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Complete company report
Generated 08-08-2026
Active BE 0863.019.292Private limited company

GRADATIM

Kleine d'Oyestraat 18 ·3800 Sint-Truiden, Belgium· 22 yrs active
Sector: Wholesale trade (46900)
Conclusion Checked

The computed 12-month bankruptcy probability of GRADATIM is 0.7% (low). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 22 yrs
Locations 2
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Multiple establishment units +Long track record −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2004, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 10-06-2025 2025-00129053
31-12-2023 micro 12-06-2024 2024-00124771
31-12-2022 micro 05-06-2023 2023-00106682
31-12-2021 micro 07-06-2022 2022-20049827
31-12-2020 micro 07-06-2021 2021-17700566
31-12-2019 micro 09-06-2020 2020-15500223
31-12-2018 micro 11-06-2019 2019-17100133
31-12-2017 micro 12-06-2018 2018-17800410
31-12-2016 micro 16-06-2017 2017-18300166
31-12-2015 verkort 17-06-2016 2016-19100487
Legal Structure
NACE primary Wholesale trade(46900)
Legal form Private limited company(610)
Incorporation27-01-2004
StatusActive
Postal code3800
Establishment units 2 locations
GRADATIM
Horionlaan 6, 3800 Sint-Truidenhandelsbemiddeling in hout en bouwmaterialen
since 20042.135.654.245
GRADATIM
Oude Weg 99, 9991 MaldegemOverige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)
since 20042.135.654.443
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43001B0051/00K002 Flanders 6.3 ha 1 · 6,613 m² 15.5 m · 2 fl.
71064C0305/02H000 Flanders 777 m² 1 · 241 m² 10.4 m · 2 fl.
71048A0048/00D006 Flanders 716 m² 1 · 115 m² 8.6 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
12-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
05-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
07-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
07-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
09-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
11-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
12-06-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
16-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
17-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2004
03-02-2004
State Gazette act Minor change
other · Joseph Hougaerts
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 22 years ago
2004
03-02-2004 Publication in the Belgian Official Gazette, Minor change Minor change·Joseph Hougaerts
Summary: otherNotary: Joseph Hougaerts · Tongeren
Technical details 
{
  "notary": {
    "name": "Joseph Hougaerts",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tongeren",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2004-02-03",
    "filing_date": "2004-01-27",
    "act_kind_objet": "OPRICHTING \u0026 STATUTEN"
  },
  "decision": {
    "body": "notarieel_alleen",
    "date": "2004-01-12",
    "unanimous": null
  },
  "agm_change": null,
  "detected_kind": "other",
  "other_address": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0863.019.292",
    "name_full": "GRADATIM",
    "legal_form": "BVBA"
  },
  "accounts_deposit": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [
    "afschrift van de oprichtingsakte",
    "bankattest",
    "analytisch uittreksel op zegel"
  ],
  "fiscal_year_change": {
    "new_end_mm_dd": "31",
    "old_end_mm_dd": "31",
    "new_start_mm_dd": "01",
    "old_start_mm_dd": "01",
    "first_full_new_year": null,
    "transition_period_end": null
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "is_volet_a_only_stub": false,
  "vakbekwaamheid_change": null,
  "should_reroute_to_category": null,
  "single_shareholder_declaration": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in de groothandel in hout en bouwmaterialen46130Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Overige groothandel51900Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Detailhandel in meubels52441
Primary activity highlighted.
Names & trade names
Legal nameNL GRADATIM
Registered office
Kleine d'Oyestraat 18
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative