Checked.be
Active
BE 0740.583.320Private limited company
GROUP 2A2M
Rue des Bats(H) 6 ·7334 Saint-Ghislain, Belgium· 6 yrs active
Sector: Nursing and midwifery
(86940)
Conclusion
GROUP 2A2M has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €147k and a net result of €9k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 6602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €147k |
| Net result | €9k |
| Better than sector | 24% |
| Active | 6 yrs |
Financial profile
56
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
54
Profitability
31
Solvency
45
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
54
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€8k
estimate, not credit advice
Score history
83
2022
94
2023
54
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.63 (< 1.0)
-10
Leverage
Debt/equity 1.94 (< 2.0)
+3
Profitability
ROE 6%
+3
Interest coverage
Interest coverage 6.3× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~22.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 86, Human health activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 34.0% | 66.7% | |
| Net result | €9k | €46k | |
| Equity | €147k | €79k | |
| Gross operating margin | €140k | €78k | |
| Staff costs | €24k | €21k |
€65k
-12.1%
22-24
€9k
-82.7%
22-24
€16k
-77.2%
22-24
€432k
+33.7%
22-24
€147k
+6.7%
22-24
€-68k
-
22-24
2
-
22-24
€24k
+8.4%
22-24
€38k
+312.6%
22-24
€285k
+53.6%
22-24
€184k
+101.9%
22-24
€95k
+9.9%
22-24
0.63
-75.9%
22-24
0.63
-61.1%
22-24
34.0%
-20.2%
22-24
1.94
+44.0%
22-24
6.3%
-83.8%
22-24
2.1%
-87.1%
22-24
6.33
-81.3%
22-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 |
|---|---|---|---|
| Deposit | micro schema | micro schema | full schema |
| Revenue | - | - | - |
| EBITDA | €65k | €74k | €47k |
| Net profit | €9k | €53k | €17k |
| Cash flow | €16k | €71k | €36k |
| Staff costs | €24k | €22k | €25k |
| Income taxes | €38k | - | €9k |
| Dividends | - | - | - |
| Total assets | €432k | €323k | €260k |
| Equity | €147k | €137k | €84k |
| Debt | €285k | €186k | €176k |
| of which ≤ 1y | €184k | €91k | €79k |
| of which > 1y | €95k | €86k | €97k |
| Working capital | €-68k | €147k | €82k |
| Employees (FTE) | - | 2.0 | - |
Note: these years are not on the same basis. The filed schemas differ (micro schema, full schema), so the columns are not directly comparable.
Ratios (computed)
| 2024 | 2023 | 2022 | |
|---|---|---|---|
| Current ratio | 0.63 | 2.62 | 2.03 |
| Quick ratio | 0.63 | 1.62 | 1.51 |
| Working capital ratio | -15.7% | 45.6% | 31.4% |
| Solvency | 34.0% | 42.6% | 32.3% |
| Debt / equity | 1.94 | 1.35 | 2.10 |
| Long-term debt ratio | 0.65 | 0.63 | 1.16 |
| Interest coverage | 6.33 | 33.87 | 43.33 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 2.1% | 16.6% | 6.5% |
| ROE | 6.3% | 38.9% | 20.0% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €432k | €323k | €260k |
| Fixed assets | 21/28 | €316k | €85k | €100k |
| Tangible fixed assets | 22/27 | €315k | €84k | €99k |
| Financial fixed assets | 28 | €591 | €591 | €591 |
| Current assets | 29/58 | €116k | €238k | €161k |
| Stocks & contracts in progress | 3 | - | €91k | €41k |
| Amounts receivable within one year | 40/41 | €100k | €147k | €109k |
| Cash & bank | 54/58 | - | - | €10k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €432k | €323k | €260k |
| Equity | 10/15 | €147k | €137k | €84k |
| Contributions / capital | 10/11 | €4k | €4k | €4k |
| Reserves | 13 | €143k | €133k | €80k |
| Amounts payable | 17/49 | €285k | €186k | €176k |
| Amounts payable after one year | 17 | €95k | €86k | €97k |
| Amounts payable within one year | 42/48 | €184k | €91k | €79k |
| Trade debts payable within one year | 44 | €42k | €24k | €3k |
| Income statement | ||||
| Gross operating margin | 9900 | €140k | €104k | €89k |
| Operating result | 9901 | €58k | €56k | €27k |
| Financial charges | 65 | €10k | €2k | €1k |
| Result before taxes | 9903 | €47k | €53k | €26k |
| Income taxes | 67/77 | €38k | - | €9k |
| Net result for the period | 9904 | €9k | €53k | €17k |
| Result to be appropriated | 9905 | €9k | €53k | €17k |
Legal Structure
| NACE primary | Nursing and midwifery(86940) |
| Legal form | Private limited company(610) |
| Incorporation | 30-12-2019 |
| Status | Active |
| Postal code | 7334 |
Establishment units
Rue Notre-Dame(HA) 17, 7350 Hensies
since 20202.299.933.148
Real-estate footprint
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53036B1094/00W002 | Wallonia | 4,887 m² | 1 · 160 m² | 16.5 m · 4 fl. |
| 53033A0174/00D000 | Wallonia | 885 m² | 1 · 130 m² | 7.4 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
17-10
State Gazette act
Director changes
v3.2
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 239 days late
2024
31-12
Financial
Weakest financial yearnet €9k ▼82.7%
Net result drops to €9k, the lowest in the series.
2023
31-12
Financial
Highest result since 2022net €53k ▲219%
Net result €53k, the highest in the series.
31-12
Financial
Equity above €100kEq €137k ▲63.7%
2 profitable years in a row build equity to €137k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 248 days late
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 83 days late
2020
02-01
State Gazette act
Incorporation
oprichting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 2
updated 10 months ago
2025
17-10-2025 Change in the board of directors
Summary:
v3.2
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0740.583.320",
"name_full": "GROUP 2A2M",
"legal_form": "SRL"
}
}2020
02-01-2020 Incorporation of a new SRL
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "7350 Hainin, Rue Notre-Dame 17",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1984-12-09",
"name": "MOKHTARI Adilabdelmottalibe",
"niss": null,
"address": "7350 Hensies (Hainin), rue Notre Dame 17"
},
"share_class": "nominatives",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 4000,
"holder_person_name": "MOKHTARI Adilabdelmottalibe",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 4000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 4000,
"subject_company": {
"kbo": "0740.583.320",
"name_full": "GROUP 2A2M",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2019-12-27",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Human health activities86906Nursing and midwifery86940Development of residential building projects68121Development of non-residential building projects68122Retail sale of cars and light vans (up to 3.5 tonnes)47811
Names & trade names
| Legal nameFR | GROUP 2A2M |
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