Age13 yrs
Real estate1 parcel · 511 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Carat Creations is 0.3% (very low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 18 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 30-07-2025 | 1 d early | 2025-00330792 |
| 31-12-2023 | 31-07-2024 | 19-07-2024 | 12 d early | 2024-00261289 |
| 31-12-2022 | 31-07-2023 | 19-07-2023 | 12 d early | 2023-00248753 |
| 31-12-2021 | 31-07-2022 | 29-07-2022 | 2 d early | 2022-20242401 |
| 31-12-2020 | 31-07-2021 | 30-08-2021 | 30 d late | 2021-56200232 |
| 31-12-2019 | 31-07-2020 | 04-09-2020 | 35 d late | 2020-50500572 |
| 31-12-2018 | 31-07-2019 | 18-07-2019 | 13 d early | 2019-33900209 |
| 31-12-2017 | 31-07-2018 | 12-07-2018 | 19 d early | 2018-31500598 |
| 31-12-2016 | 31-07-2017 | 28-07-2017 | 3 d early | 2017-36600040 |
| 31-12-2015 | 31-07-2016 | 12-07-2016 | 19 d early | 2016-29800073 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2012, 13 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.3%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 30-07-2025 | 2025-00330792 |
| 31-12-2023 | micro | 19-07-2024 | 2024-00261289 |
| 31-12-2022 | micro | 19-07-2023 | 2023-00248753 |
| 31-12-2021 | micro | 29-07-2022 | 2022-20242401 |
| 31-12-2020 | micro | 30-08-2021 | 2021-56200232 |
| 31-12-2019 | micro | 04-09-2020 | 2020-50500572 |
| 31-12-2018 | micro | 18-07-2019 | 2019-33900209 |
| 31-12-2017 | micro | 12-07-2018 | 2018-31500598 |
| 31-12-2016 | micro | 28-07-2017 | 2017-36600040 |
| 31-12-2015 | verkort | 12-07-2016 | 2016-29800073 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationCarat Creations
since 20122.218.446.814
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area511 m²
Buildings1
Building footprint284 m²
Volume (LiDAR)1,512 m³
Tallest building13.0 m · ±1 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A1028/00P000 | Flanders | 511 m² | 1 · 284 m² | 13.0 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2023
13-12-2023 Schepens Gwenny reappointed as director
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1025.850.224 · Koksijde
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BE 0755.648.806 · Oostkamp
BE 0712.976.526 · Kortrijk
BE 0761.510.178 · Brugge
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 348 of the 6,324 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Webportalen63120Activiteiten van webportalen63910Reclamebureaus73110Activiteiten van reclamebureaus73110
Primary activity highlighted.
Names & trade names
| Legal nameNL | Carat Creations |
Registered office
Dewittelaan(Odk) 8 bus 1
8670 Koksijde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.