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TECHNO GYPSOS

Active Private limited companyfounded 2018active for 8 yearsLouizalaan 231, 1050 IxellesKBO/BCE: BE 0693.911.076

Lifetime

8 annual accounts with figures on one time axis
peak €41,733 (2025)
€41,733▲ 127%
peak €23,814 (2025)
€23,814▲ 672%
peak €74,436 (2025)
€74,436▲ 47.0%
€73,532▲ 53.3%
Board2 names since 2018
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €18,379 to €41,733Result from €3,085 to €23,814Equity from €50,622 to €74,436Debts from €47,952 to €73,532Cash from €1,674 to €17,725

Key points

from the 2025 annual accounts

Equity

€74,436 ▲ 47.0%

TECHNO GYPSOS has made a profit in every financial year since 2018.

Filings

8 annual accounts 5 late
AprilJune31 JulyOctober20202025

The 2025 accounts came latest: 31 days after the end of the period.

Checked score

68
Healthy
Financially stronger than 60% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 6.8%highest value 01-2025: 2.7%▼ -4.1 percentage points vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.7%● unchanged vs 02-2025 04-2025: 3.0%▲ +0.3 percentage points vs 03-2025 05-2025: 3.2%▲ +0.2 percentage points vs 04-2025 06-2025: 3.2%● unchanged vs 05-2025 07-2025: 3.3%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -2.1 percentage points vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.0%▼ -0.2 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.4 percentage points vs 07-2026 09-2026: 0.9%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.9%● unchanged vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value

Financial strength
Strong

75-1equity 50.3% of total assets
41+11short-term debt 48.0% · cash 12.0%
89+33return on assets 16.1%

Score breakdown

raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Size: total assets €147,968
Sector: Specialised construction activities (NACE 43)
lowers risk
Liquidity: current ratio 2.04, cash €17,725
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 31% on liquidity, 74% on profitability and 82% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as TECHNO GYPSOS has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of TECHNO GYPSOS itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for TECHNO GYPSOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.04 (2.06 in 2024), above the usual 1.5. Short-term debt is 48% and cash 12% of total assets. 49.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Size: total assets €147,968
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 2.04, cash €17,725
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
31 days late
2024
on the day
2023
26 days early
2022
24 days late
2021
23 days late
2020
11 days late
2019
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

PG
Director, since 04-04-2018
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0693911076
Change of role: PEREIRA Geraldo Carlos, from manager to director “limiter les activités immobilières pour son compte propre et non plus pour compte de tiers” (deed in French) · Director discharge: PEREIRA Geraldo Carlos (manager) · General meeting of 18-12-2023 · Gazette deed
Registered office moved from Auderghem to Ixelles New registered office: Avenue Louise 231, 1050 Ixelles (Silversquare Bailli) · Previous registered office: Chaussée de Wavre 1223-1160 Auderghem · General meeting of 26-06-2023 · Gazette deed
Registered office moved from Saint-Gilles to Auderghem New registered office: Chaussée de Wavre n°1223-1160 Auderghem · Previous registered office: Rue de Savoie n°73/1 à 1060 Saint-Gilles · General meeting of 29-09-2022 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
TECHNO GYPSOS Ixelles €147,968 €41,733 50.3% -
CITY RENOVATION Jette €124,823 €42,913 45.5% -
SANTOS CONCEPT Uccle €158,731 €39,598 83.7% -
F.F.D.S. Uccle €127,057 €41,306 75.5% -
Idproj Zaventem €163,771 €42,280 28.2% -
LUKAS BV Deinze €160,864 €42,261 66.8% -
RENOMAS Nijlen €150,710 €47,553 7.5% -

These companies have the same main activity as TECHNO GYPSOS: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €125,000 and €164,000, founded between 2017 and 2019.

Official details

Source: KBO
Status
Active since 04-04-2018Normal situation
Registered office
582 active companies are registered at this address52 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Other specialised construction activitiesNACE 43990
Establishment unit
2.303.458.3071050 Ixelles, since 06-09-2018
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Annual accounts 2025

≈ €360,000estimated
€147,968▲ 50.1%
Filing
Filed on 31-08-2026
Financials

Insights on TECHNO GYPSOS

TECHNO GYPSOS files the micro format. That format states no turnover. The gross margin rose from €11,450 in 2018 to €41,733 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TECHNO GYPSOS

What is the company number of TECHNO GYPSOS?
The company number of TECHNO GYPSOS is 0693.911.076. The VAT number is the same number with BE in front: BE 0693.911.076.
Where is TECHNO GYPSOS based?
The registered office is at Louizalaan 231, 1050 Ixelles.Company details
What does TECHNO GYPSOS do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of TECHNO GYPSOS?
TECHNO GYPSOS is a private limited company (BV).
When was TECHNO GYPSOS founded?
TECHNO GYPSOS was founded on 04-04-2018.
Is TECHNO GYPSOS still active?
Yes, TECHNO GYPSOS is an active enterprise in the KBO register.
What is the turnover of TECHNO GYPSOS?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €41,733 and 94 comparable companies (NACE 43990). It probably lies between €240,000 and €640,000.Financials
Is TECHNO GYPSOS profitable?
In financial year 2025, TECHNO GYPSOS made a profit of €23,814.
Where can I find the annual accounts of TECHNO GYPSOS?
TECHNO GYPSOS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECHNO GYPSOS due?
TECHNO GYPSOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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