TECHNO GYPSOS
ActiveSummary
The computed 12-month bankruptcy probability of TECHNO GYPSOS is 1.8% (moderate). The 2025 annual accounts show equity of €74k and a net result of €24k. Equity is growing by ~29.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 27786 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+33
Solvency75▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.04 against 2.06 in 2024; short-term debt: 48% and cash: 12% of total assets), and 49.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
16.1%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
26 d early
2022
24 d late
2021
23 d late
2020
11 d late
2019
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 47.0%
2024 · €51k
2018: €7k
2019: €21k
2020: €22k
2021: €23k
2022: €34k
2023: €48k
2024: €51k
2018 → 2025
Total assets
€148k▲ 50.1%
2024 · €99k
2018: €33k
2019: €104k
2020: €79k
2021: €61k
2022: €86k
2023: €135k
2024: €99k
2018 → 2025
Net result
€24k▲ 672%
2024 · €3k
2018: €7k
2019: €16k
2020: €786
2021: €2k
2022: €10k
2023: €14k
2024: €3k
2018 → 2025
Working capital
€74k▲ 53.0%
2024 · €48k
2018: €9k
2019: €15k
2020: €10k
2021: €7k
2022: €27k
2023: €45k
2024: €48k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€34k▲ 43.6%€48k▲ 41.1%€51k▲ 6.5%€74k▲ 47.0%
Operating result€8k-€18k▲ 144%€19k▲ 3.7%€9k▼ 50.4%€37k▲ 293%
Net result€2k-€10k▲ 519%€14k▲ 35.4%€3k▼ 77.7%€24k▲ 672%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 293% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€3k ▼ 35.8%
Current assets
€145k ▲ 54.6%
Equity and liabilities €148k
Equity
€74k ▲ 47.0%
Debt
€74k ▲ 53.3%
Debt's share of the balance-sheet total rises from 48.6% to 49.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€39k▲
2024 · €16k
Cash flow
€26k▲
2024 · €10k
Current ratio
2.04▼
2024 · 2.06
Debt to equity
0.99▲
2024 · 0.95
ROE
32.0%▲
2024 · 6.1%
ROA
16.1%▲
2024 · 3.1%
Interest coverage
15.89▲
2024 · 3.98
Debt ≤ 1 year
€71k▲
2024 · €45k
Debt > 1 year
€3k=
2024 · €3k
Income taxes
€11k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€99k€148k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€1k€880▼
Leasing and similar rights25€631-
Financial fixed assets28€1k€1k=
Current assets29/58€94k€145k▲
Amounts receivable within one year40/41€87k€127k▲
Trade receivables40€84k€124k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€2k€18k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€99k€148k▲
Equity10/15€51k€74k▲
Contributions10/11€100€100=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€48k€72k▲
Amounts payable17/49€48k€74k▲
Amounts payable after more than one year17€3k€3k=
Financial debts170/4€3k€3k=
Amounts payable within one year42/48€45k€71k▲
Current portion of amounts payable after more than one year42€4k-
Financial debts43€41k-
Credit institutions430/8€41k-
Trade debts44-€62k
Suppliers440/4-€62k
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€18k€42k▲
Operating profit (loss)9901€9k€37k▲
Financial income75/76B€86€29▼
Recurring financial income75€86€29▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€6k€35k▲
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€3k€24k▲
Profit (loss) for the period to be appropriated9905€3k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€48k€72k▲
Profit (loss) brought forward from the previous period14P€45k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €24k ▲672%
Operating result €37k, net result €24k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Weakest financial yearnet €786 ▼95.1%
Net result drops to €786, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2018
Ground area
5,672 m²
Building footprint
3,878 m²
Volume, LiDAR
86,391 m³
Parcel 21807G0131/00T000, Brussels · tallest building 45.8 m, ±8 floors. Linked by address, not a title deed.
559
companies at this address
See who is registered here
1 establishment unit
TECHNO GYPSOS
since 20182.303.458.307
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NAWEN
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ALAIN & CO INTERIEUR & ZO
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,240 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.