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GRIT DIGITAL

Active
Private limited companyfounded 20188 yrs activeKeelstraat 45, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 0698.659.029

GRIT DIGITAL has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-22k) and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
46 / 100
Fair▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency67=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.18 against 2.11 in 2024), but equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-24.7%
Return on assets
24.5%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1893 sector peers (2025).
NBB · sector comparison
Position among 1893 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
61 d early
2022
210 d late
2021
670 d late
2020
1035 d late
2019
189 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-22k▲ 49.8%
2024 · €-44k
2019: €39k 2020: €43k 2021: €403 2022: €-3k 2023: €-1k 2024: €-44k
2019 → 2025
Total assets
€89k▼ 5.7%
2024 · €95k
2019: €134k 2020: €116k 2021: €79k 2022: €75k 2023: €69k 2024: €95k
2019 → 2025
Net result
€22k
2024 · €-43k
2019: €26k 2020: €4k 2021: €-42k 2022: €-4k 2023: €2k 2024: €-43k
2019 → 2025
Working capital
€39k▲ 2.4%
2024 · €38k
2019: €-5k 2020: €3k 2021: €-5k 2022: €32k 2023: €31k 2024: €38k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€403-€-3k€-1k▲ 63.8%€-44k▼ 3,613%€-22k▲ 49.8%
Operating result€-36k-€-2k▲ 94.1%€5k€-18k€24k
Net result€-42k-€-4k▲ 91.3%€2k€-43k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0€20kOperating result 2021: €-36k€-36kNet result 2021: €-42k€-42kOperating result 2022: €-2k€-2kNet result 2022: €-4k€-4kOperating result 2023: €5k€5kNet result 2023: €2k€2kOperating result 2024: €-18k€-18kNet result 2024: €-43k€-43kOperating result 2025: €24k€24kNet result 2025: €22k€22k20212022202320242025
The operating result returns to profit in 2025: €24k after a loss of €18k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets €17k▼ 22.3%
Current assets €72k▼ 0.6%
Key figures and ratios
2025 value · change against 2024
EBITDA
€29k
2024 · €-16k
Cash flow
€27k
2024 · €-41k
Solvency
-24.7%
2024 · -46.4%
Current ratio
2.18
2024 · 2.11
Quick ratio
2.18
2024 · 2.11
Debt / equity
-5.05
2024 · -3.15
ROE
-99.1%
2024 · 97.3%
ROA
24.5%
2024 · -45.2%
Interest coverage
12.70
2024 · -2.27
Debt
€111k
2024 · €139k
Debt ≤ 1 year
€33k
2024 · €34k
Debt > 1 year
€78k
2024 · €104k
Income taxes
€141
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€95k€89k
Fixed assets21/28€22k€17k
Tangible fixed assets22/27€22k€17k
Plant, machinery and equipment23€516€139
Furniture and vehicles24€22k€17k
Current assets29/58€72k€72k
Amounts receivable after more than one year29-€1k
Trade receivables290-€510
Other amounts receivable291-€900
Amounts receivable within one year40/41€72k€67k
Trade receivables40€72k€67k
Cash at bank and in hand54/58-€1k
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€95k€89k
Equity10/15€-44k€-22k
Contributions10/11€12k€12k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-83k€-61k
Amounts payable17/49€139k€111k
Amounts payable after more than one year17€104k€78k
Financial debts170/4€104k€78k
Amounts payable within one year42/48€34k€33k
Current portion of amounts payable after more than one year42€17k€16k
Financial debts43€810-
Credit institutions430/8€810-
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€13k€17k
Taxes450/3€13k€17k
Income statement Code20242025
Non-recurring operating income76A€504-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k
Other operating charges640/8€50k€1k
Gross operating margin9900€34k€30k
Operating profit (loss)9901€-18k€24k
Financial charges65/66B€7k€2k
Recurring financial charges65€7k€2k
Profit (loss) for the period before taxes9903€-25k€22k
Income taxes67/77€18k€141
Profit (loss) for the period9904€-43k€22k
Profit (loss) for the period to be appropriated9905€-43k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-61k
Profit (loss) brought forward from the previous period14P€-40k€-83k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €22k
Net result €22k after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Weakest financial yearnet €-43k ▼2154%
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
31-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 670 days late
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1035 days late
26-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 210 days late
2023
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
2022
31-12
Financial Liquidity doublescurrent ratio 2.06
Current ratio from 0.92 to 2.06; short-term debt falls from €68k to €30k.
2021
05-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 189 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Keelstraat 453800 Sint-Truiden
Ground area
431 m²
Building footprint
200 m²
Volume, LiDAR
972 m³
Parcel 71352C0339/00H000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GRIT
Keelstraat 45, 3800 Sint-TruidenIT consultancy
since 20182.277.841.991
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71352C0339/00H000 Flanders 431 m² 1 · 200 m² 9.3 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 518 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-06-2018
Fiscal year end31-12
Activities, NACEBEL
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.