Summary
Drima is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €163,644 and a net result of €85,984. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 8102 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
51 d early
2024
27 d early
2023
48 d early
2022
26 d early
2021
44 d early
2020
40 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€163,644▼ 7.9%
2024 · €177,660
Net result
€85,984▲ 55.5%
2024 · €55,279
Total assets
€202,249▲ 1.9%
2024 · €198,389
Solvency
80.9%▼ 8.6pp
2024 · 89.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€74,206▲ 0.2%€49,328▼ 33.5%€65,745▲ 33.3%€71,780▲ 9.2%€111,283▲ 55.0%
Net result€57,656within the sector's middle half▲ 1.0%€37,130within the sector's middle half▼ 35.6%€50,694within the sector's middle half▲ 36.5%€55,279within the sector's middle half▲ 9.0%€85,984above the sector's middle half▲ 55.5%
Equity€105,145within the sector's middle half▲ 11.2%€106,981within the sector's middle half▲ 1.7%€122,381within the sector's middle half▲ 14.4%€177,660within the sector's middle half▲ 45.2%€163,644within the sector's middle half▼ 7.9%
Total assets€169,966within the sector's middle half▲ 3.2%€162,570within the sector's middle half▼ 4.4%€185,307within the sector's middle half▲ 14.0%€198,389within the sector's middle half▲ 7.1%€202,249within the sector's middle half▲ 1.9%
Debt€64,821▼ 7.5%€55,589▼ 14.2%€62,926▲ 13.2%€20,729▼ 67.1%€38,605▲ 86.2%
Working capital€100,480within the sector's middle half▲ 7.5%€105,897within the sector's middle half▲ 5.4%€120,056within the sector's middle half▲ 13.4%€175,808above the sector's middle half▲ 46.4%€162,265above the sector's middle half▼ 7.7%
Solvency61.9%within the sector's middle half▲ 4.4pp65.8%within the sector's middle half▲ 3.9pp66.0%within the sector's middle half▲ 0.2pp89.6%above the sector's middle half▲ 23.5pp80.9%above the sector's middle half▼ 8.6pp
Current ratio2.55within the sector's middle half▲ 0.222.90within the sector's middle half▲ 0.352.91within the sector's middle half=9.48above the sector's middle half▲ 6.575.20above the sector's middle half▼ 4.28
Return on assets (ROA)33.9%above the sector's middle half▼ 0.7pp22.8%within the sector's middle half▼ 11.1pp27.4%above the sector's middle half▲ 4.5pp27.9%above the sector's middle half▲ 0.5pp42.5%above the sector's middle half▲ 14.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202,249
Fixed assets
€1,379 ▼ 25.5%
Current assets
€200,870 ▲ 2.2%
Equity and liabilities €202,249
Equity
€163,644 ▼ 7.9%
Debt
€38,605 ▲ 86.2%
Debt's share of the balance-sheet total rises from 10.4% to 19.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
52.5%▲
2024 · 31.1%
Debt ≤ 1 year
€38,605▲
2024 · €20,729
Income taxes
€24,838▲
2024 · €16,040
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,909 | €3,582 | €1,123 | €473 | €473 | = |
| Other operating charges640/8 | €1,364 | €1,127 | €1,291 | €1,498 | €2,325 | ▲ 55.2% |
| Gross operating margin9900 | €78,478 | €54,037 | €68,160 | €73,751 | €114,081 | ▲ 54.7% |
| Operating profit (loss)9901 | €74,206 | €49,328 | €65,745 | €71,780 | €111,283 | ▲ 55.0% |
| Financial income75/76B | €1 | €0 | - | - | - | - |
| Recurring financial income75 | €1 | €0 | - | - | - | - |
| Financial charges65/66B | €244 | €215 | €410 | €460 | €462 | ▲ 0.3% |
| Recurring financial charges65 | €244 | €215 | €410 | €460 | €462 | ▲ 0.3% |
| Profit (loss) for the period before taxes9903 | €73,962 | €49,113 | €65,335 | €71,319 | €110,821 | ▲ 55.4% |
| Income taxes67/77 | €16,306 | €11,983 | €14,641 | €16,040 | €24,838 | ▲ 54.8% |
| Profit (loss) for the period9904 | €57,656 | €37,130 | €50,694 | €55,279 | €85,984 | ▲ 55.5% |
| Profit (loss) for the period to be appropriated9905 | €57,656 | €37,130 | €50,694 | €55,279 | €85,984 | ▲ 55.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €169,966 | €162,570 | €185,307 | €198,389 | €202,249 | ▲ 1.9% |
| Fixed assets21/28 | €4,665 | €1,084 | €2,325 | €1,852 | €1,379 | ▼ 25.5% |
| Tangible fixed assets22/27 | €4,665 | €1,084 | €2,325 | €1,852 | €1,379 | ▼ 25.5% |
| Plant, machinery and equipment23 | - | - | €2,325 | €1,852 | €1,379 | ▼ 25.5% |
| Furniture and vehicles24 | €4,665 | €1,084 | €0 | - | - | - |
| Current assets29/58 | €165,300 | €161,487 | €182,982 | €196,537 | €200,870 | ▲ 2.2% |
| Amounts receivable after more than one year29 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Other amounts receivable291 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Amounts receivable within one year40/41 | €18,004 | €14,327 | €30,927 | €16,661 | €0 | ▼ 100% |
| Trade receivables40 | €16,311 | €13,310 | €30,927 | €16,661 | €0 | ▼ 100% |
| Other amounts receivable41 | €1,694 | €1,017 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €76,770 | €76,618 | €81,472 | €109,876 | €130,212 | ▲ 18.5% |
| Deferred charges and accrued income490/1 | €526 | €542 | €583 | €0 | €658 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €169,966 | €162,570 | €185,307 | €198,389 | €202,249 | ▲ 1.9% |
| Equity10/15 | €105,145 | €106,981 | €122,381 | €177,660 | €163,644 | ▼ 7.9% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €85,145 | €86,981 | €102,381 | €157,660 | €143,644 | ▼ 8.9% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | €83,145 | €84,981 | €102,381 | €157,660 | €143,644 | ▼ 8.9% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €64,821 | €55,589 | €62,926 | €20,729 | €38,605 | ▲ 86.2% |
| Amounts payable within one year42/48 | €64,821 | €55,589 | €62,926 | €20,729 | €38,605 | ▲ 86.2% |
| Current portion of amounts payable after more than one year42 | €3,266 | €4,352 | €4,395 | €4,402 | €5,066 | ▲ 15.1% |
| Trade debts44 | €152 | €2,851 | €4,335 | €1,069 | €3,137 | ▲ 193% |
| Suppliers440/4 | €152 | €2,851 | €4,335 | €1,069 | €3,137 | ▲ 193% |
| Taxes, remuneration and social security45 | €8,795 | €6,299 | €11,242 | €8,113 | €22,250 | ▲ 174% |
| Taxes450/3 | €8,795 | €6,299 | €11,242 | €8,113 | €22,250 | ▲ 174% |
| Other amounts payable47/48 | €52,608 | €42,087 | €42,953 | €7,145 | €8,152 | ▲ 14.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57,656 | €37,130 | €50,694 | €55,279 | €85,984 | ▲ 55.5% |
| + Depreciation and write-downs630 | €2,909 | €3,582 | €1,123 | €473 | €473 | = |
| Operating cash flow (approximation) | €60,564 | €40,712 | €51,818 | €55,752 | €86,457 | ▲ 55.1% |
| Investment in fixed assets (approximation) | - | €0 | -€2,365 | €0 | €0 | - |
| Change in cash | - | -€152 | €4,855 | €28,404 | €20,336 | ▼ 28.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €85,984 ▲55.5%
Operating result €111,283, net result €85,984, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.48
Current ratio from 2.91 to 9.48; short-term debt falls from €62,926 to €20,729.
31-12
Financial
Equity above €150,000Eq €177,660 ▲45.2%
7 profitable years in a row build equity to €177,660.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100,000Eq €105,145 ▲11.2%
4 profitable years in a row build equity to €105,145.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €30,958 ▼24%
Net result drops to €30,958, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2017
Ground area
1,003 m²
Building footprint
190 m²
Volume, LiDAR
1,019 m³
Parcel 13046B0306/00E003, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Drima
since 20172.259.931.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046B0306/00E003 | Flanders | 1,003 m² | 1 · 190 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 13,374 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0667977137
Also
9925:BE0667977137
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.