GREVEN
ActiveSummary
GREVEN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €178,227. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 89% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+4
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days acceptable
Liquidity ample (current ratio 2.69 against 3.27 in 2024; short-term debt: 15.9% and cash: 5.7% of total assets), and 16.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
12.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
35 d early
2023
38 d early
2022
4 d early
2021
30 d early
2020
46 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€1.2m▼ 0.2%
2024 · €1.2m
Total assets
€1.5m▲ 4.4%
2024 · €1.4m
Net result
€178,227▲ 43.6%
2024 · €124,126
Working capital
€394,958▲ 2.9%
2024 · €383,807
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€53,952▼ 22.6%€76,633▲ 42.0%€105,450▲ 37.6%€156,809▲ 48.7%€226,227▲ 44.3%
Net result€50,690within the sector's middle half▲ 288%€62,166within the sector's middle half▲ 22.6%€84,345within the sector's middle half▲ 35.7%€124,126above the sector's middle half▲ 47.2%€178,227above the sector's middle half▲ 43.6%
Equity€1.2mabove the sector's middle half▼ 23.5%€1.2mabove the sector's middle half▼ 0.2%€1.2mabove the sector's middle half▼ 0.2%€1.2mabove the sector's middle half▼ 0.2%€1.2mabove the sector's middle half▼ 0.2%
Total assets€1.7mabove the sector's middle half▼ 19.0%€1.4mwithin the sector's middle half▼ 18.3%€1.4mwithin the sector's middle half▲ 0.9%€1.4mabove the sector's middle half▲ 2.3%€1.5mabove the sector's middle half▲ 4.4%
Debt€133,190▼ 8.1%€118,724▼ 10.9%€133,987▲ 12.9%€169,163▲ 26.3%€234,164▲ 38.4%
Working capital€549,214▼ 36.9%€314,124▼ 42.8%€352,278▲ 12.1%€383,807▲ 9.0%€394,958▲ 2.9%
Solvency73.7%above the sector's middle half▼ 4.4pp90.0%above the sector's middle half▲ 16.3pp89.1%above the sector's middle half▼ 0.9pp86.9%above the sector's middle half▼ 2.2pp83.1%above the sector's middle half▼ 3.8pp
Staff (FTE)5.9within the sector's middle half▼ 15.7%3.7within the sector's middle half▼ 37.3%1.4below the sector's middle half▼ 62.2%2.2▲ 57.1%2.3▲ 4.5%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€841,577 ▼ 1.7%
Current assets
€629,122 ▲ 13.8%
Equity and liabilities €1.5m
Equity
€1.2m ▼ 0.2%
Provisions
€13,986 ▼ 7.4%
Debt
€234,164 ▲ 38.4%
Debt's share of the balance-sheet total rises from 12.0% to 15.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€266,530▲
2024 · €197,779
Cash flow
€218,529▲
2024 · €165,096
Current ratio
2.69▼
2024 · 3.27
Quick ratio
1.69▼
2024 · 1.96
Debt to equity
0.19▲
2024 · 0.14
ROE
14.6%▲
2024 · 10.1%
ROA
12.1%▲
2024 · 8.8%
Interest coverage
226.45▲
2024 · 196.98
Debt ≤ 1 year
€234,164▲
2024 · €169,163
Income taxes
€62,592▲
2024 · €44,442
Staff costs
€80,691▲
2024 · €79,414
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €13,000 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €247,262 | €66,563 | €79,414 | €80,691 | ▲ 1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58,504 | €52,323 | €46,635 | €40,970 | €40,302 | ▼ 1.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €1,105 | - | - | - | - |
| Other operating charges640/8 | - | €13,663 | €11,201 | €11,718 | €11,440 | ▼ 2.4% |
| Non-recurring operating charges66A | - | €3,179 | - | - | - | - |
| Gross operating margin9900 | €363,406 | €394,165 | €229,848 | €288,911 | €358,660 | ▲ 24.1% |
| Operating profit (loss)9901 | €53,952 | €76,633 | €105,450 | €156,809 | €226,227 | ▲ 44.3% |
| Financial income75/76B | - | €10,622 | €9,463 | €11,648 | €14,655 | ▲ 25.8% |
| Recurring financial income75 | €13,942 | €10,622 | €9,463 | €11,648 | €14,655 | ▲ 25.8% |
| Financial charges65/66B | - | €1,910 | €965 | €1,004 | €1,177 | ▲ 17.2% |
| Recurring financial charges65 | €1,946 | €1,910 | €965 | €1,004 | €1,177 | ▲ 17.2% |
| Profit (loss) for the period before taxes9903 | €65,948 | €85,344 | €113,949 | €167,454 | €239,705 | ▲ 43.1% |
| Transfer from deferred taxes780 | - | €1,114 | €1,114 | €1,114 | €1,114 | = |
| Income taxes67/77 | €16,435 | €24,292 | €30,718 | €44,442 | €62,592 | ▲ 40.8% |
| Profit (loss) for the period9904 | €50,690 | €62,166 | €84,345 | €124,126 | €178,227 | ▲ 43.6% |
| Transfer from tax-exempt reserves789 | - | €2,376 | €2,376 | €2,376 | €2,376 | = |
| Profit (loss) for the period to be appropriated9905 | €53,199 | €64,542 | €86,720 | €126,501 | €180,602 | ▲ 42.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.7m | €1.4m | €1.4m | €1.4m | €1.5m | ▲ 4.4% |
| Fixed assets21/28 | €988,610 | €933,108 | €891,236 | €856,217 | €841,577 | ▼ 1.7% |
| Tangible fixed assets22/27 | €988,610 | €933,108 | €891,236 | €856,217 | €841,577 | ▼ 1.7% |
| Land and buildings22 | - | €932,007 | €888,104 | €852,685 | €838,626 | ▼ 1.6% |
| Furniture and vehicles24 | - | €1,101 | €3,132 | €3,533 | €2,951 | ▼ 16.5% |
| Current assets29/58 | €682,404 | €432,619 | €486,264 | €552,970 | €629,122 | ▲ 13.8% |
| Stocks and contracts in progress3 | €148,305 | €176,014 | €190,281 | €221,964 | €233,216 | ▲ 5.1% |
| Stocks30/36 | - | €176,014 | €190,281 | €221,964 | €233,216 | ▲ 5.1% |
| Amounts receivable within one year40/41 | €54,383 | €66,882 | €69,874 | €64,984 | €309,122 | ▲ 376% |
| Trade receivables40 | - | €1,762 | €4,491 | €12,984 | €12,122 | ▼ 6.6% |
| Other amounts receivable41 | - | €65,120 | €65,383 | €52,000 | €297,000 | ▲ 471% |
| Current investments50/53 | - | - | - | €108,000 | - | - |
| Cash at bank and in hand54/58 | €476,361 | €184,999 | €222,635 | €154,899 | €83,570 | ▼ 46.0% |
| Deferred charges and accrued income490/1 | - | €4,723 | €3,474 | €3,123 | €3,214 | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.7m | €1.4m | €1.4m | €1.4m | €1.5m | ▲ 4.4% |
| Equity10/15 | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▼ 0.2% |
| Contributions10/11 | €124,000 | €124,000 | €124,000 | €124,000 | €124,000 | = |
| Capital10 | - | €124,000 | - | - | - | - |
| Issued capital100 | - | €124,000 | - | - | - | - |
| Reserves13 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 0.2% |
| Non-distributable reserves130/1 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Legal reserve130 | - | €12,400 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €12,400 | €12,400 | €12,400 | = |
| Tax-exempt reserves132 | - | €332,893 | €330,517 | €328,142 | €325,766 | ▼ 0.7% |
| Distributable reserves133 | - | €676,130 | €676,130 | €676,130 | €676,130 | = |
| Profit (loss) carried forward14 | €84,253 | €84,253 | €84,253 | €84,253 | €84,253 | = |
| Provisions and deferred taxes16 | €305,773 | €17,327 | €16,213 | €15,100 | €13,986 | ▼ 7.4% |
| Deferred taxes168 | - | €17,327 | €16,213 | €15,100 | €13,986 | ▼ 7.4% |
| Amounts payable17/49 | €133,190 | €118,724 | €133,987 | €169,163 | €234,164 | ▲ 38.4% |
| Amounts payable within one year42/48 | €133,190 | €118,495 | €133,987 | €169,163 | €234,164 | ▲ 38.4% |
| Trade debts44 | €23,759 | €21,897 | €11,487 | €10,682 | €9,999 | ▼ 6.4% |
| Suppliers440/4 | - | €21,897 | €11,487 | €10,682 | €9,999 | ▼ 6.4% |
| Advances received on contracts in progress46 | - | - | €4,000 | €5,059 | €8,042 | ▲ 59.0% |
| Taxes, remuneration and social security45 | - | €51,373 | €31,780 | €26,921 | €35,431 | ▲ 31.6% |
| Taxes450/3 | - | €48,038 | €21,863 | €20,610 | €21,576 | ▲ 4.7% |
| Remuneration and social security454/9 | - | €3,335 | €9,917 | €6,311 | €13,855 | ▲ 120% |
| Other amounts payable47/48 | - | €45,225 | €86,720 | €126,501 | €180,692 | ▲ 42.8% |
| Accrued charges and deferred income492/3 | - | €229 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,690 | €62,166 | €84,345 | €124,126 | €178,227 | ▲ 43.6% |
| + Depreciation and write-downs630 | €58,504 | €52,323 | €46,635 | €40,970 | €40,302 | ▼ 1.6% |
| Operating cash flow (approximation) | €109,194 | €114,490 | €130,979 | €165,096 | €218,529 | ▲ 32.4% |
| Investment in fixed assets (approximation) | - | €3,179 | -€4,763 | -€5,951 | -€25,662 | ▼ 331% |
| Change in cash | - | -€291,362 | €37,636 | -€67,736 | -€71,330 | ▼ 5.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €178,227 ▲43.6%
Operating result €226,227, net result €178,227, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €13,072 ▼89.6%
Net result drops to €13,072, the lowest in the series; recovery starts the following year.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €2mEq €2.0m ▲6.6%
2 profitable years in a row build equity to €2.0m.
13-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1993
Ground area
3,332 m²
Building footprint
719 m²
Volume, LiDAR
5,223 m³
Parcel 73055A0370/00E003, Flanders · tallest building 28.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Slaapcomfort Greven NV
since 19932.166.613.774
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73055A0370/00E003 | Flanders | 3,332 m² | 1 · 719 m² | 28.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- GREVEN HOLDING
- GREVEN
Highest known parent: GREVEN HOLDING. The sources do not say who stands above it.
Owners 1
- GREVEN HOLDINGparentSourceown accounts 30-09-2023100%
Holdings 0
The accounts to 30-09-2023 list no holdings, and no other source names one.
According to the annual accounts to 30-09-2023 of GREVEN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 4 entries · 6,845 EUR awarded · 6,845 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,920 EUR | 3,920 EUR |
| 2024 | 1 | 1,800 EUR | 1,800 EUR |
| 2023 | 2 | 1,125 EUR | 1,125 EUR |
Recognitions · licences · registrations
Dual-learning approval
6 live approvals · 2 endedCommercieel assistent (vwo)
Commercieel assistent duaal (so)
Commerciële organisatie duaal (so)
Onthaal, organisatie en sales duaal (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
Show 2 ended approvals
Verkoper (so)
Winkelbediende (so)
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Of 2,606 companies in sector 47551 we hold annual accounts for 1,718. 941 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-04-1991
Fiscal year end30-09
Activities, NACEBEL 2025
47551Retail sale of household furniture
43350Other building finishing work
Contact
E-mail
info@greven.beBilzen-Hoeselt
Phone
089/503665Bilzen-Hoeselt
Fax
089/418805Bilzen-Hoeselt
E-invoicing
Reachable via Peppol
Peppol ID
0208:0443765496
Registered
27-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.