GRALITY
ActiveGRALITY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €497k and a net result of €-14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 72% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+66
Solvency100▲+81
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.22 in 2024; short-term debt: 18.4% and cash: 0.8% of total assets), and 22% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
-2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
69 d late
2022
196 d late
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€497k
2024 · €-35k
2021: €19k
2022: €-41k
2023: €63k
2024: €-35k
2021 → 2025
Total assets
€637k▲ 10.2%
2024 · €578k
2021: €149k
2022: €366k
2023: €500k
2024: €578k
2021 → 2025
Net result
€-14k▲ 85.7%
2024 · €-97k
2021: €-1k
2022: €-59k
2023: €8k
2024: €-97k
2021 → 2025
Working capital
€-36k▲ 88.8%
2024 · €-322k
2021: €-19k
2022: €-41k
2023: €-107k
2024: €-322k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€-41k€63k€-35k€497k
Operating result€415-€-50k€19k€-82k€-8k▲ 90.3%
Net result€-1k-€-59k▼ 4,712%€8k€-97k€-14k▲ 85.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €82k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €637k
Fixed assets
€556k▲ 14.2%
Current assets
€81k▼ 11.3%
Equity and liabilities €637k
Equity
€497k
Debt
€140k
Debt finances 22.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€99k▲
2024 · €-455
Cash flow
€93k▲
2024 · €-15k
Solvency
78.0%▲
2024 · -6.0%
Current ratio
0.69▲
2024 · 0.22
Quick ratio
0.69▲
2024 · 0.22
Debt / equity
0.28▲
2024 · -17.69
ROE
-2.8%
ROA
-2.2%▲
2024 · -16.8%
Interest coverage
16.27▲
2024 · -0.03
Debt
€140k▼
2024 · €613k
Debt ≤ 1 year
€117k▼
2024 · €413k
Debt > 1 year
€23k▼
2024 · €199k
Staff costs
€50k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€578k€637k▲
Fixed assets21/28€487k€556k▲
Intangible fixed assets21€483k€552k▲
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€4k€4k=
Current assets29/58€91k€81k▼
Amounts receivable within one year40/41€74k€74k▲
Trade receivables40€63k€61k▼
Other amounts receivable41€10k€13k▲
Cash at bank and in hand54/58€12k€5k▼
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€578k€637k▲
Equity10/15€-35k€497k▲
Contributions10/11€115k€661k▲
Profit (loss) carried forward14€-150k€-164k▼
Amounts payable17/49€613k€140k▼
Amounts payable after more than one year17€199k€23k▼
Financial debts170/4€199k€23k▼
Amounts payable within one year42/48€413k€117k▼
Current portion of amounts payable after more than one year42€60k€16k▼
Trade debts44€67k€77k▲
Suppliers440/4€67k€77k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€4€0▼
Remuneration and social security454/9€10k€9k▼
Other amounts payable47/48€277k€15k▼
Accrued charges and deferred income492/3€540€88▼
Income statement
Code20242025
Remuneration, social security and pensions62€49k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€107k▲
Other operating charges640/8€294€1k▲
Gross operating margin9900€49k€150k▲
Operating profit (loss)9901€-82k€-8k▲
Financial income75/76B€1€171▲
Recurring financial income75€1€0▼
Non-recurring financial income76B-€171
Financial charges65/66B€15k€6k▼
Recurring financial charges65€15k€6k▼
Profit (loss) for the period before taxes9903€-97k€-14k▲
Profit (loss) for the period9904€-97k€-14k▲
Profit (loss) for the period to be appropriated9905€-97k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-150k€-164k▼
Profit (loss) brought forward from the previous period14P€-53k€-150k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Equity above €200kEq €497k
Equity rises from €-35k to €497k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-97k ▼1298%
Net result drops to €-97k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
12-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 196 days late
2023
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Ecoles(HA) 11/A7911 Frasnes-lez-AnvaingGround area
617 m²
Building footprint
154 m²
Volume, LiDAR
743 m³
Parcel 51029B0134/00M000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GRALITY
since 20212.315.236.382
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51029B0134/00M000 | Wallonia | 617 m² | 1 · 154 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LUNIX
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NO-NOGO
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SEIMO CONSULTING
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.