Summary
Govers is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €163,561 and a net result of €41,328. Equity is growing by about 52% per year across the filed financial years. Its solvency ranks better than 22% of 9,732 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
≈ €230,000turnover 2025, estimated
- Equity
- €163,561
- Profit
- €41,328
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 days early
2024
22 days late
2023
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 2 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €150,000equity €163,561 ▲33.8%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
Equity
€163,561▲ 33.8%
2024 · €122,233
Net result
€41,328▼ 51.2%
2024 · €84,701
Total assets
€961,688▲ 0.7%
2024 · €954,840
Solvency
17.0%▲ 4.2pp
2024 · 12.8%
Trend over the years
2023 to 2025, 3 financial years
The operating result falls in 2025; 2025 is 41% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€85,489
2025
Net result€41,328
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€961,688
2025
Equity€163,561
2025
Debt€798,128
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€141,761
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)4.3%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency17.0%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.30
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line202320242025
Operating result€33,273-€144,960▲ 336%€85,489▼ 41.0%
Net result€17,533within the sector's middle half-€84,701above the sector's middle half▲ 383%€41,328within the sector's middle half▼ 51.2%
Equity€37,533below the sector's middle half-€122,233within the sector's middle half▲ 226%€163,561within the sector's middle half▲ 33.8%
Total assets€953,243above the sector's middle half-€954,840above the sector's middle half▲ 0.2%€961,688above the sector's middle half▲ 0.7%
Debt€915,710-€832,606▼ 9.1%€798,128▼ 4.1%
Working capital-€70,671below the sector's middle half--€84,910below the sector's middle half▼ 20.1%-€141,761below the sector's middle half▼ 67.0%
Solvency3.9%below the sector's middle half-12.8%below the sector's middle half▲ 8.9pp17.0%below the sector's middle half▲ 4.2pp
Current ratio0.40below the sector's middle half-0.37below the sector's middle half▼ 0.030.30below the sector's middle half▼ 0.07
Return on assets (ROA)1.8%within the sector's middle half-8.9%within the sector's middle half▲ 7.0pp4.3%within the sector's middle half▼ 4.6pp
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €961,688
Fixed assets
€900,304 ▼ 0.6%
Current assets
€61,384 ▲ 24.1%
Equity and liabilities €961,688
Equity
€163,561 ▲ 33.8%
Debt
€798,128 ▼ 4.1%
Debt's share of the balance-sheet total falls from 87.2% to 83.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
25.3%▼
2024 · 69.3%
Debt ≤ 1 year
€203,145▲
2024 · €134,363
Debt > 1 year
€594,983▼
2024 · €698,244
Income taxes
€15,267▼
2024 · €33,947
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €279 | €583 | €583 | = |
| Other operating charges640/8 | €1,496 | €1,524 | €6,678 | ▲ 338% |
| Gross operating margin9900 | €35,047 | €147,067 | €92,750 | ▼ 36.9% |
| Operating profit (loss)9901 | €33,273 | €144,960 | €85,489 | ▼ 41.0% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €8,482 | €26,313 | €28,895 | ▲ 9.8% |
| Recurring financial charges65 | €8,482 | €26,313 | €28,895 | ▲ 9.8% |
| Profit (loss) for the period before taxes9903 | €24,791 | €118,647 | €56,594 | ▼ 52.3% |
| Income taxes67/77 | €7,258 | €33,947 | €15,267 | ▼ 55.0% |
| Profit (loss) for the period9904 | €17,533 | €84,701 | €41,328 | ▼ 51.2% |
| Profit (loss) for the period to be appropriated9905 | €17,533 | €84,701 | €41,328 | ▼ 51.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €953,243 | €954,840 | €961,688 | ▲ 0.7% |
| Fixed assets21/28 | €905,970 | €905,387 | €900,304 | ▼ 0.6% |
| Tangible fixed assets22/27 | €1,470 | €887 | €304 | ▼ 65.7% |
| Furniture and vehicles24 | €1,470 | €887 | €304 | ▼ 65.7% |
| Financial fixed assets28 | €904,500 | €904,500 | €900,000 | ▼ 0.5% |
| Current assets29/58 | €47,272 | €49,452 | €61,384 | ▲ 24.1% |
| Amounts receivable within one year40/41 | - | €1,009 | €10,253 | ▲ 916% |
| Trade receivables40 | - | €1,009 | €10,253 | ▲ 916% |
| Cash at bank and in hand54/58 | €45,577 | €28,262 | €30,065 | ▲ 6.4% |
| Deferred charges and accrued income490/1 | €1,696 | €20,181 | €21,066 | ▲ 4.4% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €953,243 | €954,840 | €961,688 | ▲ 0.7% |
| Equity10/15 | €37,533 | €122,233 | €163,561 | ▲ 33.8% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €17,533 | €102,233 | €143,561 | ▲ 40.4% |
| Distributable reserves133 | €17,533 | €102,233 | €143,561 | ▲ 40.4% |
| Amounts payable17/49 | €915,710 | €832,606 | €798,128 | ▼ 4.1% |
| Amounts payable after more than one year17 | €797,767 | €698,244 | €594,983 | ▼ 14.8% |
| Financial debts170/4 | €797,767 | €698,244 | €594,983 | ▼ 14.8% |
| Amounts payable within one year42/48 | €117,944 | €134,363 | €203,145 | ▲ 51.2% |
| Current portion of amounts payable after more than one year42 | €91,858 | €99,523 | €103,261 | ▲ 3.8% |
| Trade debts44 | €177 | €987 | €7,405 | ▲ 650% |
| Suppliers440/4 | €177 | €987 | €7,405 | ▲ 650% |
| Taxes, remuneration and social security45 | €24,412 | €30,502 | €37,038 | ▲ 21.4% |
| Taxes450/3 | €24,412 | €30,502 | €37,038 | ▲ 21.4% |
| Other amounts payable47/48 | €1,497 | €3,350 | €55,441 | ▲ 17× |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,533 | €84,701 | €41,328 | ▼ 51.2% |
| + Depreciation and write-downs630 | €279 | €583 | €583 | = |
| Operating cash flow (approximation) | €17,811 | €85,284 | €41,911 | ▼ 50.9% |
| Investment in fixed assets (approximation) | - | €0 | €4,500 | - |
| Change in cash | - | -€17,314 | €1,803 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 09-07-2026 | 2026-00272962 |
| 31-12-2024 | micro format | 22-08-2025 | 2025-00392764 |
| 31-12-2023 | micro format | 25-07-2024 | 2024-00280577 |
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Of the 24,457 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,067. 13,565 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2023
GOVERS Glen
CurrentDirector · since 10-07-2023
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2023, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| GOVERS Glen |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 10-07-2023 ↗
- GOVERS Glen sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 10-07-2023 Incorporation · €20,000 · 120 shares
Group and network
Connections & network
1 current directorThe board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial
Equity above €150,000equity €163,561 ▲33.8%
A profit in every financial year since 2023 builds equity to €163,561.
22-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 22 days late
2024
31-12
Financial
Highest result from 2023 to 2025net €84,701 ▲383%
Operating result €144,960, net result €84,701, both a record.
31-12
Financial
Equity above €100,000equity €122,233 ▲226%
A profit in every financial year since 2023 builds equity to €122,233.
25-07
NBB filing
Annual accounts filed
financial year 2023 · micro format
2023
10-07
Gazette deed
IncorporationAppointment: GOVERS Glen (director) · Founder · Founding capital7 facts ▸
Gazette deed
Incorporation
Appointment: GOVERS Glen (director) · Founder · Founding capital7 facts ▸
- Incorporation, 06-07-2023
- Founder, GOVERS Glen
- Founding capital, €20,000
- Other provision, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Director appointment, GOVERS Glen (director)
- Other provision, “Volmacht(en)” (deed in Dutch)
- Bank account, “bewijs van deponering voorgelegd aan notaris”, 20000 (deed in Dutch)
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded06-07-2023
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
71209Other technical testing and analysis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803665487
Also
9925:BE0803665487
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2023
Ground area
1,312 m²
Building footprint
210 m²
Building volume
1,040 m³
Parcel 13047D0156/00N000, Flanders · tallest building 6.8 m. Linked by address, not a title deed.
1 establishment unit
Govers
since 2023unit no. 2.347.417.321
1 parcel
Flanders
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13047D0156/00N000 | Flanders | 1,312 m² | 1 · 210 m² | 6.8 m · 2 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Installatie,reparatie en onderhoud in gebouwen en andere bouwwerken van loodgieterswerk,sanitaire apparatuur,gasleidingen met…” (deed in Dutch)
16 activities (deed in Dutch)
- Installatie,reparatie en onderhoud in gebouwen en andere bouwwerken van loodgieterswerk,sanitaire apparatuur,gasleidingen met aansluitingen,verwarmings-systemen op elektriciteit,gas of stookolieapparatuur,alsook verwarmingsketels,zonnepanelen,warmtepompen,airco-installaties,en ventilatie- en klimaatregeling.
- Het uitvoeren van totaalprojecten,zowel nieuwbouw als renovatie,met betrekking tot sanitaire-installaties,loodgieterswerk en verwarmingsinstallaties,zonnepanelen,warmtepompen,airco-installaties,ventilatie- en klimaatregeling.
- Isolatiewerkzaamheden aan gebouwen,zowel thermische isolatie als isolatie tegen geluid en trillingen.
- Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen.
- Het uitvoeren van dakwerken inzake alle mogelijke sanitaire installaties,loodgieterij,gasleidingen met aansluitingen,verwarmingssystemen op elektriciteit,gas of stookolieapparatuur,alsook verwarmingsketels en leiding voor ventilatie- en klimaatregeling.
- Het uitvoeren van alle mogelijke elektriciteitswerken elektrotechnische werken en domotica,zowel industrieel als woningbouw als huishoudelijk in de meest ruime zin.
- Groot- en kleinhandel,aan- en verkoop,in- en uitvoer,bemiddeling in sanitaire artikelen,materialen voor de installatie van sanitair,loodgieterswerk en verwarmingssystemen op elektriciteit,gas of stookolieapparatuur,alsook verwarmingsketels en voor ventilatie- en klimaatregelingsartikelen.
- Groot- en kleinhandel in elektrisch installatiemateriaal voor huishoudelijk gebruik en verwarmingsinstallaties.
- Groot- en kleinhandel in bouwproducten en -materialen,ijzerwaren,gereedschap en toebehoren.
- Schoorsteenvegen en het schoonmaken van vuurplaatsen,kachels,ovens,ketels van centrale verwarming,ventilatiekanalen en uitlaatsystemen.
- Overige werkzaamheden en karweiwerken in verband met de afwerking van gebouwen.
- Algemene bouwonderneming en algemene bouwonderneming door middel van coördinatie van onderaannemers.
- Het verlenen van alle advies en bijstand op alle mogelijke vlakken van de bedrijfsvoering aan het bestuur en de directie van de vennootschappen,ondernemingen,bedrijvigheden en verenigingen waarin zij een belang of deelneming heeft,en in het algemeen het stellen van alle handelingen die geheel of gedeeltelijk,rechtstreeks of onrechtstreeks behoren tot de activiteiten van een holding.
- De aan- en verkoop,huren en verhuren van intellectuele eigendommen en licenties opgebouwd en verkregen door de vennootschap.
- De verhuring van materieel en ter beschikking stellen van personeel.
- Het opbouwen en beheren van roerend en onroerend vermogen.
- Name clauseThe name the company operates under according to its articles.
- Govers
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest, 2275 Lille,Borgstraat 30” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur,.[PAD]onbepaalde duur bij gebrek aan bepaling, algemene vergadering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Monday of June at 20:00