Bru-G · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Bru-G is 0.4% (very low). The 2025 annual accounts show equity of €90k and a net result of €79k. Its solvency ranks better than 77% of 2734 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 77% of 2734 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals

Young company

Founded in 2024, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.4% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€79k+224.0%

Working capital€89k+832.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 24-04-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	82.5%	62.2%	better than 77% of 2734 sector peers
Net result	€79k	€40k	better than 85% of 2736 sector peers
Equity	€90k	€62k	better than 64% of 2735 sector peers
Gross operating margin	€102k	€63k	better than 78% of 2736 sector peers
Total assets	€109k	€121k	better than 44% of 2736 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€102k

+218.3% 24-25

Net profit

€79k

+224.0% 24-25

Cash flow

€80k

+222.3% 24-25

Total assets

€109k

+184.6% 24-25

Equity

€90k

+755.2% 24-25

Working capital

€89k

+832.5% 24-25

Income taxes

€22k

+199.4% 24-25

Dividends

€0

-100.0% 24-25

Debt

€19k

-31.3% 24-25

Debt ≤ 1y

€19k

-31.3% 24-25

Current ratio

5.68

+322.7% 24-25

Quick ratio

5.68

+322.7% 24-25

Solvency

82.5%

+200.5% 24-25

Debt / equity

0.21

-92.0% 24-25

ROE

88.3%

-62.1% 24-25

ROA

72.8%

+13.8% 24-25

Interest coverage

315.34

-35.7% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€102k
Net profit	€79k
Cash flow	€80k
Staff costs	-
Income taxes	€22k
Dividends	€0
Total assets	€109k
Equity	€90k
Debt	€19k
of which ≤ 1y	€19k
of which > 1y	-
Working capital	€89k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	5.68
Quick ratio	5.68
Working capital ratio	82.0%
Solvency	82.5%
Debt / equity	0.21
Long-term debt ratio	-
Interest coverage	315.34
Gross margin	-
Net margin	-
ROA	72.8%
ROE	88.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €538 · 0.5% Current assets €108k · 99.5%

Equity & liabilities

Equity €90k · 82.5% Debt €19k · 17.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€109k
Fixed assets	21/28	€538
Tangible fixed assets	22/27	€538
Current assets	29/58	€108k
Amounts receivable within one year	40/41	€20k
Cash & bank	54/58	€71k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€109k
Equity	10/15	€90k
Contributions / capital	10/11	€1k
Reserves	13	€89k
Accumulated profits (losses)	14	€0
Amounts payable	17/49	€19k
Amounts payable within one year	42/48	€19k
Trade debts payable within one year	44	€5
Income statement
Gross operating margin	9900	€102k
Operating result	9901	€101k
Financial income	75	€0
Financial charges	65	€323
Result before taxes	9903	€101k
Income taxes	67/77	€22k
Net result for the period	9904	€79k
Result to be appropriated	9905	€79k

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Ratios computed by Checked.

Health barometer

FY 2025 · computed

100 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

Bru-G

Zeebruggestraat 2, 2500 LierComputerconsultancy-activiteiten

since 20242.358.749.493

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area197 m²

Buildings1

Building footprint54 m²

Volume (LiDAR)420 m³

Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)