Checked.be
Active
BE 0792.175.046Private limited company
GP-TECH
Arenastraat(Mar) 30 ·8510 Kortrijk, Belgium· 3 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
GP-TECH has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €186k and a net result of €75k. Equity is growing by ~53.9% per year across the filed fiscal years. Its solvency ranks better than 36% of 31061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €186k |
| Net result | €75k |
| Better than sector | 36% |
| Active | 3 yrs |
Financial profile
88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
94
Profitability
100
Solvency
74
Growth
78
Stability
94
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
94
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€17k
estimate, not credit advice
Score history
68
2023
58
2024
94
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 1.64 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.64 (≥ 1.0)
+5
Leverage
Debt/equity 1.60 (< 2.0)
+3
Profitability
ROE 40% (≥ 10%)
+10
Interest coverage
Interest coverage 12.7× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 29-04-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~53.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 38.5% | 55.9% | |
| Net result | €75k | €27k | |
| Equity | €186k | €83k | |
| Gross operating margin | €131k | €53k | |
| Total assets | €483k | €186k |
€129k
+34.1%
23-25
€75k
+69.1%
23-25
€99k
+33.9%
23-25
€483k
+31.2%
23-25
€186k
+67.7%
23-25
€41k
-
23-25
€19k
+70.0%
23-25
€297k
+15.5%
23-25
€65k
+62.9%
23-25
€232k
+6.7%
23-25
1.64
+119.7%
23-25
1.64
+119.7%
23-25
38.5%
+27.9%
23-25
1.60
-31.2%
23-25
40.4%
+0.8%
23-25
15.6%
+28.9%
23-25
12.72
+39.0%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €129k | €96k | €97k |
| Net profit | €75k | €44k | €62k |
| Cash flow | €99k | €74k | €73k |
| Staff costs | - | - | - |
| Income taxes | €19k | €11k | €16k |
| Dividends | - | - | - |
| Total assets | €483k | €368k | €347k |
| Equity | €186k | €111k | €67k |
| Debt | €297k | €257k | €281k |
| of which ≤ 1y | €65k | €40k | €27k |
| of which > 1y | €232k | €218k | €253k |
| Working capital | €41k | €-10k | €3k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 1.64 | 0.75 | 1.11 |
| Quick ratio | 1.64 | 0.75 | 1.11 |
| Working capital ratio | 8.6% | -2.7% | 0.8% |
| Solvency | 38.5% | 30.1% | 19.1% |
| Debt / equity | 1.60 | 2.32 | 4.22 |
| Long-term debt ratio | 1.25 | 1.96 | 3.81 |
| Interest coverage | 12.72 | 9.15 | 12.94 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 15.6% | 12.1% | 17.7% |
| ROE | 40.4% | 40.1% | 92.5% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €483k | €368k | €347k |
| Fixed assets | 21/28 | €377k | €339k | €317k |
| Tangible fixed assets | 22/27 | €377k | €339k | €317k |
| Current assets | 29/58 | €106k | €30k | €30k |
| Amounts receivable within one year | 40/41 | €21k | €18k | €20k |
| Cash & bank | 54/58 | €84k | €11k | €11k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €483k | €368k | €347k |
| Equity | 10/15 | €186k | €111k | €67k |
| Contributions / capital | 10/11 | €5k | €5k | €5k |
| Reserves | 13 | €181k | €106k | €62k |
| Accumulated profits (losses) | 14 | €67 | €67 | €11 |
| Amounts payable | 17/49 | €297k | €257k | €281k |
| Amounts payable after one year | 17 | €232k | €218k | €253k |
| Amounts payable within one year | 42/48 | €65k | €40k | €27k |
| Trade debts payable within one year | 44 | €271 | €2k | €16k |
| Income statement | ||||
| Gross operating margin | 9900 | €131k | €98k | €100k |
| Operating result | 9901 | €105k | €66k | €85k |
| Financial income | 75 | €0 | €2 | €40 |
| Financial charges | 65 | €10k | €11k | €7k |
| Result before taxes | 9903 | €95k | €56k | €77k |
| Income taxes | 67/77 | €19k | €11k | €16k |
| Net result for the period | 9904 | €75k | €44k | €62k |
| Result to be appropriated | 9905 | €75k | €44k | €62k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 07-10-2022 |
| Status | Active |
| Postal code | 8510 |
Establishment units
GP-TECH
since 20222.336.656.160
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34026B0645/00C000 | Flanders | 822 m² | 1 · 150 m² | 0.0 m |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €75k ▲69.1%
Operating result €105k, net result €75k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.75 to 1.64.
31-12
Financial
Equity above €150kEq €186k ▲67.7%
3 profitable years in a row build equity to €186k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €44k ▼27.7%
Net result drops to €44k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €111k ▲66.8%
2 profitable years in a row build equity to €111k.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220Engineering and related technical consultancy, excluding land surveyors71121
Names & trade names
| Legal nameNL | GP-TECH |
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