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Complete company report
Generated 15-08-2026
Active BE 0792.253.537Private limited company

GRICOR PAINT

Dalweg(OPL) 20 ·3300 Tienen, Belgium· 3 yrs active
Sector: Schilderen van gebouwen (43341)
Conclusion Checked

The computed 12-month bankruptcy probability of GRICOR PAINT is 3.7% (moderate). The 2023 annual accounts show equity of €16k and a net result of €15k. Its solvency ranks better than 46% of 9176 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €16k
Net result €15k
Better than sector 46%
Active 3 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health89Profitability70Solvency61Growth-Stability79
75 / 100

Strong profile, led by health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 89
Profitability 70
Solvency 61
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
89 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 14-01-2026 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 35.4% 38.6%
better than 46% of 9176 sector peers
Net result €15k €12k
better than 56% of 9161 sector peers
Equity €16k €30k
better than 32% of 9183 sector peers
Gross operating margin €26k €33k
better than 42% of 9150 sector peers
Staff costs €28 €26k
higher than 5% of 3378 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Depositmicro
Revenue€239k
EBITDA€26k
Net profit€15k
Cash flow€17k
Staff costs€28
Income taxes€4k
Dividends-
Total assets€46k
Equity€16k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€7k
Employees (FTE)-
Ratios (computed)
2023
Current ratio1.25
Quick ratio1.25
Working capital ratio16.1%
Solvency35.4%
Debt / equity1.82
Long-term debt ratio-
Interest coverage6.28
Gross margin10.6%
Net margin6.4%
ROA33.3%
ROE93.9%
EBITDA margin10.8%
Days sales outstanding25d
Days payable outstanding11d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€46k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€9k
Current assets 29/58€37k
Amounts receivable within one year 40/41€37k
Cash & bank 54/58€9
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€46k
Equity 10/15€16k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€7k
Income statement
Turnover 70€239k
Gross operating margin 9900€26k
Operating result 9901€24k
Financial charges 65€4k
Result before taxes 9903€20k
Income taxes 67/77€4k
Net result for the period 9904€15k
Result to be appropriated 9905€15k
Ratios computed by Checked.
Legal Structure
NACE primary Schilderen van gebouwen(43341)
Legal form Private limited company(610)
Incorporation10-10-2022
StatusActive
Postal code3300
Establishment units 1 location
GRICOR PAINT
Dalweg(OPL) 20, 3300 TienenInstallatie van industriële machines, toestellen en werktuigen
since 20222.336.604.393
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24082B0174/00H000 Flanders 1,303 m² 1 · 184 m² 13.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
14-01-2026
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Schilderen van gebouwen43341Schilderen van gebouwen43341Installatie van isolatie43230Isolatiewerkzaamheden43291Stukadoorswerk43310Stukadoorswerk43310Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999Algemene reiniging van gebouwen81210Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameNL GRICOR PAINT
Registered office
Dalweg(OPL) 20
3300 Tienen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 731 of 7,840 companies in this sector with filed accounts
P.M. CONSTRUCT BE 0760.329.154 · Braine-l'Alleud
SCHILDERWERKEN JDR BE 0683.506.144 · Brugge
Meesterschilders BE 1008.638.266 · Pajottegem
Schilderwerken Pascal De Neve BE 0778.793.204 · Oostende
Matchcare BE 0899.693.014 · Hemiksem
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative