AGIRO
ActiveSummary
The computed 12-month bankruptcy probability of AGIRO is 2.7% (moderate). The 2025 annual accounts show equity of €21,350 and a net result of €2,254. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 13560 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency44▼-56
Growth78=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.69 in 2024; short-term debt: 80.5% and cash: 21.5% of total assets), and 80.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.5%
Return on assets
2.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €21,350
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
52 d late
2024
397 d late
2023
57 d late
2022
10 d late
2021
29 d late
2020
25 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 84 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€39,653
EBIT margin
45.8%
Net result
€2,254▼ 87.6%
2024 · €18,173
Working capital
-€12,445▼ 2,976%
2024 · -€405
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€39,653
Operating result€57,573▼ 13.2%€55,408▼ 3.8%-€5,082€18,173€3,555▼ 80.4%
Net result€604▼ 83.1%€5,391▲ 793%-€5,421€18,173€2,254▼ 87.6%
EBIT margin45.8%
Equity€1,753▲ 52.5%€6,344▲ 262%€924▼ 85.4%€19,096▲ 1,968%€21,350▲ 11.8%
Total assets€37,213▼ 21.0%€61,187▲ 64.4%€2,090▼ 96.6%€20,390▲ 876%€109,638▲ 438%
Debt€35,459▼ 22.9%€54,843▲ 54.7%€1,167▼ 97.9%€1,294▲ 10.9%€88,288▲ 6,724%
Working capital-€1,853▲ 19.5%€6,104€924▼ 84.9%-€405-€12,445▼ 2,976%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109,638
Fixed assets
€33,795 ▲ 73.3%
Current assets
€75,843 ▲ 8,430%
Equity and liabilities €109,638
Equity
€21,350 ▲ 11.8%
Debt
€88,288 ▲ 6,724%
Debt's share of the balance-sheet total rises from 6.3% to 80.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10,823▼
2024 · €22,804
Cash flow
€9,522▼
2024 · €22,804
Current ratio
0.86▲
2024 · 0.69
Quick ratio
0.83▲
2024 · 0.58
Debt to equity
4.14▲
2024 · 0.07
ROE
10.6%▼
2024 · 95.2%
ROA
2.1%▼
2024 · 89.1%
Interest coverage
15.32
Debt ≤ 1 year
€88,288▲
2024 · €1,294
Income taxes
€628
Staff costs
€63,125
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,500 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 97% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.2%
went bankrupt
1.6%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,500 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €39,653 | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €16,849 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €63,125 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €167 | €158 | - | €4,631 | €7,268 | ▲ 56.9% |
| Other operating charges640/8 | €1,590 | €1,193 | €335 | - | €956 | - |
| Non-recurring operating charges66A | - | - | €240 | - | - | - |
| Gross operating margin9900 | €59,330 | €56,759 | -€4,507 | €22,804 | €74,905 | ▲ 228% |
| Operating profit (loss)9901 | €57,573 | €55,408 | -€5,082 | €18,173 | €3,555 | ▼ 80.4% |
| Financial income75/76B | €199 | €200 | - | - | €33 | - |
| Recurring financial income75 | €199 | €200 | - | - | €33 | - |
| Financial charges65/66B | €55,334 | €47,259 | €403 | - | €707 | - |
| Recurring financial charges65 | €55,334 | €47,259 | €403 | - | €707 | - |
| Profit (loss) for the period before taxes9903 | €2,438 | €8,350 | -€5,485 | €18,173 | €2,881 | ▼ 84.1% |
| Income taxes67/77 | €1,835 | €2,960 | -€64 | - | €628 | - |
| Profit (loss) for the period9904 | €604 | €5,391 | -€5,421 | €18,173 | €2,254 | ▼ 87.6% |
| Profit (loss) for the period to be appropriated9905 | €604 | €5,391 | -€5,421 | €18,173 | €2,254 | ▼ 87.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,213 | €61,187 | €2,090 | €20,390 | €109,638 | ▲ 438% |
| Fixed assets21/28 | €3,606 | €240 | - | €19,501 | €33,795 | ▲ 73.3% |
| Tangible fixed assets22/27 | €3,606 | €240 | - | €19,501 | €33,795 | ▲ 73.3% |
| Plant, machinery and equipment23 | - | - | - | €16,053 | €12,040 | ▼ 25.0% |
| Furniture and vehicles24 | €3,306 | - | - | €3,448 | €5,318 | ▲ 54.2% |
| Other tangible fixed assets26 | €300 | €240 | - | - | €16,438 | - |
| Current assets29/58 | €33,607 | €60,947 | €2,090 | €889 | €75,843 | ▲ 8,430% |
| Stocks and contracts in progress3 | - | - | - | €139 | €2,832 | ▲ 1,945% |
| Stocks30/36 | - | - | - | €139 | €2,832 | ▲ 1,945% |
| Amounts receivable within one year40/41 | €32,187 | €17,810 | €740 | €719 | €48,537 | ▲ 6,647% |
| Trade receivables40 | €32,081 | €17,810 | - | - | €48,484 | - |
| Other amounts receivable41 | €106 | - | €740 | €719 | €52 | ▼ 92.7% |
| Cash at bank and in hand54/58 | €443 | €42,079 | €1,350 | €31 | €23,521 | ▲ 75,142% |
| Deferred charges and accrued income490/1 | €977 | €1,058 | - | - | €954 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,213 | €61,187 | €2,090 | €20,390 | €109,638 | ▲ 438% |
| Equity10/15 | €1,753 | €6,344 | €924 | €19,096 | €21,350 | ▲ 11.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | €18,600 | - | - | - |
| Other1109/19 | €18,600 | €18,600 | €18,600 | - | - | - |
| Reserves13 | €5,440 | €10,031 | €10,031 | €10,031 | €10,031 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €3,580 | €8,171 | €8,171 | €8,171 | €8,171 | = |
| Profit (loss) carried forward14 | -€22,287 | -€22,287 | -€27,708 | -€9,535 | -€7,281 | ▲ 23.6% |
| Amounts payable17/49 | €35,459 | €54,843 | €1,167 | €1,294 | €88,288 | ▲ 6,724% |
| Amounts payable within one year42/48 | €35,459 | €54,843 | €1,167 | €1,294 | €88,288 | ▲ 6,724% |
| Trade debts44 | €544 | €1,983 | €1,167 | €330 | €43,968 | ▲ 13,224% |
| Suppliers440/4 | €544 | €1,983 | €1,167 | €330 | €43,968 | ▲ 13,224% |
| Taxes, remuneration and social security45 | €4,249 | €18,935 | - | - | €34,950 | - |
| Taxes450/3 | €4,249 | €18,935 | - | - | €22,326 | - |
| Remuneration and social security454/9 | - | - | - | - | €12,624 | - |
| Other amounts payable47/48 | €30,667 | €33,925 | - | €964 | €9,371 | ▲ 872% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €604 | €5,391 | -€5,421 | €18,173 | €2,254 | ▼ 87.6% |
| + Depreciation and write-downs630 | €167 | €158 | - | €4,631 | €7,268 | ▲ 56.9% |
| Operating cash flow (approximation) | €771 | €5,549 | -€5,421 | €22,804 | €9,522 | ▼ 58.2% |
| Investment in fixed assets (approximation) | - | €3,208 | - | - | -€21,562 | - |
| Change in cash | - | €41,636 | -€40,729 | -€1,319 | €23,489 | ▲ 1,881% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 52 days late
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 397 days late
21-08
State Gazette act
Appointment: Octavian lon MURESAN (director)3 facts ▸
State Gazette act
Appointment: Octavian lon MURESAN (director)
3 facts ▸
- General meeting, 31-07-2026
- Director in office, Ovsep MADOIAN (director)
- Director appointment, Octavian lon MURESAN (director)
2024
31-12
Financial
Back to profitnet €18,173
Net result €18,173 after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Back to profitnet €3,580
Net result €3,580 after 2 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Weakest financial yearnet -€16,377
Net result drops to -€16,377, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 6 acts read
About the unread acts
Of the 6 Belgian State Gazette acts we know for this company, 1 has been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Octavian Ion MURESAN
CurrentDirector · since 31-07-2026
Octavian lon MURESAN
CurrentDirector · since 21-08-2026 · from a recent act
"From a recent act": read from a Gazette act not yet processed into our list of directors.
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2012
Ground area
240 m²
Building footprint
194 m²
Volume, LiDAR
3,261 m³
Parcel 21014A0014/00V002, Brussels · tallest building 30.6 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
HANNIBAL
since 20122.214.179.210
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0014/00V002 | Brussels | 240 m² | 1 · 194 m² | 30.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Octavian Ion MURESAN |
|
| Octavian lon MURESANfrom an act |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Joost-ten-Node2.214.179.210
Legal Entity Identifier
5493002TOHGZMZPHVS64
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,454. 8,912 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-10-2012
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0500469223
Also
9925:BE0500469223
Registered
09-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.