Turnover
≈ €170,000 estimated
The micro format states no turnover.
Gro(e)ndig
Overview
Lifetime
1 annual account with figurespeak €89,420 (2025)
€89,420
peak €57,177 (2025)
€57,177
peak €62,177 (2025)
€62,177
€37,683
Board1 name since 2024
1 directorVAN LOO Bart
Documentsfilings and deeds
08-12-202554 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Checked score
96
Excellent
Financially stronger than 69% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.5%▲ +0.1 percentage points vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025highest value
01-2026: < 0.1%▼ -0.5 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.36, cash €47,527
Equity €62,177 (62.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 54% of them on solvency, 70% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Gro(e)ndig has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Gro(e)ndig itself is lower: < 0.1% within 12 months. It rests on far more data about Gro(e)ndig than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Gro(e)ndig. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.36, above the usual 1.5. Short-term debt is 33.5% and cash 47.6% of total assets. 37.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
54 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007608581
First establishment
Uitbreidingsstraat 58, Duffel
Incorporation
Founding capital of €5,000, 100 shares · Founder: VAN LOO Bart (shareholder) · Appointment: VAN LOO Bart (director) · published on 28-03-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gro(e)ndig Duffel | €99,860 | €89,420 | 62.3% | - |
| Akubi Brasschaat | €90,838 | €87,093 | 83.4% | - |
| Kevin Tang Consulting Niel | €105,180 | €80,069 | 98.1% | - |
| Brittsle Balen | €105,252 | €88,369 | 70.2% | - |
| Beirens IT & Security Bonheiden | €105,543 | €85,647 | 74.3% | - |
| Bru-G Lier | €109,028 | €101,965 | 82.5% | - |
| Clarity by Hageman Antwerp | €103,104 | €82,097 | 38.4% | - |
These companies have the same main activity as Gro(e)ndig: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €90,800 and €109,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 26-03-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.357.517.6922570 Duffel, since 01-04-2024
- Financial year end
- 30 June
- Peppol
- Reachable since 21-11-2024
Annual accounts to 30-06-2025
- €89,420
- €57,177
- €62,177
- €99,860
- Filing
- Filed on 08-12-2025, 54 days before the end of the filing period
Insights on Gro(e)ndig
Gro(e)ndig has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,177 and a net result of €57,177.
Its solvency ranks better than 53% of 21,205 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 08-12-2025, 54 days before the deadline€89,420
€73,768
€57,177
€45,677
62.3%
2.36
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €170,000. Estimated: probably between €150,000 and €220,000.
Balance sheet
balance sheet total €99,860 on 30-06-2025What the company ownsHow it is paid for
Position in the sector
62.3%
Higher than 53% of 21,205 companies in 2025.
2.36
Higher than 49% of 20,568 companies in 2025.
57.3%
Higher than 89% of 20,743 companies in 2025.
Gro(e)ndig
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
99,860 | |
21/28 |
20,694 | |
22/27 |
20,694 | |
23 |
4,985 | |
24 |
15,709 | |
29/58 |
79,166 | |
40/41 |
31,382 | |
40 |
31,382 | |
54/58 |
47,527 | |
490/1 |
258 | |
| Balance sheet: equity and liabilities | ||
10/49 |
99,860 | |
10/15 |
62,177 | |
10/11 |
5,000 | |
13 |
57,177 | |
133 |
57,177 | |
17/49 |
37,683 | |
17 |
4,194 | |
170/4 |
4,194 | |
42/48 |
33,489 | |
42 |
5,537 | |
44 |
1,651 | |
440/4 |
1,651 | |
45 |
20,260 | |
450/3 |
20,260 | |
47/48 |
6,040 | |
| Income statement | ||
9900 |
89,420 | |
62 |
208 | |
630 |
6,679 | |
631/4 |
8,400 | |
640/8 |
366 | |
9901 |
73,768 | |
75/76B |
203 | |
75 |
203 | |
65/66B |
981 | |
65 |
981 | |
9903 |
72,989 | |
67/77 |
15,813 | |
9904 |
57,177 | |
9905 |
57,177 | |
| Appropriation of the result | ||
9906 |
57,177 | |
691/2 |
57,177 | |
6921 |
57,177 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 08-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 08-12-2025 | 2025-00577790 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 80,447 | ||
| 63,856 | ||
| 26,144 | ||
| 45,677 | ||
| 62.3% | ||
| 2.36 | ||
| 0.61 | ||
| 92.0% | ||
| 57.3% | ||
| 82.01 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 30-06-2025 |
|---|---|
| Tangible fixed assets | €26,144 |
| €6,679 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on Gro(e)ndig
Debt's share of the balance-sheet total is 37.7%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 26-03-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 08-12-2025
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “De algemene vergadering die de bestuurder(s) benoemt, bepaalt hun aantal, de duur van hun opdracht en, indien er meerdere bestuurders zijn…”deed of 28-03-2024
Mandates through the years
1 name, the dashed line is todayVAN LOO Bart
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VAN LOO Bart
- Director (not named in the articles), from 26-03-2024 to date
Control
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €622 in 2025
- Source
- deed of 28-03-2024
Articles of association
deed of 28-03-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of December at 17:00
Shareholders
At incorporation
deed of 28-03-2024 ↗
- VAN LOO Bart 100 shares (100%) · €5,000
Network & group
No group
Gro(e)ndig has no parent and no holdings in its annual accounts. VAN LOO Bart is the only director. Gro(e)ndig shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2025
Annual accounts 2025 filed PDFmicro format · 54 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007608581
First establishment Uitbreidingsstraat 58, Duffel
IncorporationFounding capital of €5,000, 100 shares · Founder: VAN LOO Bart (shareholder) · Appointment: VAN LOO Bart (director) · published on 28-03-20244 points ▸
- Founder, VAN LOO Bart (shareholder)
- Founding capital, €5,000, 100 shares
- VAN LOO Bart holds 100 shares
- Director appointment, VAN LOO Bart (director (not named in the articles))
- The deed holds 2 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1007.608.581
- VAT number
- BE 1007.608.581
- Peppol ID
- 0208:1007608581
- Other Peppol ID
- 9925:BE1007608581
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-03-2024
- Financial year
- ends on 30 June
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of December at 17:00deed of 28-03-2024 (in Dutch)
- Peppol
- Reachable since 21-11-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Gro(e)ndig in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 28-03-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”“Uitbreidingsstraat 58, 2570 DUFFEL”deed of 28-03-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
62200
Computer consultancy and computer facilities management main activity
Social security (RSZ) activities
81300
Landscape service activities main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
47410
Retail trade
73200
Advertising, market research and public relations activities
81300
Landscape service activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Digitale transformatie(begeleiding projecten,project mgr,coaching,agile methodologie,software toepassing,training,opleiding,execution en…”deed of 28-03-2024 (in Dutch)
24 activities
- Digitale transformatie(begeleiding projecten,project mgr,coaching,agile methodologie,software toepassing,training,opleiding,execution en verschillende kanalen:app,website,homebank,online shops)
- Opzetten van e-commerce,digital journeys
- Klantenonderzoeken,digitale experience testing,cx,ux
- Marketing,GTM,digitale marketing,planning,advertising en internet publishing
- Promotie en marketing in om het even welke vorm
- Adviseren van ondernemingen op organisatorisch en commercieel beleid,het uitvoeren van management opdrachten,het ontwerpen,uitwerken en begeleiden van projecten in verband met het beleid en de operationele activiteiten van de ondernemingen
- Verstrekken van consultancy en advisering op gebied van beheer,management en marketing,verstrekken van advies en instructies bij het houden van toezicht op de uitvoering van projecten
- De organisatie van evenementen in de ruimste zin van het woord
- Software consultancy
- Consultancy in ICT
- Gegevensverwerking en bewaring
- Webdesign en ontwerp van websites en webapplicaties
- Organiseren en doseren van allerhande cursussen,seminaries
- Zelfstandig consultant die diensten aanbiedt met betrekking tot websites,apps,zichtbaarheid in zoekmachines,online shops
- Advies over software(CRM,CMS,…)alsook het analyseren van de behoeften en problemen van de gebruiker en het aanbieden van de beste oplossing
- Opleiding en organisatiebeleid richting digitale skills
- Begeleiden van DAM(digital assets management)tools,uitrol van programma’s(Salesforce CRM),Analytics en CMS systemen(adobe experience mgr,…)
- De aanleg,de verzorging en het onderhoud van tuinen,voor particulieren en openbare woningbouw
- Beplanting,gevelbeplanting,binnentuinen
- Snoeien van bomen,knippen van heggen en overplanten van kleine bomen
- Installeren maairobots
- Installeren van heggen,tuinafsluitingen
- Advies over het nodige materiaal(hout,planten,schors,…)
- Advies over borders(cortenstaal,…)
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Uitbreidingsstraat 58 registered office 2570 Duffel | 01-04-2024 | 2.357.517.692 |
Buildings and parcels at the address
- Ground area
- 185 m²
- Buildings
- 71 m²
- Volume, LiDAR
- 467 m³
- Tallest building
- 9.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12009A0452/00Z009 | 185 m² | 1 · 71 m² | 9.4 m · 2 |