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Cubyspa

Active
Private limited companyfounded 20215 yrs activePlace des Carmes 2, 1300 Wavre, BelgiumKBO/BCE: BE 0767.618.705
Summary

The computed 12-month bankruptcy probability of Cubyspa is ≥ 25% (high). The 2024 annual accounts show equity of €44,739 and a net result of €7,600. Equity is growing by ~53.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 6550 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Risk analysisWatch ReportCompare
CubyspaActiveChecked score 16/100
Risk analysis ReportCompare

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€62,036total assets 2024
Equity
€44,739
Profit
€7,600
Financial health
16 Critical Checked score 2024
Bankruptcy chance 12 m
≥ 25%
Structure
Parent
OTOCOM & CARE · 80%
Accounts 65 d overdue1 of 3 deeds read
Why 16- 1 financial year not filed after the legal deadline; latest accounts 252 days late; 3 of the last 3 late- 1 change of registered office in 24 months- Ex-officio strike-off in the KBO- Figures for FY 2024 (filed 09-04-2026)Show the evidence

Checked score

Score 2024
16 / 100
Critical
Probability in this band: over 15.0%
Better than 71% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 97-3
equity 72.1% of total assets
Liquidity 78-13
short-term debt 27.9%
Profitability 68-32
return on assets 12.3%
Bankruptcy probability, 12 months
≥ 25% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 4 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)
Last 24 months 11-2024: 10.0% 12-2024: 10.0%● 0.0% vs 11-2024 01-2025: 9.3%▼ -7.0% vs 12-2024 02-2025: 9.3%● 0.0% vs 01-2025 03-2025: 9.3%● 0.0% vs 02-2025 04-2025: 9.0%▼ -3.3% vs 03-2025 05-2025: 6.0%▼ -32.6% vs 04-2025lowest value 06-2025: 6.0%● 0.0% vs 05-2025lowest value 07-2025: 6.0%● 0.0% vs 06-2025lowest value 08-2025: 6.0%● 0.0% vs 07-2025lowest value 09-2025: 6.1%▲ +0.6% vs 08-2025 10-2025: 6.2%▲ +1.3% vs 09-2025 11-2025: 6.2%● 0.0% vs 10-2025 12-2025: 6.2%● 0.0% vs 11-2025 01-2026: 6.2%● 0.0% vs 12-2025 02-2026: 6.1%▼ -1.6% vs 01-2026 03-2026: 6.1%● 0.0% vs 02-2026 04-2026: 11.8%▲ +94.4% vs 03-2026 05-2026: 13.6%▲ +15.5% vs 04-2026 06-2026: 19.1%▲ +40.0% vs 05-2026 07-2026: 18.7%▼ -2.1% vs 06-2026 08-2026: 19.1%▲ +2.5% vs 07-2026 09-2026: 20.7%▲ +8.2% vs 08-2026 10-2026: ≥ 25%▲ +29.2% vs 09-2026highest value
  • 1 financial year not filed after the legal deadline; latest accounts 252 days late; 3 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Ex-officio strike-off in the KBO raises the probability
  • Figures for FY 2024 (filed 09-04-2026) raises the probability
No credit on open account
Liquidity ample (current ratio 3.48 against 5.89 in 2023; short-term debt: 27.9% of total assets), and 27.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 82%, liquidity 82%, profitability 48%, growth against the median 73%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 252 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Ex-officio strike-off in the KBO
In the bankruptcy model this factor raises the probability.
KBO publications
raises risk · Figures for FY 2024 (filed 09-04-2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-04-2026, 252 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
252 d late
2023
601 d late
2022
1043 d late
2021
1403 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 825 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing
  1. Annual accounts filedfiscal year 2022 · full…
  2. Annual accounts filedfiscal year 2021 · full…
  3. Registered officeRegistered office clause · Registered-office…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View
  • Positive: Among the best 14% on solvencysector median 32.5% · 6,550 companies 72.1% View
  • Controlled by OTOCOM & CARE 80% View

By topic

Financials

Fiscal year
2024
Total assets
€62,036
Profit
€7,600
Solvency
72.1%
Turnover▼ 32.4%
Net result
20212022
Go to Financials

Timeline

Events
9
Since
2022
  1. 08-06-2026Annual accounts filed
  2. 03-06-2026Annual accounts filed
  3. 11-05-2026Registered office
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
28-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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