Investments
€12,717 2.7 × depreciation
Green is investment, beige is depreciation.
GROOT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €60,965 (2024)
€56,849▼ 6.8%
peak €45,550 (2024)
€41,311▼ 9.3%
peak €91,861 (2025)
€91,861▲ 81.7%
€9,101▼ 32.0%
Board1 name since 2023
1 directorDE GROOTE Isabel Margriet Leon
Documentsfilings and deeds
22-04-20268 days before the deadline
2025micro format
Equity from €50,550 to €91,861Debts from €13,376 to €9,101Investments €12,717Cash from €33,587 to €56,055
Key points
from the 2025 annual accountsLiquidity
6.98 was 2.58 in 2024
Short-term debts fell from €13,376 to €9,101.
Position in the sector
91.0%
Higher solvency than 90% of companies in legal and accounting. Sector median 56.8% · 15,828 companies.
Checked score
99
Excellent
Financially stronger than 88% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,104 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2025: 0.3%
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025highest value
05-2025: < 0.1%▼ -0.3 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 6.98, cash €56,055
Equity €91,861 (91.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 98% on liquidity, 82% on profitability and 87% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as GROOT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GROOT itself is lower: < 0.1% within 12 months. It rests on far more data about GROOT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for GROOT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 6.98 (2.58 in 2024), above the usual 1.5. Short-term debt is 9% and cash 55.5% of total assets. 9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
8 days early
2024
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 19 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1003415114
Incorporation
Founder: DE GROOTE Isabel Margriet Leon · 50 shares · Appointment: DE GROOTE Isabel Margriet Leon (director) · published on 18-12-2023 · Gazette deed
First establishment
Oostakkerdorp 11, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GROOT Ghent | €100,962 | €56,849 | 91.0% | - |
| ADVOCATENKANTOOR EVERT MOONEN Dendermonde | €103,889 | €57,729 | 85.6% | - |
| LAHA LEX Lochristi | €106,633 | €57,589 | 82.7% | - |
| Silverlake Y Ghent | €101,752 | €60,566 | 70.2% | - |
| Anne-Sophie Claus Laarne | €102,539 | €60,464 | 90.0% | - |
| PN Law Ghent | €99,438 | €52,257 | 80.8% | - |
| CGR Legal Lede | €113,047 | €55,935 | 73.0% | - |
These companies have the same main activity as GROOT: activities of lawyers (NACE 69101). They are comparable in size and age: total assets between €99,400 and €113,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 14-12-2023Normal situation
- Activity
- Activities of lawyersNACE 69101
- Establishment unit
- 2.353.413.7039041 Ghent, since 14-12-2023
- Financial year end
- 30 September
- Peppol
- Reachable since 14-12-2025
Annual accounts to 30-09-2025
- €56,849▼ 6.8%
- ≈ €120,000estimated
- €41,311▼ 9.3%
- €91,861▲ 81.7%
- €100,962▲ 57.9%
- Filing
- Filed on 22-04-2026, 8 days before the end of the filing period
Insights on GROOT
GROOT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91,861 and a net result of €41,311.
Its solvency ranks better than 91% of 15,828 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-04-2026, 8 days before the deadline€56,849
▼ 6.8%
€51,670
▼ 9.7%
€41,311
▼ 9.3%
€54,420
▲ 158%
91.0%
▲ 11.9 percentage points
6.98
▲ 4.40
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €93,000 and €160,000.
Balance sheet
balance sheet total €100,962 on 30-09-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
91.0%
Higher than 91% of 15,828 companies in 2025.
6.98
Higher than 85% of 15,600 companies in 2025.
40.9%
Higher than 78% of 15,717 companies in 2025.
GROOT
Middle half of the sector
80% of the sector
Micro accounts in legal and accounting (NACE 69)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
100,962 | 63,925 | |
21/28 |
37,441 | 29,451 | |
22/27 |
37,441 | 29,451 | |
22 |
32,199 | 29,451 | |
24 |
2,471 | - | |
26 |
2,772 | - | |
29/58 |
63,520 | 34,474 | |
40/41 |
7,465 | - | |
41 |
7,465 | - | |
54/58 |
56,055 | 33,587 | |
490/1 |
- | 887 | |
| Balance sheet: equity and liabilities | |||
10/49 |
100,962 | 63,925 | |
10/15 |
91,861 | 50,550 | |
10/11 |
5,000 | 5,000 | |
13 |
86,861 | 45,550 | |
133 |
86,861 | 45,550 | |
17/49 |
9,101 | 13,376 | |
42/48 |
9,101 | 13,376 | |
44 |
2,375 | 1,324 | |
440/4 |
2,375 | 1,324 | |
45 |
6,726 | 9,102 | |
450/3 |
6,726 | 9,102 | |
47/48 |
- | 2,949 | |
| Income statement | |||
9900 |
56,849 | 60,965 | |
630 |
4,727 | 3,022 | |
631/4 |
453 | 705 | |
9901 |
51,670 | 57,237 | |
75/76B |
- | 48 | |
75 |
- | 48 | |
65/66B |
62 | 76 | |
65 |
62 | 76 | |
9903 |
51,608 | 57,210 | |
67/77 |
10,297 | 11,660 | |
9904 |
41,311 | 45,550 | |
9905 |
41,311 | 45,550 | |
| Appropriation of the result | |||
9906 |
41,311 | 45,550 | |
691/2 |
41,311 | 45,550 | |
6921 |
41,311 | 45,550 | |
| Document | |||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 22-04-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2024 to 2025, 2 entries, €535 awarded, €535 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €224 | €224 |
| 2024 | 1 | €311 | €311 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 56,396 | 60,260 | ||
| 46,038 | 48,572 | ||
| 12,717 | 32,473 | ||
| 22,468 | - | ||
| 54,420 | 21,099 | ||
| 91.0% | 79.1% | ||
| 6.98 | 2.58 | ||
| 0.10 | 0.26 | ||
| 45.0% | 90.1% | ||
| 40.9% | 71.3% | ||
| over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-09-2025 | 30-09-2024 |
|---|---|---|
| Tangible fixed assets | €12,717 | €32,473 |
| €4,727 | €3,022 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on GROOT
The operating result for 2025 is 10% lower than in 2024.
Debt's share of the balance-sheet total falls from 20.9% to 9.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 18-12-2023
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- The sole directordeed of 18-12-2023
Mandates through the years
1 name, the dashed line is todayDE GROOTE Isabel Margriet Leon
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DE GROOTE Isabel Margriet Leon
- Director (not named in the articles), appointed by deed of 18-12-2023, still in office
Control
Capital
- Contribution
- €5,000
- Shares
- 50
- Contribution per share
- €100
- Equity per share
- €1,837 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 18-12-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director“Te bepalen door algemene vergadering”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of March at 10:00
Shareholders
At incorporation
deed of 18-12-2023 ↗
- DE GROOTE Isabel Margriet Leon 50 shares (100%) · in cash
Network & group
No group
GROOT has no parent and no holdings in its annual accounts. DE GROOTE Isabel Margriet Leon is the only director. GROOT shares no director with another company.
Timeline
Timeline
6 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 30-04-2027
2026
Annual accounts 2025 filed PDFmicro format · 8 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1003415114
Liquidity more than doubled current ratio 6.98 The current ratio rises from 2.58 to 6.98. Short-term debt falls from €13,376 to €9,101.
Annual accounts 2024 filed PDFmicro format · 30 days before the deadline
2023
IncorporationFounder: DE GROOTE Isabel Margriet Leon · 50 shares · Appointment: DE GROOTE Isabel Margriet Leon (director) · published on 18-12-20233 points ▸
- Founder, DE GROOTE Isabel Margriet Leon
- 50 shares
- Director appointment, DE GROOTE Isabel Margriet Leon (director (not named in the articles))
- The deed holds 3 more points.
First establishment Oostakkerdorp 11, Ghent
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 14 December 2023, GROOT was incorporated as a private limited company by one natural person.12 DE GROOTE Isabel Margriet Leon is director of the company, appointed by deed of 18-12-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1003.415.114
- VAT number
- BE 1003.415.114
- Peppol ID
- 0208:1003415114
- Other Peppol ID
- 9925:BE1003415114
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 14-12-2023
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Saturday of March at 10:00deed of 18-12-2023 (in Dutch)
- Peppol
- Reachable since 14-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- GROOT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-12-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Oostakkerdorp 11, 9041 Oostakker”deed of 18-12-2023 (in Dutch)
Activities
NACEBEL 202569101
Activities of lawyers main activity
Codes under NACEBEL 2008
69101
Activities of lawyers main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitoefenen van mandaten als bestuurder of vereffenaar van vennootschappen of ondernemingen; Het aanvaarden en uitoefenen van…”deed of 18-12-2023 (in Dutch)
5 activities
- Het uitoefenen van mandaten als bestuurder of vereffenaar van vennootschappen of ondernemingen
- Het aanvaarden en uitoefenen van gerechtelijke mandaten
- De samenwerking met andere beroepen zoals bedrijfsrevisoren en notarissen
- Het aanvaarden en uitoefenen van onderwijsopdrachten die verband houden met recht of juridische aangelegenheden
- Didactische en andere activiteiten die verband houden met het recht zoals organiseren van cursussen,het geven van lessen en het houden van conferenties,seminaries,en academische cursussen in België en in het buitenland en de publicatie van artikels en boeken
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Oostakkerdorp 11 registered office 9041 Ghent | 14-12-2023 | 2.353.413.703 |
Buildings and parcels at the address
- Ground area
- 306 m²
- Buildings
- 87 m²
- Volume, LiDAR
- 816 m³
- Tallest building
- 11.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44051A1229/00B000 | 306 m² | 1 · 87 m² | 11.4 m · 3 |