GREGORY
ActiveGREGORY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €130k and a net result of €24k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 85% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+9
Solvency100▲+18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 2.27 in 2024; short-term debt: 23.5% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
14.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
5 d late
2024
61 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
25 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€130k▲ 21.1%
2024 · €107k
2019: €24k
2020: €31k
2021: €46k
2022: €73k
2023: €94k
2024: €107k
2019 → 2025
Total assets
€170k▼ 10.0%
2024 · €188k
2019: €42k
2020: €73k
2021: €96k
2022: €315k
2023: €172k
2024: €188k
2019 → 2025
Net result
€24k▲ 77.1%
2024 · €14k
2019: €18k
2020: €8k
2021: €15k
2022: €27k
2023: €20k
2024: €14k
2019 → 2025
Working capital
€129k▲ 24.5%
2024 · €104k
2019: €21k
2020: €16k
2021: €39k
2022: €41k
2023: €70k
2024: €104k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€73k▲ 58.9%€94k▲ 27.6%€107k▲ 14.6%€130k▲ 21.1%
Operating result€21k-€37k▲ 78.8%€28k▼ 24.4%€17k▼ 41.1%€34k▲ 108%
Net result€15k-€27k▲ 83.4%€20k▼ 25.5%€14k▼ 32.6%€24k▲ 77.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 108% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€883▼ 75.6%
Current assets
€169k▼ 8.7%
Equity and liabilities €170k
Equity
€130k▲ 21.1%
Debt
€40k▼ 51.0%
The debt ratio falls from 43.1% to 23.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €24k
Cash flow
€28k▲
2024 · €21k
Solvency
76.5%▲
2024 · 56.9%
Current ratio
4.23▲
2024 · 2.27
Quick ratio
4.23▲
2024 · 2.27
Debt / equity
0.31▼
2024 · 0.76
ROE
18.6%▲
2024 · 12.7%
ROA
14.2%▲
2024 · 7.2%
Interest coverage
41.67▲
2024 · 28.21
Debt
€40k▼
2024 · €81k
Debt ≤ 1 year
€40k▼
2024 · €81k
Income taxes
€9k▲
2024 · €6k
Staff costs
€363▼
2024 · €552
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€170k▼
Fixed assets21/28€4k€883▼
Tangible fixed assets22/27€4k€883▼
Plant, machinery and equipment23€737€883▲
Furniture and vehicles24€3k-
Current assets29/58€185k€169k▼
Amounts receivable within one year40/41€182k€167k▼
Trade receivables40€103k€55k▼
Other amounts receivable41€79k€111k▲
Cash at bank and in hand54/58€808-
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€188k€170k▼
Equity10/15€107k€130k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€101k€124k▲
Distributable reserves133€101k€124k▲
Amounts payable17/49€81k€40k▼
Amounts payable within one year42/48€81k€40k▼
Financial debts43-€60
Credit institutions430/8-€60
Trade debts44€75k€23k▼
Suppliers440/4€75k€23k▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€15k▲
Remuneration and social security454/9-€420
Other amounts payable47/48€230€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€552€363▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€27k€42k▲
Operating profit (loss)9901€17k€34k▲
Financial income75/76B€4k€117▼
Recurring financial income75€4k€117▼
Financial charges65/66B€864€913▲
Recurring financial charges65€864€913▲
Profit (loss) for the period before taxes9903€19k€33k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€14k€24k▲
Profit (loss) for the period to be appropriated9905€14k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€24k▲
Transfer to equity691/2€14k€23k▲
To the legal reserve6920€26€3k▲
To other reserves6921€14k€20k▲
Profit to be distributed694/7-€2k
Directors or managers695-€2k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 5 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €100kEq €107k ▲14.6%
6 profitable years in a row build equity to €107k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2019net €27k ▲83.4%
Operating result €37k, net result €27k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼56.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
de Robianostraat 762150 AntwerpenGround area
1,875 m²
Building footprint
52 m²
Volume, LiDAR
561 m³
Parcel 11007A0018/00A003, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GREGORY
since 20182.276.672.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0018/00A003 | Flanders | 1,875 m² | 1 · 52 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEA-SAFETY.EU
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Denoe
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 6,153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2018
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43910Bricklaying and masonry work
43994Specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.