GRANDUCA
ActiveThe computed 12-month bankruptcy probability of GRANDUCA is 2.0% (moderate). The annual accounts of GRANDUCA for fiscal year 2025 show a net loss of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €11k and a net result of €-15k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 33% of 13306 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
36
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency35▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 1.0 against 1.21 in 2024; short-term debt: 89.4% and cash: 67.7% of total assets), and 89.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.1%
Return on assets
-13%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
on the day
2023
2 d early
2022
1 d early
2021
3 d early
2020
15 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▼ 56.4%
2024 · €26k
2019: €33k
2020: €31k
2021: €55k
2022: €62k
2023: €44k
2024: €26k
2019 → 2025
Total assets
€111k▼ 3.1%
2024 · €115k
2019: €149k
2020: €103k
2021: €105k
2022: €141k
2023: €124k
2024: €115k
2019 → 2025
Net result
€-15k▲ 22.1%
2024 · €-19k
2019: €-4k
2020: €-1k
2021: €24k
2022: €7k
2023: €-18k
2024: €-19k
2019 → 2025
Working capital
€-117
2024 · €18k
2019: €24k
2020: €32k
2021: €41k
2022: €46k
2023: €29k
2024: €18k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€62k▲ 11.8%€44k▼ 28.4%€26k▼ 42.0%€11k▼ 56.4%
Operating result€30k-€10k▼ 68.2%€-14k€-14k▼ 5.5%€-8k▲ 42.0%
Net result€24k-€7k▼ 72.8%€-18k€-19k▼ 6.1%€-15k▲ 22.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€12k▲ 28.4%
Current assets
€99k▼ 5.8%
Equity and liabilities €111k
Equity
€11k▼ 56.4%
Debt
€100k▲ 12.4%
The debt ratio rises from 77.6% to 89.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-10k
Cash flow
€-9k▲
2024 · €-14k
Solvency
10.1%▼
2024 · 22.4%
Current ratio
1.00▼
2024 · 1.21
Quick ratio
0.83▼
2024 · 0.97
Debt / equity
8.93▲
2024 · 3.46
ROE
-129.4%▼
2024 · -72.4%
ROA
-13.0%▲
2024 · -16.2%
Interest coverage
-0.52▲
2024 · -2.63
Debt
€100k▲
2024 · €89k
Debt ≤ 1 year
€100k▲
2024 · €87k
Debt > 1 year
€552▼
2024 · €2k
Income taxes
€394▲
2024 · €390
Staff costs
€82k▼
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€115k€111k▼
Fixed assets21/28€9k€12k▲
Tangible fixed assets22/27€9k€12k▲
Plant, machinery and equipment23€4k€4k▲
Furniture and vehicles24-€4k
Other tangible fixed assets26€5k€3k▼
Current assets29/58€106k€99k▼
Stocks and contracts in progress3€21k€17k▼
Stocks30/36€21k€17k▼
Amounts receivable within one year40/41€12k€7k▼
Trade receivables40€9k€4k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€73k€75k▲
Equity and liabilities
Total equity and liabilities10/49€115k€111k▼
Equity10/15€26k€11k▼
Contributions10/11€19k€19k=
Reserves13€32k€32k=
Distributable reserves133€32k€32k=
Profit (loss) carried forward14€-25k€-40k▼
Amounts payable17/49€89k€100k▲
Amounts payable after more than one year17€2k€552▼
Financial debts170/4€2k€552▼
Amounts payable within one year42/48€87k€100k▲
Current portion of amounts payable after more than one year42€2k€5k▲
Trade debts44€40k€43k▲
Suppliers440/4€40k€43k▲
Taxes, remuneration and social security45€22k€20k▼
Taxes450/3€14k€12k▼
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€24k€32k▲
Income statement
Code20242025
Remuneration, social security and pensions62€98k€82k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€6k-
Gross operating margin9900€96k€82k▼
Operating profit (loss)9901€-14k€-8k▲
Financial income75/76B€6€1▼
Recurring financial income75€6€1▼
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-18k€-14k▲
Income taxes67/77€390€394▲
Profit (loss) for the period9904€-19k€-15k▲
Profit (loss) for the period to be appropriated9905€-19k€-15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-40k▼
Profit (loss) brought forward from the previous period14P€-7k€-25k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondesteenweg 3919070 DestelbergenGround area
156 m²
Building footprint
156 m²
Volume, LiDAR
808 m³
Parcel 44013A0529/00L000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Granduca
since 20132.220.472.134
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0529/00L000 | Flanders | 156 m² | 1 · 156 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDestelbergen2.220.472.134
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 7,409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2013
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.