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GREGOIRE

Active
Private limited companyfounded 199333 yrs activeEmblève 7A, 4920 Aywaille, BelgiumKBO/BCE: BE 0449.373.680
Summary

GREGOIRE has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,661 and a net result of €1,174. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 46% of 8200 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
How big
€273,901total assets 2025
Equity
€108,661
Profit
€1,174
Turnover not published (abridged schema)
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts filed 8 d late0 of 2 deeds read
Why 90- Sector Construction of residential and non-residential buildings (NACE 41)+ Founded in 1993+ Liquidity: current ratio 3.67, cash €55,056+ Figures for FY 2025 (filed 08-08-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 65+14
equity 39.7% of total assets
Liquidity 66+1
short-term debt 24.1% · cash 20.1%
Profitability 37-2
return on assets 0.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,149 companies)
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 1993 lowers the probability for this profile
  • Liquidity: current ratio 3.67, cash €55,056 lowers the probability
  • Figures for FY 2025 (filed 08-08-2026) lowers the probability
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.67 against 5.97 in 2024; short-term debt: 24.1% and cash: 20.1% of total assets), but 60.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 47%, liquidity 71%, profitability 22%, growth against the median 38%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Liquidity: current ratio 3.67, cash €55,056
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 08-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-08-2026, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
8 d late
2024
12 d late
2023
14 d late
2022
28 d late
2021
29 d late
2020
30 d late
2019
12 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Active since 1993founded 03-02-1993 33 years View
  • Total assets 20256 fiscal years filed €273,901 View

By topic

Financials

Fiscal year
2025
Total assets
€273,901
Profit
€1,174
Solvency
39.7%
Total assets▼ 34.4%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 08-08-2026Annual accounts filed
  2. 12-08-2025Annual accounts filed
  3. 14-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
03-02-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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