Graan academie
The computed 12-month bankruptcy probability of Graan academie is 2.4% (moderate). The 2025 annual accounts show equity of €13k and a net result of €-1k. Equity is growing by ~84.8% per year across the filed fiscal years. Its solvency ranks better than 31% of 163 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €13k |
| Net result | €-1k |
| Staff (FTE) | 15.1 |
| Better than sector | 31% |
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 7.9% | 23.3% | |
| Net result | €-1k | €9k | |
| Equity | €13k | €34k | |
| Gross operating margin | €242k | €75k | |
| Staff costs | €221k | €68k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €20k |
| Net profit | €-1k |
| Cash flow | €16k |
| Staff costs | €221k |
| Income taxes | - |
| Dividends | - |
| Total assets | €162k |
| Equity | €13k |
| Debt | €150k |
| of which ≤ 1y | €110k |
| of which > 1y | €39k |
| Working capital | €-57k |
| Employees (FTE) | 15.1 |
| 2025 | |
|---|---|
| Current ratio | 0.48 |
| Quick ratio | 0.43 |
| Working capital ratio | -35.0% |
| Solvency | 7.9% |
| Debt / equity | 11.66 |
| Long-term debt ratio | 3.06 |
| Interest coverage | 5.74 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.6% |
| ROE | -8.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €162k |
| Fixed assets | 21/28 | €109k |
| Intangible fixed assets | 21 | €5k |
| Tangible fixed assets | 22/27 | €104k |
| Current assets | 29/58 | €54k |
| Stocks & contracts in progress | 3 | €6k |
| Amounts receivable within one year | 40/41 | €23k |
| Cash & bank | 54/58 | €23k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €162k |
| Equity | 10/15 | €13k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €11k |
| Amounts payable | 17/49 | €150k |
| Amounts payable after one year | 17 | €39k |
| Amounts payable within one year | 42/48 | €110k |
| Trade debts payable within one year | 44 | €35k |
| Income statement | ||
| Gross operating margin | 9900 | €242k |
| Operating result | 9901 | €2k |
| Financial income | 75 | €4 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-1k |
| Net result for the period | 9904 | €-1k |
| Result to be appropriated | 9905 | €-1k |
-
Current09-07-2026 → present
2 events
- 09-07-2026 Appointed· Niet statutaire bestuurder
- 09-07-2026 Appointed· Persoon belast met dagelijks bestuur
| NACE primary | Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk(10712) |
| Legal form | Private limited company(610) |
| Incorporation | 22-09-2021 |
| Status | Active |
| Postal code | 2060 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0790/00F000 | Flanders | 597 m² | 1 · 325 m² | 16.0 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
31-07-2026 General meeting · Board meeting · Officer appointment · Mandate compensation
- Publication: 31/07/2026 · Graan Academie
- Filing: 22/07/2026 · Graan Academie
- General meeting: 09/07/2026 · Graan Academie
- Board meeting: 02/07/2026 · Graan Academie
- Officer appointment: role: niet-statutaire bestuurder, term: onbepaalde duur, start_date: 2026-07-09 · Timothy Loute
- Mandate compensation: onbezoldigd · Timothy Loute
- Officer appointment: role: persoon belast met dagelijks bestuur, term: onbepaalde duur, start_date: 2026-07-09 · Timothy Loute
- Mandate compensation: bezoldigd · Timothy Loute
- Filing representative: volmacht voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, voor wat betreft de acties nodig voor de uitvoering en verwerking en publicatie van de beslissingen van deze vergadering ... om alle mogelijke formaliteiten te vervullen ... ten opzichte van de BTW, de Belastingen ... · BV TaxCalCul
Technical details
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}28-03-2025 Registered office moved within Antwerpen
- Provinciestraat 60, 2018 Antwerpen → Kerkstraat 72, 2060 Antwerpen
Technical details
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}| Legal nameNL | Graan academie |