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Complete company report
Generated 13-08-2026
Active BE 0473.583.197Private limited companyOpen bankruptcy

GRANI-PIERRE

Ruisbroeksesteenweg 214 ·1601 Sint-Pieters-Leeuw, Belgium· 25 yrs active
Sector: Houwen, bewerken en afwerken van natuursteen (23700)
Conclusion Checked

A bankruptcy procedure is open for GRANI-PIERRE according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-651k) and a net result of €-246k.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €-651k
Net result €-246k
Staff (FTE) 17.3
Better than sector 5%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · verkort
€-300k€-200k€-100k€0€100kOperating result 2020: €-21k€-21kNet result 2020: €-198k€-198kOperating result 2021: €99k€99kNet result 2021: €77k€77kOperating result 2022: €-138k€-138kNet result 2022: €-172k€-172kOperating result 2023: €-136k€-136kNet result 2023: €-154k€-154kOperating result 2024: €-237k€-237kNet result 2024: €-246k€-246k20202021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 23 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -338.4% 39.4%
better than 5% of 43 sector peers
Net result €-246k €27k
better than 5% of 43 sector peers
Equity €-651k €234k
better than 6% of 43 sector peers
Gross operating margin €823k €357k
better than 68% of 43 sector peers
Staff costs €1.04M €261k
higher than 86% of 33 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-226k
-84.5% 18-24
Net profit
€-246k
-59.7% 18-24
Cash flow
€-235k
-67.0% 18-24
Total assets
€192k
-39.6% 18-24
Equity
€-651k
-60.9% 18-24
Working capital
€-657k
-58.3% 18-24
Employees (FTE)
17
-6.5% 18-24
Staff costs
€1.04M
-1.5% 18-24
Income taxes
€865
- 18-24
Debt
€843k
+16.6% 18-24
Debt ≤ 1y
€834k
+18.5% 18-24
Debt > 1y
€9k
-46.3% 18-24
Current ratio
0.21
-48.2% 18-24
Quick ratio
0.21
-48.2% 18-24
Solvency
-338.4%
-166.4% 18-24
Debt / equity
-1.30
+27.5% 18-24
ROE
37.8%
-0.7% 18-24
ROA
-128.1%
-164.4% 18-24
Interest coverage
-28.14
-535.9% 18-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€-226k
Net profit€-246k
Cash flow€-235k
Staff costs€1.04M
Income taxes€865
Dividends-
Total assets€192k
Equity€-651k
Debt€843k
of which ≤ 1y€834k
of which > 1y€9k
Working capital€-657k
Employees (FTE)17.3
Ratios (computed)
2024
Current ratio0.21
Quick ratio0.21
Working capital ratio-341.7%
Solvency-338.4%
Debt / equity-1.30
Long-term debt ratio-0.01
Interest coverage-28.14
Gross margin-
Net margin-
ROA-128.1%
ROE37.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€192k
Fixed assets 21/28€15k
Tangible fixed assets 22/27€12k
Financial fixed assets 28€2k
Current assets 29/58€177k
Amounts receivable within one year 40/41€164k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€192k
Equity 10/15€-651k
Contributions / capital 10/11€22k
Reserves 13€20k
Accumulated profits (losses) 14€-692k
Amounts payable 17/49€843k
Amounts payable after one year 17€9k
Amounts payable within one year 42/48€834k
Trade debts payable within one year 44€515k
Income statement
Gross operating margin 9900€823k
Operating result 9901€-237k
Financial income 75€102
Financial charges 65€8k
Result before taxes 9903€-245k
Income taxes 67/77€865
Net result for the period 9904€-246k
Result to be appropriated 9905€-246k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator MICHIEL VERRAES
EDMOND TOLLENAERE- STRAAT 56-79 B23, 1020 BRUSSEL 2
 06-01-2026 → present Belgian State Gazette
Legal Structure
NACE primary Houwen, bewerken en afwerken van natuursteen(23700)
Legal form Private limited company(610)
Incorporation21-12-2000
StatusActive
Postal code1601
First BS signal 12-01-2026
Latest BS signal 12-01-2026
Establishment units 1 location
GRANI PIERRE
Ruisbroeksesteenweg 214, 1601 Sint-Pieters-LeeuwPlaatsen van vloer- en wandtegels
since 20012.096.951.740
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23069A0055/00G000 Flanders 234 m² 1 · 234 m² 7.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
12-01-2026
Bankruptcy Opening
Ondernemingsrechtbank Brussel · GRANI-PIERRE BV RUIS- BROEKSESTEENWEG 214, 1601- SINT-PIETERS-LEEUW · event 06-01-2026
2025
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
31-01-2022
State Gazette act Capital & shares
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
06-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
06-10-2020
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
31-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
24-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
01-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Lifecycle & Insolvency Signals 1 events
12-01-2026
Bankruptcy Opening
Date: 06-01-2026 · Ondernemingsrechtbank Brussel · GRANI-PIERRE BV RUIS- BROEKSESTEENWEG 214, 1601- SINT-PIETERS-LEEUW · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-01-12 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
Capital history · 1
31-01-2022
Capital change
All acts · 1 updated 4 years ago
2022
31-01-2022 Transaction in capital or shares Capital & shares
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Houwen, bewerken en afwerken van natuursteen23700Houwen, bewerken en afwerken van natuursteen23700Houwen, bewerken en afwerken van bouw- en siersteen26700Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels43331Plaatsen van vloer- en wandtegels45431
Primary activity highlighted.
Names & trade names
Legal nameNL GRANI-PIERRE
Registered office
Ruisbroeksesteenweg 214
1601 Sint-Pieters-Leeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative