IMMO DEBAR
ActiveSummary
IMMO DEBAR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €259,776 and a net result of -€18,827. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 4231 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▲+4
Solvency54=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.15 in 2024; short-term debt: 70.6% and cash: 0.9% of total assets), and 70.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18,827
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
29 d late
2022
60 d late
2021
31 d late
2020
31 d late
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€18,827▲ 63.1%
2024 · -€50,972
Working capital
-€607,851▼ 3.2%
2024 · -€589,024
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,415▼ 33.5%€28,963▼ 18.2%-€10,006-€11,428▼ 14.2%-€23,315▼ 104%
Net result€9,356within the sector's middle half▼ 67.1%€4,256within the sector's middle half▼ 54.5%-€43,350below the sector's middle half-€50,972below the sector's middle half▼ 17.6%-€18,827below the sector's middle half▲ 63.1%
Equity€368,669within the sector's middle half▲ 2.6%€372,925within the sector's middle half▲ 1.2%€329,575within the sector's middle half▼ 11.6%€278,603within the sector's middle half▼ 15.5%€259,776within the sector's middle half▼ 6.8%
Total assets€895,620within the sector's middle half▼ 7.9%€889,757within the sector's middle half▼ 0.7%€973,967within the sector's middle half▲ 9.5%€970,853within the sector's middle half▼ 0.3%€884,133within the sector's middle half▼ 8.9%
Debt€526,950▼ 14.0%€516,832▼ 1.9%€644,393▲ 24.7%€692,250▲ 7.4%€624,357▼ 9.8%
Working capital-€497,954below the sector's middle half▲ 1.6%-€493,169below the sector's middle half▲ 1.0%-€538,350below the sector's middle half▼ 9.2%-€589,024below the sector's middle half▼ 9.4%-€607,851below the sector's middle half▼ 3.2%
Solvency41.2%within the sector's middle half▲ 4.2pp41.9%within the sector's middle half▲ 0.7pp33.8%within the sector's middle half▼ 8.1pp28.7%within the sector's middle half▼ 5.1pp29.4%within the sector's middle half▲ 0.7pp
Current ratio0.05below the sector's middle half▼ 0.120.04below the sector's middle half▼ 0.010.16below the sector's middle half▲ 0.120.15below the sector's middle half▼ 0.020.03below the sector's middle half▼ 0.12
Return on assets (ROA)1.0%within the sector's middle half▼ 1.9pp0.5%within the sector's middle half▼ 0.6pp-4.5%below the sector's middle half▼ 4.9pp-5.3%below the sector's middle half▼ 0.8pp-2.1%below the sector's middle half▲ 3.1pp
Staff (FTE)2below the sector's middle half▼ 33.3%2below the sector's middle half=2below the sector's middle half=2below the sector's middle half=2below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23,315 in 2025 against €11,428 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €884,133
Fixed assets
€867,627 =
Current assets
€16,505 ▼ 84.0%
Equity and liabilities €884,133
Equity
€259,776 ▼ 6.8%
Debt
€624,357 ▼ 9.8%
Debt's share of the balance-sheet total falls from 71.3% to 70.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€23,315▼
2024 · -€11,132
Cash flow
-€18,827▲
2024 · -€50,675
Debt to equity
2.40▼
2024 · 2.48
ROE
-7.2%▲
2024 · -18.3%
Interest coverage
-45.49▼
2024 · -0.28
Debt ≤ 1 year
€624,357▼
2024 · €692,250
Income taxes
-€5,000▼
2024 · €0
Staff costs
€218,844▲
2024 · €210,767
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €164,927 | €182,711 | €209,831 | €210,767 | €218,844 | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €100 | €397 | €397 | €297 | €0 | ▼ 100% |
| Other operating charges640/8 | €868 | €868 | €960 | €1,121 | €1,198 | ▲ 6.9% |
| Gross operating margin9900 | €201,311 | €212,939 | €201,182 | €200,756 | €196,728 | ▼ 2.0% |
| Operating profit (loss)9901 | €35,415 | €28,963 | -€10,006 | -€11,428 | -€23,315 | ▼ 104% |
| Financial income75/76B | - | €1 | €0 | €0 | - | - |
| Recurring financial income75 | - | €1 | €0 | €0 | - | - |
| Financial charges65/66B | €21,845 | €21,492 | €28,344 | €39,543 | €512 | ▼ 98.7% |
| Recurring financial charges65 | €21,845 | €21,492 | €28,344 | €39,543 | €512 | ▼ 98.7% |
| Profit (loss) for the period before taxes9903 | €13,570 | €7,472 | -€38,350 | -€50,972 | -€23,827 | ▲ 53.3% |
| Income taxes67/77 | €4,214 | €3,216 | €5,000 | €0 | -€5,000 | - |
| Profit (loss) for the period9904 | €9,356 | €4,256 | -€43,350 | -€50,972 | -€18,827 | ▲ 63.1% |
| Profit (loss) for the period to be appropriated9905 | €9,356 | €4,256 | -€43,350 | -€50,972 | -€18,827 | ▲ 63.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €895,620 | €889,757 | €973,967 | €970,853 | €884,133 | ▼ 8.9% |
| Fixed assets21/28 | €868,718 | €868,321 | €867,924 | €867,627 | €867,627 | = |
| Tangible fixed assets22/27 | €1,091 | €694 | €297 | €0 | - | - |
| Plant, machinery and equipment23 | €1,091 | €694 | €297 | €0 | - | - |
| Financial fixed assets28 | €867,627 | €867,627 | €867,627 | €867,627 | €867,627 | = |
| Current assets29/58 | €26,901 | €21,436 | €106,043 | €103,226 | €16,505 | ▼ 84.0% |
| Amounts receivable within one year40/41 | €8,782 | €13,800 | €92,394 | €95,240 | €8,295 | ▼ 91.3% |
| Trade receivables40 | €3,865 | €4,230 | €5,514 | €5,360 | €6,883 | ▲ 28.4% |
| Other amounts receivable41 | €4,917 | €9,570 | €86,880 | €89,880 | €1,413 | ▼ 98.4% |
| Cash at bank and in hand54/58 | €18,119 | €7,636 | €13,084 | €7,974 | €8,210 | ▲ 3.0% |
| Deferred charges and accrued income490/1 | - | - | €565 | €12 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €895,620 | €889,757 | €973,967 | €970,853 | €884,133 | ▼ 8.9% |
| Equity10/15 | €368,669 | €372,925 | €329,575 | €278,603 | €259,776 | ▼ 6.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €306,669 | €310,925 | €310,925 | €310,925 | €310,925 | = |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €300,469 | €304,725 | €304,725 | €304,725 | €304,725 | = |
| Profit (loss) carried forward14 | - | - | -€43,350 | -€94,322 | -€113,149 | ▼ 20.0% |
| Amounts payable17/49 | €526,950 | €516,832 | €644,393 | €692,250 | €624,357 | ▼ 9.8% |
| Amounts payable within one year42/48 | €524,855 | €514,606 | €644,393 | €692,250 | €624,357 | ▼ 9.8% |
| Financial debts43 | - | - | €1,703 | €1,021 | €1,016 | ▼ 0.5% |
| Credit institutions430/8 | - | - | €1,703 | €1,021 | €1,016 | ▼ 0.5% |
| Trade debts44 | €9 | €553 | €12,941 | €20,650 | €18,861 | ▼ 8.7% |
| Suppliers440/4 | €9 | €553 | €12,941 | €20,650 | €18,861 | ▼ 8.7% |
| Taxes, remuneration and social security45 | €22,539 | €31,515 | €40,774 | €39,795 | €28,081 | ▼ 29.4% |
| Taxes450/3 | - | €9,798 | €12,085 | €15,236 | €2,581 | ▼ 83.1% |
| Remuneration and social security454/9 | €22,539 | €21,717 | €28,689 | €24,559 | €25,500 | ▲ 3.8% |
| Other amounts payable47/48 | €502,307 | €482,538 | €588,975 | €630,784 | €576,398 | ▼ 8.6% |
| Accrued charges and deferred income492/3 | €2,095 | €2,227 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,356 | €4,256 | -€43,350 | -€50,972 | -€18,827 | ▲ 63.1% |
| + Depreciation and write-downs630 | €100 | €397 | €397 | €297 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €9,456 | €4,653 | -€42,953 | -€50,675 | -€18,827 | ▲ 62.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€10,483 | €5,448 | -€5,110 | €236 | ▲ 105% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 28 days late
08-07
State Gazette act
Resignation: DEBILDE Marie-Claire (director)Appointments: JACQUES Catherine (director) and BARBARIN Virginie (managing director) · Reappointments: BARBARIN Jean-Louis, BARBARIN Virginie and BARBARIN Nicolas11 facts ▸
State Gazette act
Resignation: DEBILDE Marie-Claire (director)
Appointments: JACQUES Catherine (director) and BARBARIN Virginie (managing director) · Reappointments: BARBARIN Jean-Louis, BARBARIN Virginie and BARBARIN Nicolas11 facts ▸
- General meeting, 10-03-2026
- Other statement, 01-01-2026, constat de non-publication des mandats des administrateurs
- Director resignation, DEBILDE Marie-Claire (director)
- Director appointment, JACQUES Catherine (director)
- Director reappointment, BARBARIN Jean-Louis (director)
- Director reappointment, BARBARIN Virginie (director)
- Director reappointment, BARBARIN Nicolas (director)
- Board meeting, 10-03-2026
- Director resignation, DEBILDE Marie-Claire (managing director)
- Director appointment, BARBARIN Virginie (managing director)
- Other statement, 01-01-2026, confirmation des décisions de gestion
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet -€50,972
Net result drops to -€50,972, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €28,455
Net result €28,455 after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 8 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26087784). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 4
BARBARIN Jean-Louis
CurrentDirector · since 01-01-2026
BARBARIN Nicolas
CurrentDirector · since 01-01-2026
BARBARIN Virginie
CurrentDirector · since 01-01-2026
JACQUES Catherine
CurrentDirector · since 01-01-2026
Day-to-day management 1
BARBARIN Virginie
CurrentManaging director · since 01-01-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 1993
Ground area
815 m²
Building footprint
151 m²
Volume, LiDAR
1,290 m³
Parcel 25051C0092/00V000, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
IMMO DEBAR
since 19932.060.754.706
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051C0092/00V000 | Wallonia | 815 m² | 1 · 151 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 4 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BARBARIN Jean-Louis |
|
| BARBARIN Nicolas |
|
| BARBARIN Virginie |
|
| JACQUES Catherine |
|
| DEBILDE Marie-Claire |
|
Articles of association
Other statement
One provision in the deed
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
92%
According to the 2025 annual accounts of IMMO DEBAR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
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Shareholding
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Of 5,220 companies in sector 47730 we hold annual accounts for 3,862. 3,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-11-1992
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
70200Business and other management consultancy
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47750Retail sale of cosmetics and toilet articles
E-invoicing
Reachable via Peppol
Peppol ID
0208:0448778418
Also
9925:BE0448778418
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.