GP BEDLIA
ActiveThe computed 12-month bankruptcy probability of GP BEDLIA is 2.3% (moderate). The 2025 annual accounts show equity of €35k and a net result of €7k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 70% of 18040 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+23
Solvency83▲+16
Growth65▼-3
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 5.41 against 2.73 in 2024; short-term debt: 18.1% and cash: 34.1% of total assets), and 42.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.8%
Return on assets
12.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
12 d late
2023
1 d late
2022
8 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€502k▼ 19.6%
2024 · €625k
2022: €317k
2023: €664k
2024: €625k
2022 → 2025
EBIT margin
1.8%▲ 1.5pp
2024 · 0.3%
2022: 3.9%
2023: 1.2%
2024: 0.3%
2022 → 2025
Net result
€7k▲ 266%
2024 · €2k
2022: €10k
2023: €5k
2024: €2k
2022 → 2025
Working capital
€48k▲ 18.4%
2024 · €41k
2022: €19k
2023: €24k
2024: €41k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€317k-€664k▲ 110%€625k▼ 6.0%€502k▼ 19.6%
Equity€20k-€25k▲ 27.4%€27k▲ 8.0%€35k▲ 27.2%
Operating result€12k-€8k▼ 33.9%€2k▼ 73.3%€9k▲ 323%
Net result€10k-€5k▼ 44.7%€2k▼ 62.7%€7k▲ 266%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 323% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€1k=
Current assets
€59k▼ 8.0%
Equity and liabilities €60k
Equity
€35k▲ 27.2%
Debt
€25k▼ 33.1%
The debt ratio falls from 58.1% to 42.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
57.8%▲
2024 · 41.9%
Current ratio
5.41▲
2024 · 2.73
Quick ratio
3.87▲
2024 · 1.83
Debt / equity
0.73▼
2024 · 1.39
ROE
21.4%▲
2024 · 7.4%
ROA
12.4%▲
2024 · 3.1%
Debt
€25k▼
2024 · €38k
Debt ≤ 1 year
€11k▼
2024 · €23k
Debt > 1 year
€15k=
2024 · €15k
Income taxes
€2k▲
2024 · €508
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€60k▼
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€64k€59k▼
Stocks and contracts in progress3€21k€17k▼
Stocks30/36€21k€17k▼
Amounts receivable within one year40/41€17k€22k▲
Trade receivables40-€3k
Other amounts receivable41€17k€19k▲
Cash at bank and in hand54/58€26k€21k▼
Equity and liabilities
Total equity and liabilities10/49€65k€60k▼
Equity10/15€27k€35k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€17k€25k▲
Amounts payable17/49€38k€25k▼
Amounts payable after more than one year17€15k€15k=
Other amounts payable178/9€15k€15k=
Amounts payable within one year42/48€23k€11k▼
Trade debts44€22k€7k▼
Suppliers440/4€22k€7k▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Income statement
Code20242025
Turnover70€625k€502k▼
Goods, raw materials, services and sundry goods60/61€631k€496k▼
Other operating charges640/8€952€2k▲
Non-recurring operating charges66A-€1
Gross operating margin9900€3k€11k▲
Operating profit (loss)9901€2k€9k▲
Financial income75/76B€522€354▼
Recurring financial income75€522€354▼
Financial charges65/66B€148€212▲
Recurring financial charges65€148€212▲
Profit (loss) for the period before taxes9903€3k€9k▲
Income taxes67/77€508€2k▲
Profit (loss) for the period9904€2k€7k▲
Profit (loss) for the period to be appropriated9905€2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€25k▲
Profit (loss) brought forward from the previous period14P€15k€17k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €2k ▼62.7%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg(Kl. Gel.) 105A3870 HeersGround area
544 m²
Building footprint
312 m²
Volume, LiDAR
1,290 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
AMRIT SUPERMARKET
since 20222.332.412.906
HARMAN NACHTWINKEL
since 20222.332.413.005
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022A0451/00W000 | Flanders | 408 m² | 1 · 211 m² | 8.4 m · 1 fl. |
| 71037A1521/00W000 | Flanders | 135 m² | 1 · 101 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHeers2.332.412.906
Lummen2.332.413.005
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KELLY EXOTIC
BE 1012.979.611
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MARKHOR
BE 0741.771.866
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Of 10,527 companies in sector 47110 we hold annual accounts for 5,861. 4,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.