49k
2018 → 2024
Working capital
€385k▲ 2.6%
2023 · €375k
2018: €888k
2019: €901k
2020: €549k
2021: €571k
2022: €414k
2023: €375k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€506k-€509k▲ 0.6%€437k▼ 14.1%€389k▼ 11.1%€330k▼ 15.1%
Operating result€-224k-€62k€-42k€25k€26k▲ 4.9%
Net result€-229k-€53k€-47k€-49k▼ 3.7%€16k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 5% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €920k
Fixed assets
€31k▼ 16.3%
Current assets
€889k▲ 0.3%
Equity and liabilities €920k
Equity
€330k▼ 15.1%
Debt
€590k▲ 10.4%
The debt ratio rises from 57.9% to 64.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€38k▼
2023 · €42k
Cash flow
€29k▲
2023 · €-31k
Solvency
35.8%▼
2023 · 42.1%
Current ratio
1.76▲
2023 · 1.74
Quick ratio
0.79▼
2023 · 0.86
Debt / equity
1.79▲
2023 · 1.38
ROE
4.9%▲
2023 · -12.5%
ROA
1.8%▲
2023 · -5.3%
Interest coverage
1.73▲
2023 · 0.52
Debt
€590k▲
2023 · €534k
Debt ≤ 1 year
€504k▼
2023 · €510k
Debt > 1 year
€86k▲
2023 · €24k
Income taxes
€331▼
2023 · €371
Staff costs
€158k▼
2023 · €204k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€923k€920k▼
Fixed assets21/28€37k€31k▼
Intangible fixed assets21€13k€9k▼
Tangible fixed assets22/27€19k€16k▼
Plant, machinery and equipment23-€5k
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€16k€10k▼
Financial fixed assets28€6k€6k=
Current assets29/58€886k€889k▲
Stocks and contracts in progress3€446k€492k▲
Stocks30/36€446k€492k▲
Amounts receivable within one year40/41€265k€293k▲
Trade receivables40€265k€293k▲
Other amounts receivable41€190€298▲
Current investments50/53€6€6▲
Cash at bank and in hand54/58€175k€104k▼
Equity and liabilities
Total equity and liabilities10/49€923k€920k▼
Equity10/15€389k€330k▼
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€77k€77k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€31k€31k=
Distributable reserves133€38k€38k=
Profit (loss) carried forward14€237k€179k▼
Amounts payable17/49€534k€590k▲
Amounts payable after more than one year17€24k€86k▲
Financial debts170/4€24k€86k▲
Amounts payable within one year42/48€510k€504k▼
Current portion of amounts payable after more than one year42€66k€38k▼
Financial debts43€375k€405k▲
Credit institutions430/8€375k€405k▲
Trade debts44€42k€36k▼
Suppliers440/4€42k€36k▼
Taxes, remuneration and social security45€23k€20k▼
Taxes450/3€11k€13k▲
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€5k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€204k€158k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€250k€198k▼
Operating profit (loss)9901€25k€26k▲
Financial income75/76B€8k€13k▲
Recurring financial income75€8k€13k▲
Financial charges65/66B€81k€22k▼
Recurring financial charges65€81k€22k▼
Profit (loss) for the period before taxes9903€-48k€17k▲
Income taxes67/77€371€331▼
Profit (loss) for the period9904€-49k€16k▲
Profit (loss) for the period to be appropriated9905€-49k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€237k€254k▲
Profit (loss) brought forward from the previous period14P€286k€237k▼
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
Social balance
Average headcount (FTE)90872.12.2▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-229k ▼327%
Net result drops to €-229k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €101k ▲57%
Operating result €155k, net result €101k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Affligem · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klapstraat 131790 AffligemGround area
1,298 m²
Building footprint
419 m²
Volume, LiDAR
2,775 m³
Parcel 23085A0966/00G000, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Klapstraat 13, 1790 Affligem
since 19952.028.450.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23085A0966/00G000 | Flanders | 1,298 m² | 1 · 419 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 37,573 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-11-1985
Fiscal year end31-12
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
70200Business and other management consultancy
70220Business consulting
74142
46492Wholesale trade
51475
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:053/67.02.63