Turnover
≈ €290,000 estimated
The micro format states no turnover.
GP STUDIO
Overview
Lifetime
1 annual account with figurespeak €41,416 (2025)
€41,416
peak €28,327 (2025)
€28,327
peak €30,327 (2025)
€30,327
€13,680
Board2 names since 2025
2 directorsGORECKA Klaudia Ewa and 1 other
Documentsfilings and deeds
11-09-202642 days late
2025micro format
Incorporation 14-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
2025 accounts filed 42 days after the deadline
Checked score
55
Fair
Financially stronger than 79% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 3.6%
03-2026: 3.7%▲ +0.1 percentage points vs 02-2026
04-2026: 3.8%▲ +0.1 percentage points vs 03-2026
05-2026: 4.2%▲ +0.4 percentage points vs 04-2026
06-2026: 4.2%● unchanged vs 05-2026
07-2026: 4.6%▲ +0.4 percentage points vs 06-2026
08-2026: 5.0%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 5.0%● unchanged vs 08-2026
10-2026: 2.2%▼ -2.8 percentage points vs 09-2026lowest value
11-2026: 2.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €44,007
Founded in 2025
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 2.48, cash €9,405
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 78% of them on solvency, 69% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as GP STUDIO has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of GP STUDIO itself is higher: 2.2% within 12 months. It rests on far more data about GP STUDIO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for GP STUDIO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.48, above the usual 1.5. Short-term debt is 31.1% and cash 21.4% of total assets. 31.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 42 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
42 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- GORECKI Maciej Jakub 50 sharesdeed of 14-01-2025
- GORECKA Klaudia Ewa 50 sharesdeed of 14-01-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018543748
Incorporation
Founding capital of €2,000, 100 shares · Founders: GORECKI Maciej Jakub and GORECKA Klaudia Ewa · Appointments: GORECKI Maciej Jakub (director) and GORECKA Klaudia Ewa (director) · published on 14-01-2025 · Gazette deed
First establishment
Catharina van Loon 5, Herk-de-Stad
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GP STUDIO Herk-de-Stad | - | - | 68.9% | - |
| FEZ TECH Maasmechelen | - | - | 61.5% | - |
| ADA.S Beringen | - | - | 42.5% | - |
| JRMartens Hasselt | - | - | 39.5% | - |
| ANTON CONSTRUCT Halen | - | - | 76.5% | - |
| CATVI Beringen | €158,031 | 30.7% | 67.5% | - |
| CSA RENOVATION CONSTRUCT Sint-Gillis (bij-Brussel) | €84,264 | 48.0% | 75.7% | - |
These companies have the same main activity as GP STUDIO: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €39,600 and €53,500, founded in 2024.
Official details
Source: KBO- Status
- Active since 10-01-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.369.927.1603540 Herk-de-Stad, since 10-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 16-01-2026
Insights on GP STUDIO
The computed 12-month bankruptcy probability of GP STUDIO is 2.2% (moderate). The 2025 annual accounts show equity of €30,327 and a net result of €28,327.
Its solvency ranks better than 78% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-09-2026, 42 days late€41,416
€37,338
€28,327
€20,216
68.9%
2.48
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €290,000. Estimated: probably between €160,000 and €520,000.
Balance sheet
balance sheet total €44,007 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
68.9%
Higher than 78% of 9,462 companies in 2025.
2.48
Higher than 68% of 9,210 companies in 2025.
64.4%
Higher than 95% of 9,282 companies in 2025.
GP STUDIO
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: top quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
44,007 | |
21/28 |
10,111 | |
22/27 |
10,111 | |
24 |
10,111 | |
29/58 |
33,896 | |
40/41 |
23,998 | |
40 |
6,676 | |
41 |
17,322 | |
54/58 |
9,405 | |
490/1 |
493 | |
| Balance sheet: equity and liabilities | ||
10/49 |
44,007 | |
10/15 |
30,327 | |
10/11 |
2,000 | |
14 |
28,327 | |
17/49 |
13,680 | |
42/48 |
13,680 | |
44 |
3,083 | |
440/4 |
3,083 | |
45 |
10,597 | |
450/3 |
10,597 | |
| Income statement | ||
9900 |
41,416 | |
630 |
3,889 | |
640/8 |
189 | |
9901 |
37,338 | |
75/76B |
302 | |
75 |
302 | |
65/66B |
1,236 | |
65 |
1,236 | |
9903 |
36,404 | |
67/77 |
8,077 | |
9904 |
28,327 | |
9905 |
28,327 | |
| Appropriation of the result | ||
9906 |
28,327 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 11-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 42 days after the deadline. Filed on 11 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00512049.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 11-09-2026 | 2026-00512049 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 41,227 | ||
| 32,216 | ||
| 14,000 | ||
| 20,216 | ||
| 68.9% | ||
| 2.48 | ||
| 0.45 | ||
| 93.4% | ||
| 64.4% | ||
| 33.36 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €14,000 |
| €3,889 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on GP STUDIO
Debt's share of the balance-sheet total is 31.1%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 10-01-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 11-09-2026
Director (not named in the articles)
since 10-01-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 11-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”deed of 14-01-2025
Mandates through the years
2 names, the dashed line is todayGORECKA Klaudia Ewa
Director (not named in the articles)
Director (not named in the articles)
GORECKI Maciej Jakub
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- GORECKA Klaudia Ewa
- Director (not named in the articles), from 10-01-2025 to date
- GORECKI Maciej Jakub
- Director (not named in the articles), from 10-01-2025 to date
Control
Founders
This company
GP STUDIO
Equity €30,327
Profit €28,327 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €303 in 2025
- Source
- deed of 14-01-2025
Articles of association
deed of 14-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 14-01-2025 ↗
- GORECKI Maciej Jakub 50 shares (50%) · in cash
- GORECKA Klaudia Ewa 50 shares (50%) · in cash
Network & group
No group
GP STUDIO has no parent and no holdings in its annual accounts. GP STUDIO shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 42 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1018543748
2025
IncorporationFounding capital of €2,000, 100 shares · Founders: GORECKI Maciej Jakub and GORECKA Klaudia Ewa · Appointments: GORECKI Maciej Jakub (director) and GORECKA Klaudia Ewa (director) · published on 14-01-20257 points ▸
- Founder, GORECKI Maciej Jakub
- Founder, GORECKA Klaudia Ewa
- Registered office clause, Catharina van Loon 5, 3540 Herk-de-Stad
- Board rule, 2
- Director appointment, GORECKI Maciej Jakub (director (not named in the articles))
- Director appointment, GORECKA Klaudia Ewa (director (not named in the articles))
- Founding capital, €2,000, 100 shares
- The deed holds 2 more points.
First establishment Catharina van Loon 5, Herk-de-Stad
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1018.543.748
- VAT number
- BE 1018.543.748
- Peppol ID
- 0208:1018543748
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 10-01-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “TITEL V. ALGEMENE VERGADERING Artikel 15. Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders…”deed of 14-01-2025 (in Dutch)
- Peppol
- Reachable since 16-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- GP STUDIO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 14-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest of in het Brussels Hoofdstedelijk Gewest”deed of 14-01-2025 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43320
Joinery installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het leveren van schoonmaakdiensten aan particulieren en bedrijven; Daarnaast vervaardigt, produceert, monteert en installeert zij meubels…”deed of 14-01-2025 (in Dutch)
12 activities
- Het leveren van schoonmaakdiensten aan particulieren en bedrijven.
- Daarnaast vervaardigt, produceert, monteert en installeert zij meubels, deuren en andere houten constructies en produceert en verkoopt zij klamboes. Het bedrijf produceert en verkoopt ook textiel voor in huis. Daarnaast ontwikkelt het bedrijf online verkoopactiviteiten.
- Algemene bouw, constructie, renovatie van onroerende goederen.
- Meer in het algemeen mag het bedrijf alle industriële, commerciële, financiële, effecten- of vastgoedtransacties uitvoeren die direct of indirect verband houden met het bedrijfsdoel of met enig soortgelijk of verwant doel dat haar ontwikkeling kan bevorderen.
- Alsook handel in het algemeen, en winkelbeheer.
- Online verkoop en e-commerce : opzetten, beheren en exploiteren van e-commercesites voor de verkoop van uiteenlopende producten (kleding, apparatuur, consumentengoederen, enz.). Verkoop van producten via e-commerce platforms (fysieke producten, digitale producten, diensten, enz.).
- Management en consultancy : management- en consultancydiensten op financieel, economisch en bedrijfsontwikkelingsgebied. internationale investerings- en financieringsprojecten.
- Financiële en adviesdiensten : management, advies en bedrijfsontwikkeling, evenals het opzetten van participatieve financieringsplatforms, crowdfunding en investeringen voor vastgoed-, liefdadigheids- en ondernemersprojecten. Meer in het algemeen mag het bedrijf alle industriële, commerciële, financiële, effecten- of vastgoedtransacties uitvoeren die direct of indirect verband houden met het bedrijfsdoel of met enig soortgelijk of verwant doel dat haar ontwikkeling kan bevorderen.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen, bestuurdersfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met het voorgaande.
- De vennootschap zal alle handelingen mogen verrichten, die in rechtstreeks of onrechtstreeks verband staan met haar doel, of die van aard zijn de verwezenlijking ervan te bevorderen.
- De vennootschap mag daarenboven belangen nemen, hetzij door deelneming, inbreng of elke andere wijze in alle vennootschappen, ondernemingen of groeperingen, bestaande of op te richten, zowel in België als in het buitenland, die een aanvullend of soortgelijk doel nastreven, of die van aard zijn de ontwikkeling van haar onderneming te bevorderen.
- Zij kan optreden als bestuurder of vereffenaar in andere vennootschappen.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Catharina van Loon 5 registered office 3540 Herk-de-Stad 4100105 General construction of residential buildings | 10-01-2025 | 2.369.927.160 |
Buildings and parcels at the address
- Ground area
- 303 m²
- Buildings
- 63 m²
- Volume, LiDAR
- 111 m³
- Tallest building
- 8.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71012B0460/00V000 | 302 m² | 1 · 63 m² | 8.6 m |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1018.543.748