GRAPH!Cd'SIGN
ActiveGRAPH!Cd'SIGN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €23k. Equity is growing by ~60.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency21▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.75 in 2024), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
2 d early
2023
21 d early
2022
6 d early
2021
9 d early
2020
30 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 40.9%
2024 · €56k
2019: €5k
2020: €75
2021: €8k
2022: €23k
2023: €35k
2024: €56k
2019 → 2025
Total assets
€419k▲ 5.9%
2024 · €396k
2019: €74k
2020: €79k
2021: €143k
2022: €163k
2023: €366k
2024: €396k
2019 → 2025
Net result
€23k▲ 12.5%
2024 · €20k
2019: €30k
2020: €-5k
2021: €8k
2022: €15k
2023: €13k
2024: €20k
2019 → 2025
Working capital
€-14k▲ 50.5%
2024 · €-27k
2019: €15k
2020: €17k
2021: €12k
2022: €10k
2023: €-29k
2024: €-27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€23k▲ 192%€35k▲ 55.9%€56k▲ 57.2%€78k▲ 40.9%
Operating result€9k-€20k▲ 112%€27k▲ 35.8%€40k▲ 46.7%€45k▲ 13.6%
Net result€8k-€15k▲ 94.2%€13k▼ 16.0%€20k▲ 61.5%€23k▲ 12.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 14% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €419k
Fixed assets
€300k▼ 4.0%
Current assets
€119k▲ 43.0%
Equity and liabilities €419k
Equity
€78k▲ 40.9%
Debt
€341k▲ 0.2%
The debt ratio falls from 85.9% to 81.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€83k▲
2024 · €66k
Cash flow
€60k▲
2024 · €46k
Solvency
18.7%▲
2024 · 14.1%
Current ratio
0.90▲
2024 · 0.75
Quick ratio
0.74▲
2024 · 0.46
Debt / equity
4.35▼
2024 · 6.12
ROE
29.0%▼
2024 · 36.4%
ROA
5.4%▲
2024 · 5.1%
Interest coverage
5.39▲
2024 · 5.14
Debt
€341k▲
2024 · €340k
Debt ≤ 1 year
€132k▲
2024 · €111k
Debt > 1 year
€208k▼
2024 · €229k
Income taxes
€7k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€396k€419k▲
Fixed assets21/28€312k€300k▼
Tangible fixed assets22/27€312k€300k▼
Land and buildings22€174k€167k▼
Plant, machinery and equipment23€127k€123k▼
Furniture and vehicles24€11k€10k▼
Current assets29/58€83k€119k▲
Stocks and contracts in progress3€32k€20k▼
Stocks30/36€32k€20k▼
Amounts receivable within one year40/41€50k€91k▲
Trade receivables40€50k€91k▲
Other amounts receivable41-€193
Cash at bank and in hand54/58€477€7k▲
Deferred charges and accrued income490/1€399€546▲
Equity and liabilities
Total equity and liabilities10/49€396k€419k▲
Equity10/15€56k€78k▲
Contributions10/11€19k€19k=
Reserves13€47k€59k▲
Distributable reserves133€47k€59k▲
Profit (loss) carried forward14€-10k€735▲
Amounts payable17/49€340k€341k▲
Amounts payable after more than one year17€229k€208k▼
Financial debts170/4€229k€208k▼
Amounts payable within one year42/48€111k€132k▲
Current portion of amounts payable after more than one year42€29k€33k▲
Financial debts43€2k€9k▲
Credit institutions430/8€2k€9k▲
Trade debts44€21k€22k▲
Suppliers440/4€21k€22k▲
Taxes, remuneration and social security45€7k€15k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€1k€3k▲
Other amounts payable47/48€52k€54k▲
Accrued charges and deferred income492/3-€300
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€37k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€68k€84k▲
Operating profit (loss)9901€40k€45k▲
Financial income75/76B€198€148▼
Recurring financial income75€198€148▼
Financial charges65/66B€13k€15k▲
Recurring financial charges65€13k€15k▲
Profit (loss) for the period before taxes9903€27k€30k▲
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€20k€23k▲
Profit (loss) for the period to be appropriated9905€20k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Profit (loss) brought forward from the previous period14P€-10k€-10k▲
Transfer to equity691/2€20k€12k▼
To other reserves6921€20k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
25-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-5k ▼118%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 15 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoortverten 142350 VosselaarGround area
4,326 m²
Building footprint
148 m²
Volume, LiDAR
732 m³
2 parcels, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
GRAPH!Cd'SIGN
since 20122.214.734.088
GRAPH!Cd'SIGN
since 20222.335.144.841
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13048D0761/00N009 | Flanders | 3,917 m² | - | - |
| 13046C0545/00L000 | Flanders | 408 m² | 1 · 148 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
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Of 6,288 companies in sector 74120 we hold annual accounts for 1,002. 840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-11-2012
Fiscal year end31-03
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
18130Pre-press and pre-media services
47620Retail trade
47621Retail sale of newspapers and periodicals
62010Computer programming, consultancy and related activities
62100Computer programming
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@graphicdsign.be
Phone:0495/896346