Grobat
ActiveThe computed 12-month bankruptcy probability of Grobat is 2.0% (moderate). The 2025 annual accounts show equity of €80k and a net result of €34k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 27711 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+11
Solvency47▲+5
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.04 in 2024; short-term debt: 31.7% and cash: 15.9% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
9.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
20 d early
2024
36 d early
2023
36 d early
2022
31 d early
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 33.7%
2024 · €60k
2021: €64k
2022: €21k
2023: €60k
2024: €60k
2021 → 2025
Total assets
€367k▲ 2.2%
2024 · €359k
2021: €260k
2022: €360k
2023: €361k
2024: €359k
2021 → 2025
Net result
€34k
2024 · €-24
2021: €14k
2022: €-43k
2023: €39k
2024: €-24
2021 → 2025
Working capital
€27k▲ 518%
2024 · €4k
2021: €2k
2022: €-38k
2023: €29k
2024: €4k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€21k▼ 67.0%€60k▲ 184%€60k=€80k▲ 33.7%
Operating result€19k-€-37k€48k€9k▼ 81.0%€46k▲ 410%
Net result€14k-€-43k€39k€-24€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 410% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €367k
Fixed assets
€224k▼ 7.5%
Current assets
€143k▲ 22.4%
Equity and liabilities €367k
Equity
€80k▲ 33.7%
Debt
€287k▼ 4.1%
The debt ratio falls from 83.4% to 78.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▲
2024 · €102k
Cash flow
€140k▲
2024 · €93k
Solvency
21.7%▲
2024 · 16.6%
Current ratio
1.23▲
2024 · 1.04
Quick ratio
1.15▲
2024 · 1.04
Debt / equity
3.61▼
2024 · 5.02
ROE
42.3%▲
2024 · 0.0%
ROA
9.2%▲
2024 · 0.0%
Interest coverage
15.91▲
2024 · 10.75
Debt
€287k▼
2024 · €299k
Debt ≤ 1 year
€116k▲
2024 · €112k
Debt > 1 year
€170k▼
2024 · €186k
Income taxes
€3k
Staff costs
€0▼
2024 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€359k€367k▲
Fixed assets21/28€243k€224k▼
Tangible fixed assets22/27€242k€224k▼
Plant, machinery and equipment23€35k€97k▲
Furniture and vehicles24€40k€24k▼
Leasing and similar rights25€168k€103k▼
Financial fixed assets28€135€135=
Current assets29/58€117k€143k▲
Stocks and contracts in progress3-€9k
Stocks30/36-€9k
Amounts receivable within one year40/41€60k€74k▲
Trade receivables40€55k€74k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€55k€58k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€359k€367k▲
Equity10/15€60k€80k▲
Contributions10/11€50k€50k=
Reserves13€14k€30k▲
Distributable reserves133€14k€30k▲
Profit (loss) carried forward14€-4k€0▲
Amounts payable17/49€299k€287k▼
Amounts payable after more than one year17€186k€170k▼
Financial debts170/4€186k€170k▼
Amounts payable within one year42/48€112k€116k▲
Current portion of amounts payable after more than one year42€70k€49k▼
Trade debts44€13k€26k▲
Suppliers440/4€13k€26k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€28k€38k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€163€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€107k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€6k€5k▼
Non-recurring operating charges66A€4k€0▼
Gross operating margin9900€112k€160k▲
Operating profit (loss)9901€9k€46k▲
Financial income75/76B€421€201▼
Recurring financial income75€421€201▼
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€-24€37k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-24€34k▲
Profit (loss) for the period to be appropriated9905€-24€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€30k▲
Profit (loss) brought forward from the previous period14P€-4k€-4k▼
Transfer from equity791/2-€14k
Transfer to equity691/2-€30k
To other reserves6921-€30k
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.28
Current ratio from 0.62 to 1.28.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-43k ▼413%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eyndovensteenweg 1342960 BrechtGround area
1,010 m²
Building footprint
183 m²
Volume, LiDAR
789 m³
Parcel 11333N0699/00T000, Flanders · tallest building 7.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Grobat
since 20202.309.299.091
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333N0699/00T000 | Flanders | 1,010 m² | 1 · 183 m² | 7.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 797 EUR awarded · 797 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
| 2023 | 1 | 120 EUR | 120 EUR |
| 2022 | 1 | 452 EUR | 452 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesGrobat BV45105
Legal Entity Identifier
98450006EE790AA3A260
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Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
01610Support activities for crop production
01620Support activities for animal production
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.