GREGALAM
ActiveSummary
The computed 12-month bankruptcy probability of GREGALAM is 2.9% (moderate). The 2024 annual accounts show negative equity (€-7k) and a net result of €-10k. Its solvency ranks better than 30% of 6162 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▲+12
Solvency21▼-79
Growth32
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 4.16; short-term debt: 9.4% and cash: 38.6% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-3.9%
Return on assets
-5%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-7k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-7k
2023 · €2k
2023: €2k
2023 → 2024
Total assets
€191k▲ 9,022%
2023 · €2k
2023: €2k
2023 → 2024
Net result
€-10k▼ 2,233%
2023 · €-410
2023: €-410
2023 → 2024
Working capital
€57k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€2k-€-7k
Operating result€-384-€-7k▼ 1,633%
Net result€-410-€-10k▼ 2,233%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €384 in 2023; the loss grows.
Balance-sheet composition
Assets €191k
Fixed assets
€116k
Current assets
€74k
Key figures and ratios
EBITDA
€-5k
Cash flow
€-8k
Solvency
-3.9%
Current ratio
4.16
Debt to equity
-26.47
ROA
-5.0%
Interest coverage
-1.74
Debt
€198k
Debt ≤ 1 year
€18k
Debt > 1 year
€180k
Filed annual accounts As filed with the NBB · 2024 against 2023 · 30 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2k€191k▲
Fixed assets21/28-€116k
Tangible fixed assets22/27-€116k
Land and buildings22-€116k
Current assets29/58€2k€74k▲
Amounts receivable within one year40/41-€849
Other amounts receivable41-€849
Cash at bank and in hand54/58€2k€74k▲
Equity and liabilities
Total equity and liabilities10/49€2k€191k▲
Equity10/15€2k€-7k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-410€-10k▼
Amounts payable17/49-€198k
Amounts payable after more than one year17-€180k
Financial debts170/4-€180k
Amounts payable within one year42/48-€18k
Current portion of amounts payable after more than one year42-€10k
Trade debts44-€8k
Suppliers440/4-€8k
Other amounts payable47/48-€623
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Gross operating margin9900€-384€-5k▼
Operating profit (loss)9901€-384€-7k▼
Financial charges65/66B€26€3k▲
Recurring financial charges65€26€3k▲
Profit (loss) for the period before taxes9903€-410€-10k▼
Profit (loss) for the period9904€-410€-10k▼
Profit (loss) for the period to be appropriated9905€-410€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-410€-10k▼
Profit (loss) brought forward from the previous period14P-€-410
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Coqlis, Rencheux 26690 VielsalmGround area
1,433 m²
Building footprint
346 m²
Parcel 82032F0150/00H000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GREGALAM
since 20232.347.336.652
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82032F0150/00H000 | Wallonia | 1,433 m² | 1 · 346 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 47 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.