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E. COM-HANDLING

Active
Private limited company (pre-2019)founded 199927 yrs activeAstridstraat 23, 3120 Tremelo, BelgiumKBO/BCE: BE 0466.678.282

E. COM-HANDLING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €52k and a net result of €4k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
94 / 100
Excellent▲ +13 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability34▲+8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.79 against 4.21 in 2023), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
74.8%
Return on assets
5.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
42 d early
2023
35 d early
2022
137 d early
2021
94 d early
2020
73 d early
2019
36 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€52k▲ 7.3%
2023 · €48k
2018: €14k 2019: €14k 2020: €27k 2021: €39k 2022: €46k 2023: €48k
2018 → 2024
Total assets
€69k▲ 11.5%
2023 · €62k
2018: €37k 2019: €28k 2020: €44k 2021: €55k 2022: €66k 2023: €62k
2018 → 2024
Net result
€4k▲ 40.7%
2023 · €3k
2018: €-5k 2019: €-87 2020: €13k 2021: €12k 2022: €7k 2023: €3k
2018 → 2024
Working capital
€49k▲ 9.2%
2023 · €45k
2018: €8k 2019: €12k 2020: €23k 2021: €34k 2022: €42k 2023: €45k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€27k-€39k▲ 42.8%€46k▲ 17.7%€48k▲ 5.5%€52k▲ 7.3%
Operating result€13k-€15k▲ 15.0%€10k▼ 35.4%€7k▼ 32.7%€6k▼ 6.7%
Net result€13k-€12k▼ 11.1%€7k▼ 40.9%€3k▼ 63.8%€4k▲ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5k€10k€15kOperating result 2020: €13k€13kNet result 2020: €13k€13kOperating result 2021: €15k€15kNet result 2021: €12k€12kOperating result 2022: €10k€10kNet result 2022: €7k€7kOperating result 2023: €7k€7kNet result 2023: €3k€3kOperating result 2024: €6k€6kNet result 2024: €4k€4k20202021202220232024
The operating result has fallen three years in a row; 2024 is 7% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets €3k▼ 16.4%
Current assets €66k▲ 13.2%
Equity and liabilities €69k
Equity €52k▲ 7.3%
Debt €18k▲ 26.1%
The debt ratio rises from 22.3% to 25.2%: debt grows faster than equity.
Key figures and ratios
2024 value · change against 2023
EBITDA
€7k
2023 · €7k
Cash flow
€4k
2023 · €3k
Solvency
74.8%
2023 · 77.7%
Current ratio
3.79
2023 · 4.21
Quick ratio
3.79
2023 · 4.21
Debt / equity
0.34
2023 · 0.29
ROE
6.8%
2023 · 5.2%
ROA
5.1%
2023 · 4.0%
Interest coverage
7.50
2023 · 2.65
Debt
€18k
2023 · €14k
Debt ≤ 1 year
€18k
2023 · €14k
Income taxes
€2k
2023 · €1k
Staff costs
€41k
2023 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€62k€69k
Fixed assets21/28€4k€3k
Tangible fixed assets22/27€4k€3k
Land and buildings22€4k€3k
Furniture and vehicles24€0€0=
Current assets29/58€59k€66k
Amounts receivable within one year40/41€17k€14k
Trade receivables40€17k€13k
Other amounts receivable41€554€1k
Cash at bank and in hand54/58€40k€51k
Deferred charges and accrued income490/1€1k€1k
Equity and liabilities
Total equity and liabilities10/49€62k€69k
Equity10/15€48k€52k
Contributions10/11€19k€19k=
Reserves13€30k€33k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€31k
Amounts payable17/49€14k€18k
Amounts payable within one year42/48€14k€18k
Trade debts44€4k€5k
Suppliers440/4€4k€5k
Taxes, remuneration and social security45€6k€9k
Taxes450/3€2k€3k
Remuneration and social security454/9€4k€6k
Other amounts payable47/48€4k€4k
Income statement Code20232024
Remuneration, social security and pensions62€39k€41k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€604€604=
Other operating charges640/8€787€811
Gross operating margin9900€47k€49k
Operating profit (loss)9901€7k€6k
Financial charges65/66B€3k€914
Recurring financial charges65€3k€914
Profit (loss) for the period before taxes9903€4k€5k
Income taxes67/77€1k€2k
Profit (loss) for the period9904€3k€4k
Profit (loss) for the period to be appropriated9905€3k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k
Transfer to equity691/2€3k€4k
To other reserves6921€3k€4k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €13k
Net result €13k after 2 loss-making years.
25-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-04
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
12-05
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1999
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Astridstraat 233120 Tremelo
Ground area
2,135 m²
Building footprint
1,260 m²
Volume, LiDAR
11,663 m³
2 parcels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Standaard Boekhandel
Schrieksebaan 17, 3120 TremeloWholesale trade
since 19992.092.246.151
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24109C0229/00E002 Flanders 1,501 m² 1 · 742 m² 13.9 m · 3 fl.
24109B0747/00N000 Flanders 634 m² 1 · 518 m² 14.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,964 companies in sector 47120 we hold annual accounts for 2,176. 1,500 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded01-09-1999
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47610Retail trade
47910Retail trade
52610
58190Other publishing activities, excluding software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.